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Oh dear how sad


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what gets me is the banks caused the problem in the first place by lending out to any1 (knowing them cat included) so now us lot have gotta pay for their cock up by puttin interest rates up like abbey and halifax have done

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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Amazing how they get a helping hand from the Bank of England, we get hounded by DCA's. According to their own website they have desperately been trying to raise funds, you've guessed it, their biggest income generators was the wholesale debt market.

 

They were the chimps who pioneered 120% mortgages. Bailing them out could be veeeerrry expensive:rolleyes:

"Why CCJ when you can CCA!"

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Wonder if Bank of England have got a properly executed agreement with Northern Rock........lol

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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