Hillie, I was the same, I used to be embarrassed about my account and the way I coudnt handle it.But reading some of the stories in here there are countless people all in the same boat as us, some a lot worse. It realy cheers me up reading all the sucess stories, the more the merrier. Best wishes with your claim. Regards. Scott.

Great Minds Think Alike !

Hello and welcome, Also post in the FD forum, i'm sure a lot of people in there will want to know how your getting on. Best wishes with your claim. Regards. Scott.

Hi, Sorry I misread your question.

Hi, David. The day after your Return Day, you were ment to phone the court to see if there had been any response by the defender. If I were you I'd phone the court as soon as possible. Not sure what happens now. Best wishes. Regards. Scott.

Hello and welcome, If you read all the F.A.Q.s and Step-By-Step guides you will get your cash back. Take some time to look around the site, have a look in your banks forum, read a few posts and ask some questions. If there is something your not sure about, ask. Someone will try to help you. Best wishes with your claim. Regards. Scott.

Hello and welcome Ben, You've come to the right place to claim back your cash. Have a look in the HSBC Forum, there are plenty people in the same boat as you willing to help you out. Remember to read all the F.A.Q.s and Step-By -Step guides, It makes the whole process much quicker and easier. Best wishes with your claim. Regards. Scott.

Hello and welcome, Everthing you need to claim back your cash is here. Just takes a while to take it all in. Please read the F.A.Q.s and Step-By-Step Guides. The more you read the easier it gets. Have a look in your banks forum, read a few posts then ask some questions. Keep us posted with your claim. Regards. Scott.

Hello and welcome Nailujrt, Good to here about your childrens claims. Best wishes with yours. Regards. Scott.

Hi, Cliffsmith. Looks like your heading in the right direction. Best wishes with your claim. Regards. Scott.

Hello and welcome, The answer your looking for is yes, you can claim on closed accounts. Regards. Scott.

Hello and welcome, Your going the right way about it. Read up as much as possible before you claim. Read all the F.A.Q.s and step-by-step guides. Have a look in your banks forum and ask some questions. Best wishes with your claim Regards. Scott.

Hi Clare, When BOS first sent me their offer, it had the wrong house number and the wrong post code, god knows how it managed to find me. Seems they have some wee lassie typing out piles of letters and she has not got a scooby! Still got my cash in the end, so can't complain. Regards. Scott.

Hi and welcome, The answer to your first two questions is yes. ( at least that's what I would do). Your third, yes that's a bog standard reply, they will stall you as long as possible. Stick to your timetable.Have a look in the Barclays forum, there's plenty people there willing to help you. Best wishes with your claim. Regards. Scott.

Hello and welcome, What do you mean by 'try', you will if you read all the F.A.Q.s and step by step guides. The more you read the easier it gets. Have a look in your banks forum, read a few posts and ask some questions, won't be long till your on your way. Best wishes with your claim. Regards. Scott.

Hello and welcome, Take some time to read the F.A.Q.s and step by step guides. The more you read up, the easier it is to start claiming back your money.Have a look in your banks forum, read some threads then post some questions. Everthing you need is here, just takes time to take it all in. Best wishes with your claim. Regards. Scott.

Hi Gemma, I took BOS to court and they did'nt contact me untill my court return date which was 7 days before my hearing date. They then offered me a full refund plus interest plus my court fee. Hope the same thing happens to you. You should post in the Lloyds forum and ask some questions, I'm sure someone in there will help you out. Best wishes with your claim. Regards. Scott.

Hello and welcome, Yes you can claim back up to 6 years on your Nat West account closed or not. Sorry can't help you on question 2 (but someone will) Question 3 HSBC may close your account if you persue them. Please take some time to read the F.A.Q.s and step by step guides. Everthing you need to claim back all your charges will be on this site, just takes a while to read around and take it all in. Have a look in the Nat West forum and ask some questions, your sure to get help from people in the same boat as you. Best wishes with your claim. Regards. Scott.

Hi, Doubt it would differ atall. Regards. Scott.

Hi Michelle, I've just handed in 2 claims to the sheriff officers, I'll be doing the same as you now, sitting and waiting. Best wishes with your claim. Regards. Scott.

Hi Michelle, I'm humpty at typing too ! Maybe one of the Mod's will see this and delete it. Regards. Scott.

Hello and welcome, First thing to do is read all the F.A.Q.s. and step-by-step guides. This makes the whole process so much easier for yourself in the long run. Have a look in the A & L Forum, read a few posts and ask some questions, there are plenty of people in the same boat as you. Best wishes with your claim. Regards. Scott.

Hello and welcome, I am also with BOS and have succesfully had charges refunded for my first claim, I'm in the process of claiming about £7,000 back and I'm also in Scotland. Everything you need to get your charges are on this site, just takes a wee bit of time to get your head round. You should spend a few days getting to know your way around. Please read all the F.A.Q.s. and step -by step guides. The more you read the easier it gets.Have a look in the BOS forum, read a few posts and ask some questions in there. The thing to remember is that it's your money and you will get it back. Best wishes with your claim. Regards. Scott.

Hello and welcome. The best thing you can do is take a few days to read as much info on this site as possible, everthing you need to get your money back is here, just takes some time to get to grip with everything. Read the F.A.Q.s and step-by-step guides and you won't go far wrong. Have a look in your own banks Forum and read a few posts.The more reading you do the better and easier it is in the long run. Best wishes with your claim. Regards. Scott.

Hi Rachel, and welcome. In the Bank Templates Library there is a Rejection Of Settlement Offer letter. Hope that's what your looking for. Regards. Scott.