kibby
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Everything posted by kibby
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I dont no if there is a default because its my mums account and I cant check her credit report
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Sounds good i'll do that if you can help me please Should I reply to their letter offering me to close the account off and tell them im not interested?
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Who did u complain to?? How did long did it all take before JD Williams gave in?
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Please HELP What should I do?
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I lodged a claim against capital one last year so kinda know how it works. Not sure what particulars of claim to use?? Need help with lodging the claim Should i file the claim online or via post?
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I sent them a prelim letter and they offered me £4.50. So i then sent the LBA and they are now offering to close the account and that I owe them nothin which means i would lose out on about £150. Not sure what to do though? Any advice much appreciated
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Should I just send the refusal letter and also include in it that they remove any defaults in my mum's name??
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Its my mums account so I have no idea
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Got a final offer from JD williams. They are willing to pay off the amount of my outstanding balance and close the account. If I do this im out £130. Do i accept their offer or send them a letter refusing it?
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Thanks for all the help
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Charges for late and missed payments
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Has anyone had a default removed from the credit report after claiming back all their charges?? Please please help
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Sent my prelim letter to JD Williams and just got a reply this morning with the usual rubbish, however they are crediting my account with the enormous amount of £4.50 (think i might get a holiday in spain with this NOT) What do i do now?? Are there are templates where I can refuse this £4.50 and also be an LBA as well???
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Has anyone tried to get a default removed from their credit report?? Are there are templates for doing so? Please help
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Hi, Yes i read through that one, got confused as it was mostly about CCA's. It doesnt tell me which prelim or LBA letter to use though, whether it be the Bank one of Credit Card
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Do I use the bank template prelim letter or the credit card one? Please can someone help?!
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Are there any templates on this site for doin that?
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Ive just started the process of claiming back charges from JD Williams for my mum. They sent me all the statements etc that I needed. What prelim letter do I sent them and on what spreadsheet ie credit card or bank charges?? Any help much appreciated
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I recently was successful in claiming back my charges from Capital One. Unfortunately they put a default on my credit report. Is there any way I can go about removing this. I was informed by someone at Experian that once its put there it cannot be taken off
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JD Williams sent SAR received a questionnaire?
kibby replied to scatz1972's topic in Debt Collection Agencies
Hey sorry to but in on this thread but I was unable to start one of my own. Ive just started the process of claiming back charges from JD Williams for my mum. They sent me all the statements etc that I needed. What prelim letter do I sent them and on what spreadsheet ie credit card or bank charges?? Any help much appreciated -
Hey Skintboy, I went ahead and filed the claim against capital one. Within about 2 weeks they replied with the usual blah blah blah stuff....... we do not admit liability but heres your money back. Keep at it Kib
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Can u start to claim charges back from a club book company, ie JD Williams?? Please help
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Im gonna start on barclaycard now, i started it last year but never got round to lodging my claim so im gonna start over afresh and c wat new charges they've applied to my account
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Hi, Just received letter from Crap One saying im gettin a full refund. £508.43 including court costs of £50 Please move my thread
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HAPPY DAYS - Just got a letter from Capital one this morning saying the usual stuff, these charges are not unlawful blah blah blah, however I wish to resolve this matter without the need for a court hearing. These refunds are a gesture of goodwill, yeah right!!! Claim settled. Thanks for all the advice and anyone chasing their charges back keep at them, they give in right at the end.
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