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Found 9 results

  1. Hi All. I was going to resurrect the old thread just for the latest judgement, this is an appeal which confirms the view that the coa emanates from the default notice date of course. I know this is an old thread, but there has recently been a test case which proves the point that a COA is in fact the date of the 87DN. Therefore it should be considered as such when calculating the COA and the subsequent barr date. It ties up the large thread nicely https://www.bailii.org/ew/cases/EWCA/Civ/2019/12.html Critically, section 87(1) does not provide merely that a
  2. Hi, I suffered a change in circumstances leading to a significant drop with my salary. I was unable to honour my direct debit to Harlands to cover my gym membership for Xercise4Less so cancelled it without giving them any notice. I find out later that they charged me a £25 admin free as per their terms and conditions. The T&Cs mentioned were news to me as not aware of any. None were presented at the time I took my membership out, and all I signed was the direct debit mandate to authorise them to deduct £9.99 on a monthly basis. I eventually found the T&Cs in
  3. Hello, I don't have any questions, but I used this forum a lot to read similar cases to mine and as mine has been resolved today I thought I'd share my story as a source for anyone who has the same problems. I have had a gambling problem for a few years, which often leaves me short of money each month. Unfortunately, this led to me making the terrible decision to buy a zone 1-2 travelcard when I live in zone 6 as the station I go to doesn't have barriers. I often work late so I rarely get the train home (usually a cab paid for by the company I work for) and so I justified it to myse
  4. I have been with the same company for many years firstly when they were Telewest and later companies. I have had reason to complain regarding their 14% package increase from February 2016. The increase is on a package that costs me just £24.49pm. Now with this increase I was given a GWJ of a nice amount. The issue arose due to their DD system and my banks one. This resulted in VM taking a DD 5 days before the due date. I sent an email to the CEO's office and was called back a few minutes ago. The result was well surprising to say the least. VM have a little known or advertised
  5. So... Lets see where to start. Back in March I purchased a Surface Pro 3 Keyboard, Knowing that i was going to purchase a SP3 at somepoint in April. That I did. It remained in storage for a while until I purchased a SP3 and decided to use them together. When i started using it, I noticed a rather severe battery drain that would kill the battery life of my SP3 when attached. When not attached, it was fine. Lasting almost 8 hours with one use. So I returned it back to Curry's while I was home in Portsmouth for a quick holiday. They said to me that they would take it awa
  6. HSL Chairs market mainly to the elderly, the shops are friendly , staff all teddy bear types, furniture delivered promptly. Where is the snag? Have a problem and the image crumbles. Given that delivery is four weeks on new goods it took us five weeks of constant calls and hassle to get a faulty chair repaired. They refused to replace this chair despite a serious fault appearing after only one day. No one came out to inspect. The shop staff passed our complaint to the factory who did call and make promises to do somet
  7. Hi All, I just want to state that I had a problem with my insurance, bikesure ((Motorcycle). I rang bikesure to discuss this, it took a bit of time,I listened, they listened. In the end it was resolved to both parties satisfaction. I think credit is due where it is due, also the number to resolve these matters is an 0800 number. I have no connection with Bikesure, just a satisfied punter. I would recommend them.
  8. Hi all, wondered if anyone has had or is having a similar problem as me. I called into my Next store and placed an order for a suit. I paid for next day delivery as they didn't have my size in the store. The delivery arrived but only the trousers, no suit jacket. I called them that day to see what had happened. Anyway, to cut a long story short, I was trying to sort it out for over 4 hours. I was passed from pillar to post as no-one knew what was going on. I had to make repeated calls as I was promised call backs and they didn't happen. I was lied to about stock availabi
  9. hi,i posted on here previosly regarding a letter i recieved from tax credits.they wanted proof that my ex partner didnt live with me and i had nothing to show them.they sent me an overpayment of 22grand and a 3grand penalty for lying.i went to cab who in the end were not much help and moved so slowly,ended up making myself ill running around,contacting people,mps etc..anyway in the end i managed to get some documents off my ex and they accepted these as proof.would just like to say this forum was such a great support to me at the time,like everyone else was off my head with worry,convinced i w
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