I recently wrote to Robbers Way asking if i could pay by Standing Order (i usually pay using the payment slips they send to me but they never arrive on time and Robbers blame me for it).

I received the letter below today and i noticed that they are asking for the Standing Order to be paid to London Scottish Finance.

Now correct me if i am wrong but i thought the London Scottish Bank had gone into Administration this year. I know Robbers Way are a London Scottish Company but how can i make payments to a bank which no longer exists.

They have no legal authority to require you to do anything - only a county court has this power.

Having letters printed with the correct details would cost money.

Robinson Way are merely being as economical with their stationery as they are with the truth.

Mr Ton. I am quite happy to pay them. It is from an old bank account that was passed to them in 2003 it was then sold on to Robbers in 2005 or 2006 and i have been paying them ever since.

I did send an SAR to the original bank, i got a lot of stuff back including statements showing all the activity on the account from January 2001 until February 2003. It is all made up of charges but since i didn't make a claim for the charges to be refunded in 2006/2007 (when i probably should have done but did not think about it) i don't think i can put a claim in now because the charges were applied more than 6 years ago (shame as i could use the money now).

I did put a thread in the Bank Action Group but i was told that i can only claim back if it was less than 6 years ago.

Name & Registered Office:

LONDON SCOTTISH FINANCE LIMITED

c/o ERNST & YOUNG LLP

100 BARBIROLLI SQUARE

MANCHESTER

M2 3EY

Company No. 00233259

Earnst & Young LLP are the liquidators!

Thats shocking. I should be paying Robbers not the Liquidators!!

Ive just had a quick look at my original letter and the company number is 885896 registered office 201 Deansgate, Manchester, M3 3NW

Looks like london scottish finance, still have a Consumer Credit Licence!????

CCA Search :: CCA Search Results :: Licence Details

Application / Licence Details

Licence Number:0001977Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

London Scottish Finance Limited 233259

Categories:

Consumer credit

Consumer hire

Credit brokerage

Debt adjusting/counselling

Debt collecting

Right To Canvass Off Trade Premises:Yes

Trading Name(s) (Current):

Archway Loans

B Lewis & Son (Widnes)

Bargain Busters

Call-4-Cash

Call-4-Cash Direct

Duponts

Lewis Finance

Lifestyle

London Scottish

London Scottish Auto Finance

London Scottish Commercial Mortgages

London Scottish Consumer Mortgages

London Scottish Direct

London Scottish Homeowner Loans

London Scottish Mortgages

MC Debt Collection Services

Morses Club

Mortgage HQ

Prime Finance

Refuge

Regent Street

Reliance

Sterling Legal

Stewarts

Yes-2-Cash

Trading Name(s) (Historic):

Mitchams

H Hall & Company

Darkings of Godalming

Everything Financial

Manor Credit

Issued Date: 04-Nov-1976 Expiry Date: 07-Dec-2011

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

Name Position

Frank Dyson OFFICER

Patrick Francis McDonnell OFFICER

Robin James Ashton

Historic Individuals that run the organisation:

