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    • If you're set on pursuing the receiver then a complaint to his governing body (if any) might be a sensible low risk first step. You need to confirm what qualifications he actually has. I don't believe an LPA Receiver necessarily needs to be a licensed insolvency practioner, although he may be. Or he may a chartered surveyor. I note you say "LPA" and "fixed charge" receiver, but aren't those two different appointments with different remits? What relevant powers are given in the mortgage terms and security? Or if that's unclear then how was the appointment described to you? Ducking back to the comment I made earlier, you consulted a solicitor who advised a claim against the receiver. How did he advise that you do so?   Some background reading (accepting it's from 2013 and you may be working off more recent preceded overturning this) .. LPA receivers owe very limited duty to borrowers; a reminder WWW.WRIGHTHASSALL.CO.UK As lenders rely more and more on their powers to appoint an LPA Receiver, a recent case has clarified the Receiver’s obligations, both to the lender and its borrower.  
    • Good Law Project are trying to force HMG to release details of how Sunak's hedge fund made large profits from Moderna. Government ordered to disclose Sunak’s hedge fund emails - Good Law Project GOODLAWPROJECT.ORG Good Law Project has won a battle with the Treasury after it tried to suppress emails between Rishi Sunak and the hedge fund he founded.  
    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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overseas Student Loans victim


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Hi everyone

 

Just found this site today whilst doing a web search on Smith Lawson Company to see how "real" they are.

 

My situation is similar, requests for deferrment forms ignored by SLC, and then letters demanding payment of arrears and fees from Smith Lawson Company. The amount is relatively low 150 pounds ish and I was reluctantly going to pay it just to get them off my back ( in the past 2000, I did give in and pay) but after reading other peoples stories I feel like I should stand my ground on principle.

I am currently granted a deferrment as I have been every year since my first original loan back in the 90's, but it is hit and miss as to whether I get the forms in time if at all and I realise I have no control over whether I will be hit with "late fees" for these deferrments each year. Also, being overseas, I get hit with extra high bank fees to transfer money to the UK, or to send an international money order. Part of me wants to ignore the whole situation as I don't know what they could do to me over here (the U.S) with regards to debt collection but I also want to behave ethically and pay what I fairly owe when I am in a financial position to do so.

Is it true that the debt is written off after I reach 50 ?

Any other overseas stories ? How does the time frame of responding to a request for my account information apply for overseas clients is it still 14 days ?

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Hi boocar,

 

I'm sorry that you haven't had a reply to this yet. Hopefully, somebody will come along soon to answer your queries.

 

Can you just confirm that your only outstanding amount is £150(ish) as it isn't clear from the above.:)

Can't find what you're looking for? Please have a look at Michael Browne's

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I currently "owe" according to SLC 74.40 in arrears and 88.89 in "charges" plus the balance of the loan which is currently deferred. (They don't state what the charges are for.)

 

Thanks for reading !

 

boocar

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