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    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Can a PPC (claimant) refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Has anyone noticed the amount of defaults and terminations being handed out since January?

 

Has anyone noticed the amount of account going to MKDP LLP? (especially ones that would normally need court to repo)

Why not Lewis?

 

Just an observation

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Name & Registered Office:

MKDP LLP

TRADE PRO HOUSE SEEBECK PLACE

KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

Company No. OC349372

Status: Active

Date of Incorporation: 16/10/2009

Country of Origin: United Kingdom

 

Company Type: Limited Liability Partnership

Nature of Business (SIC(03)):

None Supplied

 

Accounting Reference Date: 30/06

Last Accounts Made Up To: (NO ACCOUNTS FILED)

Next Accounts Due: 30/03/2011

Last Return Made Up To:

Next Return Due: 13/11/2010

 

Previous Names:

No previous name information has been recorded over the last 20 years.

 

UK Establishment Details

There are no UK Establishments associated with this company.

 

Oversea Company Info

There are no Oversea Details associated with this company.

-

PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or

obtained and from my own experiences.

-

Case 1 - C L Finance - Court Case 'Stayed' :-). Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:

-

Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent' :)

-

Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:

-

Advice & opinions offered freely but informally, without prejudice & without liability.

Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

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Lewis as I understand it are part of Cattles.

MKDP LLP is a new company, so may have been created to replace them as Cattles is struggling.

I think Welcome will start farming accounts out to them as they are part of Cattles as well. (Just a strange feeling I have).....

-

PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or

obtained and from my own experiences.

-

Case 1 - C L Finance - Court Case 'Stayed' :-). Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:

-

Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent' :)

-

Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:

-

Advice & opinions offered freely but informally, without prejudice & without liability.

Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

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I dont think they have any other option its a sinking ship and they need to get in as much money as they can for the next accounts return.

As always please check and double check what myself and other Caggers inform.

 

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My feeling is they are starting to gasp for air so dishing out what they can whilst they can....

 

I have no doubt MKDP LLP has something to do with this ****** lot coz who else would even want to touch these godawful dodgy agreements!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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The question is what is really instore for us?, as you say Beyond no decent firms would touch welscum accounts, so what are these companies like? Makes you think.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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I agree bebo

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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They can sell mine to Willy Wonka still not getting anything out of me

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Is certainly possible of course but again there are regulations we are protected by if they choose to ignore them we have the knowledge that they arent meeting these requirements and can do something about it

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

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Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

 

Mind the blood pressure huni ;)

 

Think we all just feeling abit lost....

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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That wasn't intended to offend and certainly not give welscum any hope, I say things as they are Mark and to me welscum are selling off accounts the announcement from cattles said welcome will be winding down over 2 years, wether our accounts are good or bad they will go somewhere. Negative or not this is what is happening.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Its spelt GRIEF

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Its spelt GRIEF

 

 

shows how educated welcome staff are doesnt it!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Letter from MKDP last week, couldnt resist a phone call to point out their errors, young chap on other end of phone did concur they are welcome but a new company, also concured they had no enforcable agreement etc, they were told quite clearly to take of the unrequired gap insurance they miss sold and we would settle in full.

 

Today letter from Willen, same address etc, do they think we a stoooooopid???

 

however they addressed the letter to a neighbours house! Hmmmm oh dear oh dear.

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  • 2 weeks later...
Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

AND TO SELL SETTLED DEBTS ASWELLL IS THAT LEGAL

AND HARASSMENT AND THREATS ARE ILLEGAL

AND THATS ALL YOU CAN DO! BEFORE YOU CALL PEOPLE TAKE A LONG LOOK AT YOURSELFS AND YOUR ILLEGAL PRACTICES!!!!!!!!!!

AND THE LAW IS THERE TO PROTECT FROM THE LIKES OF WELCOME AND YES CAR

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might be worth spending a couple of quid getting full details on MKDP from Companies house to find out who the head honchos are.

 

 

good point there dibbo!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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