Name Position

Alan Frederick Toogood OFFICER

Clive George Sontier Smith OFFICER

Deborah Louise Collier OFFICER

Dennis Graham Lee OFFICER

Jack Livingstone OFFICER

John Helliwell OFFICER

John Tomlinson OFFICER

Kevin James Cooke OFFICER

Mark Albert Tattersall OFFICER

Martin Stephen Coates OFFICER

Mr Basil Newman Hall OFFICER

Mr Charles Wiliam White Dupont OFFICER

Mr Colin Edward Leaves OFFICER

Mr Colin Maddison OFFICER

Mr David Murray Macdonald OFFICER

Mr Denis Arthur Johnson OFFICER

Mr Dennis Arthur Johnson OFFICER

Mr Donald Galvin OFFICER

Mr Edward William John Taylor OFFICER

Mr F W J Dickson OFFICER

Mr Frank Carthew OFFICER

Mr J N Dupont OFFICER

Mr Joseph Grimes OFFICER

Mr Kenneth William Pitchers OFFICER

Mr L Duckworth OFFICER

Mr M A Proctor OFFICER

Mr Martin Graham West OFFICER

Mr Michael Arthur Proctor OFFICER

Mr Neil Copson OFFICER

Mr Norman Lathey OFFICER

Mr Peter Xavier Bligh OFFICER

Mr R H Londman OFFICER

Mr Roy Cameron Steel OFFICER

Mrs Susan Jane Gauntlett OFFICER

Pantelakis George Panteli OFFICER

Peter Palich OFFICER

Roy Reece OFFICER

Shaun Patrick Trowbridge OFFICER

William David Clinton OFFICER

Current Address(es):

Address Type Address

Correspondence 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

Principal Place Of Business 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

Registered Office 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

Historic Address(es):

Address Type Address

Correspondence Fao Alan Toogood, London Scottish House, Mount Street, Manchester, M2 3LS

Correspondence London Scottish House 24, Mount Street, Manchester, M2 3LS

Correspondence London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Principal Place Of Business 18-25, Eldon Street, London, EC2M 7LA

Principal Place Of Business Arndale House, Arndale Centre, Manchester, M4 3AQ

Principal Place Of Business Dupont House 37/45, City Road, London, EC1V

Principal Place Of Business London Scot.Bank, Arndale Hse, Arndale Centre, Manchester, M4 3AQ

Principal Place Of Business London Scottish House 24, Mount Street, Manchester, M2 3LS

Principal Place Of Business London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Principal Place Of Business Speakers House 39, Deansgate, Manchester, M3 2BA

Registered Office Arndale House, Arndale Centre, Manchester, M4 3AQ

Registered Office London Scot.Bank, Arndale Hse, Arndale Centre, Manchester, M4 3AQ

Registered Office London Scottish House 24, Mount Street, Manchester, M2 3LS

Registered Office London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Registered Office London Scottish House, 24, Mount Street, MANCHESTER, M2 3LS, United Kingdom"

And yet, they are clearly in the hands of Earnst & Young LLP (the liquidators)...amazed!

Old news but relevant:

video: London Scottish Bank Collapses - timesonline

IMHO, you need clarification about exactly where is your money going to!

Technically speaking, I believe the payments should be going to Earnst & Young LLP; the administrators of London Scottish.

RW, never cease to amaze me...

Thats shocking. I should be paying Robbers not the Liquidators!!

 

Ive just had a quick look at my original letter and the company number is 885896 registered office 201 Deansgate, Manchester, M3 3NW

"Company Details

The WebCHeck service is available 24 hours a day, 7 days a week.

Name & Registered Office:

RWC 2009 LIMITED

c/o ERNST & YOUNG LLP

100 BARBIROLLI SQUARE

MANCHESTER

M2 3EY

Company No. 00885896

Status: Liquidation

Date of Incorporation: 18/08/1966

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 31/10

Last Accounts Made Up To: 31/10/2007 (FULL)

Next Accounts Due: 30/11/2009 OVERDUE

Last Return Made Up To: 21/03/2009

Next Return Due: 18/04/2010

Last Members List: 21/03/2008

Insolvency History

Previous Names:

Date of change Previous Name

28/09/2009 ROBINSON, WAY & COMPANY LIMITED"

Looks like your letter is way out of date!

There is no Robinson Way & Company Limited!

Current name:

Robinson Way Limited.

Do not pay any monies, until you have the matter sorted out!

Having letters printed with the correct details would cost money.

 

Robinson Way are merely being as economical with their stationery as they are with the truth.

Agree!!

Also, you can claim back charges from when you bacame 'aware' that you could claim them

They may try to use the 6 yr limitation, but they are wrong.

I would not be paying ANYONE for an account that is just charges.

Jogs

Contact Us

Send the above an email, in order to gain clarification!

I am trying to claim back the charges from Santander (formerly Abbey National) under Financial Hardship but they refused to pay up and i have had to go to the Financial Ombudsman Service to try and get the money back.

Do you want me to email the Insolvancy service to ask why i am paying a Standing order to a bank that no longer exists?

