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    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS polled FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the and the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
    • Thanks ,DX, I'd forgpotton about that letter and can't remember sending a SB letter. I must have left it and they did not chase. Unclebulgia. Yes several periods of no contact. Think its time for the SB letter . 
    • well if your not going to upload documents because you are too scared of your data being stolen and someone rocking up to you we are going to struggle to help you peoples energy data breach has nothing to do with a hosting site...
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CL Finance Claimform - old halifax credit card **WON+Charges back fron the OC**


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Hello.

Is there anybody in there?

Just nod if you can hear me.

Is there anyone home?

 

Come on, now.

I hear youre feeling down.

Well I can ease your pain,

Get you on your feet again.

 

Relax.

I need some information first.

Just the basic facts:

Can you show me where it hurts?

 

Come on Kia, lay it on me. What have you been up to?

 

And i don't mean the over 18 version.. .:rolleyes:

 

Do you like Pink Floyd Kia?

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hiya uk sorry ive been absent from class for a while right quick update i sent in paper work for the case that queen helped me prepare and two days later ive got my AQ to fill in which no ive not done cos right now im busy sorting out insurance for my burglary which happened on the 24th which is still on going cos ive got diffferent insurancle companies for different items all of which need chasing up cos they dont chase me plus im trying to get this house ready for sale painting and such like so been very busy plus im pinning too but sorry for been quiet uk promise ill keep in touch :Dxxkia

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Kia, priority is your court papers. Please get these done, no excuses, otherwise it will cost you, and ruin your credit rating in the future.

 

No slacking now, or else . .. :mad:

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ive got till the 24th to fill in the forms and i know when that is shant say why and ive not got the cash at the moment the form ive done before although cant remember whay i put on it but ill do it next week promise it will be done on time boss:Dxxkia

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Ring the court tomorrow to see if you are exempt Kia. . . just tell them your circumstances, you may qualify.

 

If you need help with the allocation questionaire, just shout. Everything you need to use for the AQ is also in the counterclaim file.

  • Haha 1

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ill try but i never qualified before im not on income support on every other benefit just not that one :rolleyes:ill ask if i need help which im sure i will :Dxxkia

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Hello Kia. Have you filled in that AQ yet?

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:mad: Don't get me started. . . . get that form in, and go for the kill. . .

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ive got news they sent my cca today better late than never what now do i ignore it or what got some questions about this aq as well witnesses how many?experts how many?and should i use what you wrote for the last court thing for the other info what do i write for this adapt it from whats already been said let me know uk was surprised to get that letter today thoughxxkia

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  • 3 weeks later...

right got a letter from the bank today and as i dont have a scanner have to type it in here goes

 

All parties have agreed

DEPUTY JUDGE PARR orders that this claim is stayed until the 25th February 2008 to enable the parties to attempt an settlement.

 

ON or before 13 March 2008,one of the following steps must be taken:

EITHER

the claimant must notify the court that the whole of the claim has been settled

or

the claimant or defendant must write to the court requesting an extension of the stay period,explaining the steps being taken towards settlement and identifying any mediator,expert,or other person helping with the process.The letter should confirm the agreement of all the other parties

or

all the parties must file a completed allocation questionairre at the court.Where a settlement of some of the issues in dispute has been reached,a list must be agreed with the other parties and must indicate that it has been agreed.

 

As the order was made without the hearing the parties they have the right to apply to have it set aside,vary it or stay it within 7 days of recieving this Order.

 

Date 31 January 2008

 

 

 

 

right there u go what on earth does this mean uk tell me what do i do now for one ive done the AQ already and im not altogether sure what any of this means is this good or bad let me know please xxkia

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This is ok Kia. The claim is stayed until the 25th Feb to attempt a settlement. This means that the judge wants you and the Halifax to negotiate your settlement.

 

On or before the 13th March you should tell the court if your claim has been settled, or ask for an extension of the stay explaining why you or the Halifax want this to happen.

 

This is good in my opinion, as the judge is giving both of you a chance to settle out of court. The judge has'nt thrown out your case, or enforced the judgement the Halifax DID have.

 

This order from the judge has given you the space to negotiate a settlement with them. Remember they did have judgement before we put in your defence. The judge can see you have a case, and i don't think the Halifax will want this to go to court. The information request failure by the Halifax, raised in your defence we drafted, is frowned upon by the judge. The Halifax have blatantly ignored all of the procedures, in taking you to court, the CPR18 etc.

 

What we do now is draft a letter to the Halifax, delivered by registered post. I am at work tonight and tomorrow, so will get something ready for Weds.

 

They must have had your defence by now, so they do know where they stand.

 

Chin up Kia, you're doing ok. The judgement they had is on hold, no CCJ at the moment, and a chance to negotiate. Not bad so far.

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nice one uk although they did answer the cpr request eventually probably cos they knew they were in trouble id guess thanks uk ill look for the email wed xxkia

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:eek: They answered the CPR18?. . . What did it say?...

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Oh well, we knew that we would'nt get that did'nt we?

 

The CCA request, how does the agreement look?. Is it an application form?

 

Are you able to scan it up after taking off the personnal information?

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Does it say it is an application form on it?

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I would need to see it to confirm what we think it is. The Application Form would be a pre contractual agreement, so probably not enforcable either. We will let them know in the letter if you can get a copy scanned up somehow.

 

If you can't scan it take a photo on the table and upload it Kia. We need to see what it says.

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I don't have a fax Kia, but T could email it to me.

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have to do it tomorrow uk cos Ts power went off today till 6pm so it was too late to send it so ill do it then ok shell send it to u after ive sent it to her oakey dokey xxkia:D

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