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    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CAG CRA S.A.R Club


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The whole thing has massive ramifications IMO.

If we can spare it, I think I might SAR Equifax and the Land Registry on Monday.

I've just been reading about Garlik - has anybody seen their website?

It sounds like a good idea to me. If it's £2.99 a month it's cheaper than Experian, and looks like you get a lot more.

Just a thought - honest! :p

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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This is a link to their Frequently Asked Questions:

https://www.garlik.com/help/index.php?id=4#c50

and they're a member of the Enterprise Privacy Group:

EPG Website

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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They're also registered with the Information Commissioner's Office. Sounds good.

I have never cared so much about personal data protection as I do now. But the whole Debt Collection 'business' - their methods and activities - has seriously freaked me out!! Even if they don't do half the things they threaten to do, they're still abusing our rights!

Plus I get the feeling they're like icebergs - so much beneath the surface that you don't know about.

They're seeking to 'criminalise' people - maybe as a justification for their nasty work, maybe as a way of breaking people down - ie. attrition.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Try typing the words 'credit charity' into your search engine... guess what comes up!:eek:

A 'free credit check' by - guess who!:evil:

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Some of you probably already know this, so I apologise for the repeat, but for those who dont'.....

 

http://www.experianintact.com/content/uk/documents/pressReleases/LabourParty.pdf

 

Everything begins to stink if you dig too deep.

 

A certain DCA has/did have a certain politician on the board too.......

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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from the LabourParty.pdf, supplied by DB - :)

 

NOTES TO EDITORS:

About Experian

Experian provides strategic support to organisations around the world. It helps its clients target, acquire, manage and develop profitable customer relationships. It does this by combining its advanced decision support and outsourcing services with information on consumers, businesses, motor vehicles and property. Experian works with more than 40,000 clients across diverse industries, including financial services, telecommunications,

healthcare, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, property, e-commerce and government. Millions of consumers rely on Experian's consumer credit services to meet their financial management needs. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, California. It has a 175-year history and unbroken sales growth over the past 23 years. Its

13,000 people support clients in more than sixty countries. Annual sales exceed £1.2 billion.

That was in 2003.

Words fail me!

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Well we won £10 on the lottery, so I can afford to S.A.R - (Subject Access Request) both Equifax and the Land Registry tomorrow. Equifax recorded a 'trace' on both mine and hubby's Equifax Credit File, by BCW, the very day they signed for my CCA request. I want to know how and why they did that.

Plus, Hillesden said they'd 'successfully made an application to the Land Registry' to confirm I owned our house - and that's the one that really made my skin crawl! It turns out it was all in the wording of the letter, and they really wanted a Charging Order on the house... or what? So hopefully the SAR might shed some light. And you know when I get these SARs...

Any DCAs reading this, I really think you should thank DLC/Hillesden for getting me so riled. Had it not been for them, I might never have noticed the subterranean antics of the rest of you! So, when you feel yourselves under the spotlight, remember who to thank, eh?;)

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Had a reply from Experian , they're getting the info. together. Sending out Equifax and Land Registry today.

 

Ditto from Experian - waiting til I get that one B4 trying others.

I'm not an expert so check everything I tell you, however click me scales if I've been useful.

Light travels faster than sound. This is why some people appear bright until you hear them speak.

 

There is no freemasonry like the freemasonry of Golf

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Experian haven't cashed my cheque yet! But they did write to say they were gathering all the data together - last week! Don't know what to think.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Ah, tks. I hadn't seen the £2 effort described anywhere as an 'overview'. The enhanced services providing credit scoring and fraud protection for an ongoing monthly fee are really only additional bolt-ons using the data they already hold, and in itself not a factual representation of the actual data registered against your name.

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The SAR should make them supply ALL details they hold on you whether contained on their computers or not. It also requests details of telephone calls, written notes and details of whom they passed your information to as well.

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Ah, tks. I hadn't seen the £2 effort described anywhere as an 'overview'. The enhanced services providing credit scoring and fraud protection for an ongoing monthly fee are really only additional bolt-ons using the data they already hold, and in itself not a factual representation of the actual data registered against your name.

As everyone's said, the £2 credit file you can request isn't everything. We both (hubby and I) requested our credit files from Callcredit, each with a £2 cheque. On the top of the reports we received, it says:

 

'Callcredit

Limited Subject Access Report'

 

We haven't sent S.A.R - (Subject Access Request) requests to CallCredit yet.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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I would be interested to discover what limitations they put on the data they are required to provide for the £2 fee. If you are saying there is more information that would affect my credit status viewable for an additional £8 (or whatever their fee is), then this would be an issue for the ICO.

 

As for Call Credit, for my £2 I got just 3 words on my report; 'No Data Stored'.

 

As a £2 investment I can just about stand for that, but not at a tenner!

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It has always kind of baffled me - that we send £10 for an SAR to these companies requesting data that they hold on us etc.. - letters we send request "ALL" information that these companies hold about us.

 

I do often wonder why these companies don't show us the data they send to the CRA's about us etc.. My logic tells me that what these companies send to CRA's is obviously about us - so perhaps ought to be included with the SAR when they send it to us - there are obviously going to be some trails of how/why information was sent to the CRA's like the "screen dumps" some companies send us.

 

Be interesting to know whether I am alone in that trail of thought.

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Well I can do a couple of mini-updates.

My S.A.R - (Subject Access Request) request to Experian overlapped with a problem hubby is having with them - namely they cashed his £2 fee for his credit report, denied receiving it, sent him an email with a green 'pre-paid' application form attached which he, believing this was genuine, and an effort on their part to sort out the 'missing' £2 fee, completed and returned. They then wrote to him on 19th Sept, saying thanks for the request, but you haven't enclosed the fee!

So he's written another £2 cheque, together with a letter requesting a complaint form and a copy of their complaints procedure, which I posted (he has a fractured foot) by recorded delivery yesterday.

These things may be overlapping, so we'll have to wait and see. Because strangely, I received a letter from them dated 18th Sept saying that my hubby had indicated a financial association with me on his application! :D

Mighty peculiar. ie. not the obvious that being married and together we're associated, but that they seem to be processing his credit report while denying it! They've annoyed him now!

Meanwhile, since the letter they sent me dated 11th Sept, confirming my S.A.R - (Subject Access Request) as received on 5th Sept, I've yet to receive the 'data' they stated they'd begun compiling.

 

Equifax - sent me a letter and an application form on 19th Sept, acknowledging receipt of £10 cheque (they've cashed it) and asking me to complete and return the application form. Not a problem - except a curious section on the back. It says:

'If you believe that we hold e-mails that contain personal data relating to you could you please provide us with the following where possible

The names of the authors of the message

The names of the recipients of the message

The subject of the e-mails

The date or range of dates upon which the messages have been sent.'

- Now is it just me, but how the bleep am I supposed to know that? I've requested all details and information they hold about me, as is my right, and enclosed the fee, which they've cashed - I want the all bleeping data!

So I've said as much. Again, we wait.

 

Land Registry - this was a long shot, but they've written back enclosing a guidance booklet and I think I might call in at the local office to talk to them in person. I want to find out just what Hillesden/DLC were doing with my information!

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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