I am trying to claim back the charges from Santander (formerly Abbey National) under Financial Hardship but they refused to pay up and i have had to go to the Financial Ombudsman Service to try and get the money back.

 

Do you want me to email the Insolvancy service to ask why i am paying a Standing order to a bank that no longer exists?

They are in administration BM!

Personally, I would pay NADA. However, if one chooses to make token payments, best to ascertain who said monies should be paid to...common sense, methinks.

I will write to Robbers to ask what they are playing at.

any response?

Sorry i never did get around to writing a letter to Robbers (i will do it this week now i have sorted my paperwork out) or the Insolvency Service (i will do it this week) but i will let you all know when i get replies.

Ive been so busy with other things this slipped my mind. I will get cracking this week as i have other DCA's to deal with so i wont forget this time!!

Oh, Robsway and Cratchit ... And their SO.

(i usually pay using the payment slips they send to me but they never arrive on time and Robbers blame me for it).

Oh, yes, I was driven up the wall by these people! So know all their 'little' foibles where payments are concerned. Paid by SO, they kept claiming non-receipt of payments, despite all information copied and provided by them provided to my bank, all payments went out and were never missed. Not so according to them.

Ultimately, as I knew they were, they were trying to make me send them copies of my bank statements in the end so they could 'trace the payments'. Get lost! Apparently, they needed to know my account number in order to do so. Same as with sending payment slips late on purpose, so then it makes you look in the 'wrong'. Which is what they were doing with me over the SO. Was only a few pounds but the 'Rob' part is utterly suitable after my dealings with them.

Ok. Here is the letter i have drafted to send to Robbers tomorrow. If anyone has anything i should add please feel free to make a comment. I have to print this out today as i wont be here tomorrow.

After recently checking through all my paperwork I have found out that my Standing Order (which I set up last year in order to pay my debt to you) is made payable to London Scottish Bank. I would like to know where my payments are going to.

I would like to know why my Standing Order payment is being made to London Scottish bank which no longer exists. I know you were a subsidiary of London Scottish bank until it went into Administration in 2008 but I am rather confused as to why you asked me to make payments to a company that no longer exists.

I must inform you that if I do not receive a satisfactory explanation to my query I will be suspending all payments until further notice.

You have 10 working days to reply to my letter.

Update time. I sent the above letter to Robbers and received this reply this morning. Any thoughts?

The only reason they are still going is because the collections section did a deal with Earnst & Young whereby they have to repay 70 million over 6 years

how do they get money when they are barred from buying any new debts?

They take money from you even though they provide no evidence they were legaly allowed to

I'd write to them giving them 14 days to prove they own this dept and then stop paying

but that's just me , I'm not a fan of Robbingscum way

Looks like london scottish finance, still have a Consumer Credit Licence!????

 

CCA Search :: CCA Search Results :: Licence Details

 

 

Application / Licence Details

Licence Number:0001977Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

London Scottish Finance Limited 233259

 

Categories:

Consumer credit

Consumer hire

Credit brokerage

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises:Yes

Trading Name(s) (Current):

Archway Loans

B Lewis & Son (Widnes)

Bargain Busters

Call-4-Cash

Call-4-Cash Direct

Duponts

Lewis Finance

Lifestyle

London Scottish

London Scottish Auto Finance

London Scottish Commercial Mortgages

London Scottish Consumer Mortgages

London Scottish Direct

London Scottish Homeowner Loans

London Scottish Mortgages

MC Debt Collection Services

Morses Club

Mortgage HQ

Prime Finance

Refuge

Regent Street

Reliance

Sterling Legal

Stewarts

Yes-2-Cash

 

Trading Name(s) (Historic):

Mitchams

H Hall & Company

Darkings of Godalming

Everything Financial

Manor Credit

 

Issued Date: 04-Nov-1976 Expiry Date: 07-Dec-2011

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Frank Dyson OFFICER

Patrick Francis McDonnell OFFICER

Robin James Ashton

 

Historic Individuals that run the organisation:

