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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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HELP ... new claim against capital one


kibby
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HI, i have received all my bank charges back and am therefore starting on my credit cards. I got all my statements from capital one this morning but i cant find the prelim letter that i send to them?? Also what is the interest i can claim back?

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Hello Kibby

 

Now you have your charges, you need to list them in a spreadsheet. If you are asking for Contractual Interest, then this should be asked for from the start. If your not asking for APR then just list the charges, date, amount, reason, and days passed, then ask for them back.

 

To work out your APR, on your monthly statement you should have below the transaction box, your current Purchase interest and cash advance interest. It will be some thing like:

 

Purchase Interest 1.897%

Cash Interest 1.976%

 

Add these 2 figures together to get an average and divide by 2, then type it into this calculator found here:

 

http://www.shweb.pwp.blueyonder. co...Sheet_v1.9.xls

 

Do not use the spreadsheet on here, as it's for bank charges only. The calculator is very accurate. If you don't have your APR or % figures, call them asking what it currently is.

 

When you have your APR, type this into your spreadsheet on each charge. It is not uncommen for people to have an APR of 34%...

 

The Prelim Letter can be found here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html

 

Hope this helps

 

Ukaviator

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Thanks for ur help. I'll get it all done and in the post for monday, Cant wait to get my money back lol. Have u won any claims urself?

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Yes i have, and helped hundreds more get their charges back. Remember the spreadsheet on the link is for bank charges only, just use the very accurate calculator for your APR to insert into the spreadsheet, which can be found in the links below.

 

Uk

  • Haha 1

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  • 1 month later...

I received a reply from capital one yesterday and as a gesture of goodwill they offered me £96. I am now just about to send off my LBA. Wish me luck. If they ignore this then what do i do then?? I got my charges from the bank but is it a different process with a credit card?? How do i lodge my claim etc?

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Yes send off your LBA. You have two ways of getting this back, try the court using an N1 form or go the Ombudsman route. The Ombudsman are not doing bank charges claims at the moment, but they are doing Credit card claims. If you do go the Ombudsman route, there is a claim form for you to fill in and print off. Send it to them with copies of your statements and all correspondance, and they will investigate your complaint. The link to the complaint form is here.

 

our complaints procedure and how to complain

 

Uk

WARNING TO ALL

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  • 1 month later...

Just received my LBA saying that i will def not be getting any more money from them. When filing my claim with the court do i just do the exact same thing i did when filing a claim against the Banks??? What address do i use for capital one?? I am a bit confused because I am in Northern Ireland and capital one are in mainland UK. How does this work if i file a claim in my own courthouse??? Any help is much appreciated.

 

KB

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Hi Kibby

 

Use the N1 form when you file, so that you can get all of the POC on the form. What address do you have for Capital One?

WARNING TO ALL

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I used

Capital One Services Inc

Trent House

Station Street

Nottingham

NG2 3HX

 

Not sure if it makes a difference that you're not on the mainland, you're still classed as UK aren't you. Just ring up your local court and check. If its different they'll tell you.

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Thanks i will use that address, i used the nottingham address for posting my other letters. Just a bit baffled, what is the N1 form???

Prelim letter sent to Ulster Bank for £1734.00 on 18 September

Received offer of £150 - 30/09/06

LBA sent 02/10/06

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Hi Kibby

 

Have a read here:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

There is a link to the N1 form there also. It is the official form for filing your claim with the court.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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