Hello Label, Have a look in.....Forums, scroll down to HSBC and click on First Direct(sub forums) You should get what your looking for in there. Regards. Scott.

Hi, Patricia. Think it took me about 12 weeks, that was my first claim. I believe they pay out a lot quicker when they realise you are serious about taking them to court. Like many others Bank of Scotland did all they could to delay the process, but in the long run, I got my money. I've just started a summary cause against them and it will be interesting to see when they pay up. Best wishes with your claim. Regards. Scott.

Hi Caz, Think I just telephoned the court and told them the Bank had settled. You should give them a ring asap and they will tell you the score. Regards. Scott.

Hello and welcome, Take some time to read all the F.A.Q.s and Step-By-Step guides, the more you take in the easier and quicker you will get your money. Have a look in the Natwest Forum, read a few threads then post a question. People in there will be willing to help you. Regards. Scott.

Hi KWeisberg, To find your old post click on your user name in a thread and you will find all posts by you. You seem to be heading in the right direction. To my knowledge, very very few people have had to appear in court. I dont know how you will be claiming, I'm in Scotland and using small claims, all I can loose is my £39 court fee. You should carry on and take them all the way. You should post a thread in your banks forum and someones bound to help you out. Best wishes with your claim. Regards. Scott.

Hi, Don't know much about this myself, but there is a telecoms Forum, Have a look in there and ask your question. Regards. Scott.

Hello and welcome, Have a look in the RBS Forum, read some threads then post your own, someone in there will help you. Regards. Scott.

Hi, Beccy. Post a question in the Natwest Forum, plenty of people there,in the same boat as you. Regards. Scott.

Hello and welcome Lulu, Have a look in the HSBC Forum and you will see FD Successes. Regards. Scott.

Hello and welcome, Good to hear you are taking a stand and getting your money back. Don't be nervous ! That's easy for me to say, but I was exactly the same when I first claimed. There is no better feeling than the bank offering the full amount back to you.Have a look in the Nationwide Forum and read the successes, sure to put a smile on your face. Best wishes with your claim. Regards. Scott.

Hello and welcome, Have a look in the Yorkshire Bank Forum, also look in the Yorkshire Bank successes, It will cheer you up no end. Ask some questions if your finding things tough. Regads. Scott.

Hello and welcome Snoopy, Dont worry, you've come to the right place to get all your money back. Take some time to read all the F.A.Q.s and Step-By-Step Guides, the more you read the easier and quicker you'll get your cash back. Have a look in your Banks forum, read a few posts and ask some questions. There are plenty of people in the same boat as you willing to help. Best wishes with your claim. Regards. Scott.

Hello and welcome, I agree, this site rock's! Take some time to read all the F.A.Q.s and Step-By-Step Guides. The more you take in at this stage the easier it all becomes. Have a look in your banks forum, read a few posts then ask some questions.Always someone willing to help. Best wishes with your claim. Regards. Scott.

Hi, David. If your calling date has passed, just phone the court as soon as you can, they will tell you what happens next. Regards. Scott.

Hello and welcome, I have a business account and I have already claimed charges back from the Bank of Scotland. Have a look in forums then the Bank Templates Library....There is a Business letter in there for you to send. Regards. Scott.

Hi Tina, You seem to be heading in the right direction.Keep us posted in your banks forum. Regards. Scott.

Hello and welcome, I think the £10 covers all accounts or all the information the bank has on you. Remember to read all the F.A.Q.s and Step-By-Step guides, you will soon be on your way to getting your money back. Regards. Scott.

Hello and welcome, The more you read, the easier it all gets. Have a look in your banks forum, read some posts and ask some questions.There are plentyof people willing to help you. Best wishes with your claim. Regards. Scott.

Hello and welcome catman, You've got the right idea, the more you read and take in, the easier it all becomes.Have a look in your banks forum, read a few posts and ask some questions.Everthing you need is here. Keep us posted with your claim. Regards. Scott.

Hello and welcome, Take some time to read the F.A.Q.s and Step-By-Step Guides. The more you take in the easier and quicker you will get your cash. Have a look in your banks forum, read a few posts and ask some questions.Everthing you need is here, just takes a while to work it all out. Best wishes with your claim. Regards. Scott.

Hi, The £39 covers everthing, the court will serve the summons for you at no extra cost. Regards. Scott.

Hi, Go to forums scroll down to the Bank Templates Library click on Data Protection Act Subject Access Request Send the bank this letter with a Cheque for £10. The bank then have 40 days to send you all your banking history with them. You must take a bit of time to read up on your claim. Have a look in the Halifax forum, read a few posts and ask some questions. The more clued up you are the easier the whole process becomes. Don't worry, you will get your statements and you will (if you follow all the step-by-step guides) get your money. Regards. Scott.

Hi Ida, I'm with the BOS ! Well I was till they shut my account. And yes, pick away. Regards. Scott.

Well done Caz ! Great to hear. Spend it wisely? Regards. Scott.

Hi Ida, I've just handed in my first Summary Cause. When you take your papers to the Sheriff Court, you will pay £39.00.They will then send the papers back to you with a Return Date and a Calling Date. You then have to take your papers to a Sheriff Officer's to get them to serve the summons for you, this cost me £15.97. The Court gives you a list of local Sheriff Officers, so it's not to much of a problem. Regards. Scott.