Hi, I have been succesfull in claiming back charges from my BOS business account.The wording of your claim is slightly different, but yes you can claim all your returned d/d charges also excess o/d charges back. I am in the process of claiming back about £7,000 Will take a bit of time but worth it in the long run. All the bumf they send you is their way of trying to put you off and delaying you as long as possible.Its your money, go get it back. Best wishes with your claim. Regards. Scott.

Loki ! I could'nt beleive my eyes ! Thought I saw 2 posts the same. Looks like you've had a reply to the other one. Best wishes. Scott.

Hi, Bexter. Sounds like things are going to plan. There's a Rejection of Settlement Letter in the Bank Templates Library. Regards. Scott.

Hi, I've got 2 claims up in March. Keep me posted when you hear anything. Regards. Scott.

Ida, they may not close any of your accounts, they have been looking for an excuss to close mine's for years ! Regards. Scott.

Well said that man. Hi and welcome to the site.The more you read the easier it all becomes. Best wishes with your claim's. Regards. Scott.

Hi, Helen. Have you sent your LBA? if so continue with your timetable and take them to court. They will stall you as long as they can. Stick to the step-by-step instructions and you will get all your cash. Regards. Scott.

Hi Helen, Take them to court ! What stage are you at, have you sent your LBA? Regards. Scott.

Hi, Javorb. The answer your looking for is yes. Have a look in the Lloyds Bank forum and click on Lloyds TSB successes. Loads of people have won against Lloyds. Hope this helps. Regards. Scott.

Hi and welcome Ida. Yes you can claim the excess o/d charge and the returned d/d charges. After being with BOS for about 28 years they have just closed my account and asked me to cut up my Visa card.(nice people). Might have something to do with the £7,000 they are due me ! Best wishes with your claim. Regards Scott.

Stevie, thanks for the info. Do you know if there is anything about them on this site. Scott.

Stevie, Hello and welcome, sorry I've no idea who Paragon are. Can you tell me the score? Regards. Scott.

Sorry, cant help you on that one as I don't have a Law Pack. I'm in Scotland , so have stuck to the small claims track. Don't worry there are plenty people on this site who will be able to help you out. Regards Scott.

Hello and welcome, Try spending a few days getting to know your way around.There's a lot to take in. Have a read of the F.A.Q.s and step-by-step guides. The more clued up you are the quicker you will get your cash. Look in your banks forum, read some threads and get a better idea of how to start. Best wishes with your claim. Scott.

Hello and welcome, Its not as hard as you think ! just remember it's your cash. Take some time to read the F.A.Q.s and step-by-step guides. The more you read the more you take in, and the easier it all becomes. After getting your head round the site, post in your banks forum. There are lots of people in the same boat as you. Regards. Scott.

Hi, Tanzi. Yes the court will send your Summary Cause papers back to you in about 3 to 4 Days. They also give you a list of Local Sheriff's Officers who will serve the claim for you. You have 21 Days before the return date on your papers to serve the claim. Hope this helps. Regards. Scott.

Leftie, That's what they told me too. Was down at Edinburgh Sheriff Court yesterday filing my claim for the whole amount they are due me, not this £12 guff. It's your cash. Get it back. Best wishes with your claim. Scott.

Hi, You have a couple of good ex-Jambos in your side. Regards. Scott.

Hi, Reaver. When you fill in your spreadsheets, the interest is calculated for you. Easy Peasy ! Best wishes with your claims. Scott.

Hi Boo, I know what you mean about the on-line affair, I'm usless at typing, also not so clever at legal issues. My wife and son hardly seen me for about a fortnight! Did'nt complain when they got big christmas presents. Regards, Scott.

Hi and welcome, better posting in the Lloyds Forum. I'm sure a lot of them would like to know the score. Regards, Scott.

Pej, It's YOUR cash. Post in your own Banks forum, there will be someone at the same stage as you, willing to give you help and support. Daunting ! thats what I thought , loads of my family and friends laughed when I said I was going to take the bank to court. Well their not laughing now. They are all trying to do do the same thing. Best wishes with your claim. Scott.

Hello and welcome, Take some time to read all the F.A.Q's, Everthing you need to reclaim your charges is on this site, just takes a while to get your head round. Post in your banks forum, there are loads of people in the same boat as you willing to help you out. Best wishes with your claim. Scott.

Hi, Have a look in the Parking/Traffic Wardens Forum, bound to get help in there. Good Luck. Scott.

Sorry, yes I think your right.