Natest retaliate with default on account

[TECHSPEC]

I have an agreement to pay NatWest £40 per month. It has run for about 2 years, and the original arrears were due to bank charges.

 

My payments are always above this amount, and on time.

 

A few months ago, i got all my charges back from Natwest.

 

They have now filed a deafult on my account, which as appeared on my credit report, knocking 100 points off my score.

 

Exeprian say they cannot do anything about it. Natwest lady on phone says it looks like an error. But she then failed to return my call.

 

Where do i start in getting this removed? I am sick of banks abusing the credit report system.

[PeterAnderson]

This will bump your post.

 

But I have seen on here advice on this very subject and some template letters, sorry I do not have them for you. You may however go to Wiki here and do some seaching

 

Best of luck

[rory32]

First step is to complain to the bank in writing. Phone calls are no good as you have just found out.

[Chris_w]

Remove Default Notices on a Credit File - We show you how

 

Have a look at this

[TECHSPEC]

Thanks for the bump peter. Much appreciated. Rory, you are right. I am always telling people to write recorded delivery, but was so angry, i had to phone them.

 

Chris w - that link is just what i need, and i will start writing to bank next week (off on hols today).

 

Already complained to Experian, posted today. More a complaint about their slack acceptance of information, than my default on its own.

 

Will keep you posted!