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    • Hi,  It has been very stressful. I have just received a letter of 'Notice of Transfer of Proceedings' which states the case has been transferred to my local court and to await judge's directions. Is there still a possibility that it will not go to court? The other issue I now have is that I am moving abroad for work in the next few months and now might not actually be able to attend the court hearing!  I am not sure what the best course of action is now. I feel like after all this, the MET are going to win anyway! HELP! 
    • Thanks for jumping in Bazza.  I understand that some people would suggest this.  But no. The moot point is that there should not be any debt.  There shouldn't be any reason for me to be made B.  The lender / receiver are responsible for the property not selling in a timely manner.  Whoever heard of a (well-located nice) property not selling in >5y?    They have no reasons.   Disclosure has subsequently offered staggering evidence which corroborates lender bad behaviour, bribery, and collusion/ interference with the receiver.  I am holding them to account for this.  It is clear they don't want this evidence in the public domain - it will shred their reputation.   (One also has to understand that the ceo - with collusion and conflict of interest (using same lawyers as lender) and receiver - tried to get the property cheap for his own use) They now want to agree a settlement.  I have separately reported a lawyer for negligence to the LO and SRA. I want to report the receiver as soon as I understand how to.
    • Same as Barclays one I have just updated on. PRA group have written back and told me they intend to proceed with claim, have also sent another stack of documents, similar to last time round. I did fill in an online income breakdown etc on their website  offering to pay them x amount of money back each month,  a couple of weeks back, they haven't acknowledged that ?  
    • Hello, I wasn't able to update the defence, so they got the daft one.  Pra Group have responded dated 25th April saying they intend to proceed with claim. I have also received a stack of documents, similar to last time - print outs of old statements, but this time around they have send me a copy of the Barclay Card Conditions. Unsigned and dated. The address is an old address.  A consumer credit agreement with current address. Pages of it and no signature. I have uploaded onto a PDF what I have. The CCA agreement looks like a generic print out, I5 pages + long, I've included the 1st page that had my details on (redacted) don't know if its necessary to upload all of it.  Barclays 26042024.pdf
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Currys/pc world can I return for refund?


Piper79
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Hi

bought a computer for my daughter 4 days ago from currys/pc world.

It was described as a social computer which means just basic use.

I said thats fine she's only 11 so as long as she can play basic games and watch you tube that's ok.

The assistant said yes.

 

got it home and it was absolutely terrible.

I think it took 6+ hours for all the updates,

not sure exactly on the time but went to bed and left it on overnight.

 

 

The next day my daughter put it on it did even more updates for half an hour and on the left side of the screen a name popped up (something??) whatmann?

I just had a feeling it had been used before (was sealed when bought though).

 

 

she managed to just add a desktop pic and couldn't do anymore because it was that slow.

I decided to take it to my sisters house incase it was down to my Internet running slow, so tried again there.

 

 

We could barely open a page without it freezing, took about 15 mins trying to open 3 tabs and wouldn't close them straight away either also YouTube was buffering so no music either and the front speakers set at 100% played at about 20/30%.

 

Checked reviews later and they were all terrible,

I've looked online about taking it back and people have all put their experiences saying they won't refund as item open and used,

but if I didn't open and try how would we know.

 

 

I really don't want to be stuck with this as it won't be and can't be used, I genuinely think it's faulty.

Does anyone have any advice on my rights with returning it?

Thank you.

 

Packard Bell

All in one

4gb ram

500 storage

Hard drive

£329 down to £249

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If it is faulty, you can return it.

If it was misdescribed (based on facts), you can return it.

Where it gets difficult is if it isn't faulty, and hasn't been misdesecribed / misrepresented, but becomes a matter of opinion as to what a 'basic', 'social' PC should do.

 

Probably the key issue is why it is slow.

 

In theory it meets the minimum spec to run Windows 10

https://www.microsoft.com/en-us/windows/windows-10-specifications

although this only means it could run Windows 10, not will run it at any reasonable speed.....

Needling to do lots of updates : not a reason to return the PC, as any replacement will also need the Windows updates. You need to look at its speed / performance once all relevant updates are done.

 

Youtube buffering? You need to establish if it is the PC that is the issue, or youtube/the internet connection. Again, you can't reliably do this while performing updates....

 

This PC has a AMD E1-7010 Processor, which might be the cause of your woes, if you are placing too much demand on it.

It also only has 4Gb of RAM, which again may be the cause of the woes. If the RAM is fully utilised it may have to use a 'swapfile' in place of RAM, which will lead to data being written to the hard drive all the time. If this is this case you'd heard the hard drive working constantly.

 

Malware might be a problem too, so if all else fails scan it with malwarebytes.

There are many more possibilities, (including running 2 'competing' anti-virus programs that then conflict)

 

So, start Win-doze, and make a cup of tea, natter to your friends, and let it do everything it does until it has completed all its housekeeping.

Then open up "Task manager' (press the windows button, or click the windows icon in the bottom left of the screen).

Go to the "Windows System" part of the menu that appears, and Task manager should be clickable there to start it.

 

Open up one window of your browser, and try an play one video from youtube.

Task manager should give you an indication of CPU and memory usage on its default "processes" page, but next to the processes tab is a 'performance' tab that will let you look at CPU usage, memory usage and more.

 

Down the bottom of the 'performance' page there is a clickable link to "open resource monitor" : if need be you might be asked to look here for further details.

 

Post back with some indication of if there is something clearly making it slow, or some resource that seems 100% utilised much of the time.

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under CRA you can return it for no reason at all within 14 days

within 30 days if faulty

and you should be given a full refund

 

 

I believe the store has a 28 days returns policy anyway

but watchout for their unlawful restocking fee!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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under CRA you can return it for no reason at all within 14 days

within 30 days if faulty

and you should be given a full refund

 

 

I believe the store has a 28 days returns policy anyway

but watchout for their unlawful restocking fee!!

 

That wold only apply to online purchases, not in store purchases.

PC World does have a 28 days return policy, but only on unopened items.

I've never heard of PC World/Currys charging a restocking fee though.

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thanks guys did see it wasn't ordered online was on a small screen phone

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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