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    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though.     A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees.   https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
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    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
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Single justice procedure notice


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Hello CAG

Can you help.

You have been very helpful to me in the past so i am wandering if you can help me with this situation.

I have received a SINGLE JUSTICE NOTICE PROCEDURE i has given me 21 day to fill out and return the forms that was 25 day ago.

yes i know i should have returned them but honestly i dont even open my post any more because it seem like there is somebody always chasing me for money..... to say the least i am feeling more and more stressed as time goes on and i have a "i dont care attitude" which i know is not healthy.

I phoned the relevant speeding department and have asked what can be done....Nothing can be done.

I was traveling at 37 mph and was court by : manned equipment

charge sheet

1: fail to give information relating to the identification of the driver

2: speeding - exceed 30 mph on restricted road - manned equipment

I haven't been working since Christmas as i closed my business down and i am living on a limited income....

Can you help...

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How come you are being persued both for speeding and failing to identify?

Usually it is one or the other. (If you don't identify the driver who was speeding, they can't prosecute the driver, but then go after the keeper for failing to identify).

You are going to be summonsed to court.

Attend. Plead guilty (unless you have a defence).

Ask if they will withdraw the failure to identify if you identify the driver and, (if it was you!) plead guilty to the speeding,

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What date was the speeding offence?

Dual charging may help you if you approach the CPS before Hearing and offer to plead Guilty (if true). to speeding if they drop the FTF charge.

I don't know how they can charge you with speeding if you did not name the driver, unless pulled over.

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“Dual charging” (with speeding and FtF) is perfectly normal in your circumstances and in fact, provided you were driving, is to your advantage.

The process is that the police

(or safety camera partnership)

cannot take action for speeding unless you nominate yourself (or somebody else) as the driver at the relevant time.

You failed to do so when asked and so you have committed the offence of “Failing to Provide Driver’s details. This known as a S172 offence (because it is covered by Section 172 of the Road Traffic Act).

From your description (that you simply ignored the request) you have no defence against that charge.

It carries a hefty fine (one and a half week’s net income), six points and insurance grief for probably five years.

(It is an endorsement that insurers really do not like and they load premiums considerably for those with it).

However,

you have been thrown a lifeline having been dual charged.

What you must do,

when you are summonsed,

is to attend court on the day required

and ask to see the prosecutor in your case.

You must then tell him/her that your personal circumstances were such that you could not deal with the S172 request (don’t elaborate unless asked) but that you will plead guilty to speeding provided the S172 charge is dropped.

There is no obligation for the prosecution to agree to this but they almost always do.

Things to remember:

- Do not under any circumstances plead guilty to either offence in advance of your hearing;

- Do not demand the deal – you have no right to it;

- Plead guilty to speeding only when you are sure the deal has been agreed.

(If you cannot see the prosecutor beforehand you can suggest the deal when you are called into court).

The situation you are in puts you on the back foot.

There is no evidence to convict you of speeding as they do not know who was driving.

But there is ample evidence (to which you have no defence) to convict you of the more serious S172 offence.

The “plea bargain” is your best option to minimise the damage

(which would have been the offer of a speed awareness course - if you had not done one in the past three years – if you had only dealt with the matter as soon as it arose).

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