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Capstone/ SPML


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Hi,

 

First company on my list is Capstone/ SPML, just ended our mortgage with them and have moved to the abbey. After initial reduced rate interest went up last year we have had real problems paying as it went from £330 a month to £551. I contacted them late last year and asked for help but had no joy, I was already in the process of looking for a new mortgage but with the credit crunch it has took 7 months to find a decent rate through our brokers. We are now claiming for £690 worth of charges all issued within a 12 month period and £11.35 arrears interest that was charged on that amount. I will try and keep posted on each point as I cannot see many cases on here and I can only hope that this will be of help to someone else in the future.

 

BANKOFSCOTLANDCREDITCARD - Prelim sent 13/05/2008

 

Natwest - Prlim sent 20/05/2008

Edited by katiekats
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Good luck with that KitieKats :)

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 3 weeks later...

Hi, KatieKats.

 

HBOS totally ignored everything I sent them, even my Court Summons.

Still got all my cash ;)

 

Stick with it.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 2 months later...
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