Name Position

Alan Frederick Toogood OFFICER

Clive George Sontier Smith OFFICER

Deborah Louise Collier OFFICER

Dennis Graham Lee OFFICER

Jack Livingstone OFFICER

John Helliwell OFFICER

John Tomlinson OFFICER

Kevin James Cooke OFFICER

Mark Albert Tattersall OFFICER

Martin Stephen Coates OFFICER

Mr Basil Newman Hall OFFICER

Mr Charles Wiliam White Dupont OFFICER

Mr Colin Edward Leaves OFFICER

Mr Colin Maddison OFFICER

Mr David Murray Macdonald OFFICER

Mr Denis Arthur Johnson OFFICER

Mr Dennis Arthur Johnson OFFICER

Mr Donald Galvin OFFICER

Mr Edward William John Taylor OFFICER

Mr F W J Dickson OFFICER

Mr Frank Carthew OFFICER

Mr J N Dupont OFFICER

Mr Joseph Grimes OFFICER

Mr Kenneth William Pitchers OFFICER

Mr L Duckworth OFFICER

Mr M A Proctor OFFICER

Mr Martin Graham West OFFICER

Mr Michael Arthur Proctor OFFICER

Mr Neil Copson OFFICER

Mr Norman Lathey OFFICER

Mr Peter Xavier Bligh OFFICER

Mr R H Londman OFFICER

Mr Roy Cameron Steel OFFICER

Mrs Susan Jane Gauntlett OFFICER

Pantelakis George Panteli OFFICER

Peter Palich OFFICER

Roy Reece OFFICER

Shaun Patrick Trowbridge OFFICER

William David Clinton OFFICER

 

Current Address(es):

Address Type Address

Correspondence 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

Principal Place Of Business 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

Registered Office 201, Deansgate, MANCHESTER, M3 3NW, United Kingdom

 

Historic Address(es):

Address Type Address

Correspondence Fao Alan Toogood, London Scottish House, Mount Street, Manchester, M2 3LS

Correspondence London Scottish House 24, Mount Street, Manchester, M2 3LS

Correspondence London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Principal Place Of Business 18-25, Eldon Street, London, EC2M 7LA

Principal Place Of Business Arndale House, Arndale Centre, Manchester, M4 3AQ

Principal Place Of Business Dupont House 37/45, City Road, London, EC1V

Principal Place Of Business London Scot.Bank, Arndale Hse, Arndale Centre, Manchester, M4 3AQ

Principal Place Of Business London Scottish House 24, Mount Street, Manchester, M2 3LS

Principal Place Of Business London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Principal Place Of Business Speakers House 39, Deansgate, Manchester, M3 2BA

Registered Office Arndale House, Arndale Centre, Manchester, M4 3AQ

Registered Office London Scot.Bank, Arndale Hse, Arndale Centre, Manchester, M4 3AQ

Registered Office London Scottish House 24, Mount Street, Manchester, M2 3LS

Registered Office London Scottish House, 24, Mount Street, MANCHESTER, Lancashire, M2 3LS, United Kingdom

Registered Office London Scottish House, 24, Mount Street, MANCHESTER, M2 3LS, United Kingdom"

 

And yet, they are clearly in the hands of Earnst & Young LLP (the liquidators)...amazed!

 

 

 

Officer: William David Clinton

It is interesting how these parasitic maggotts have their filthy fingers in all sorts of dodgy muck.

This guy is the officer on a license for:

"Face to Face Document Services Limited" company number 6496141

license number 0619337.

The phone number for this company is 01252 555863.

This number also belongs to UCC or "Unsecured Credit Company PLC"

on whose website ( UCC Loans )

They make various claims about their credibilty including registration with the FSA and CCA. FSA says they were struck off in June 2008 and CCA says they unregistered in Feb 2009.

Interestingly, the directors also own this company: Aspire Money

Which flogs extremely high rate loans 50 - 70% APR and here's the clincher:

They have no consumer credit license!

see attached pdf

liquidation.pdf

this one is even better !

Statement of affairs.pdf