Brachers Solicitors - Anyone had dealings?

[zubo]

Less is more:

 

IMPORTANT - YOU SHOULD READ THIS CAREFULLY

 

Your client has ignored my lawful request under the Consumer Credit Act 1974 and subsequent SI. I formally advise you that since your client has failed to comply with the terms of the Consumer Credit Act then as from dd-mmm-yyyy your client is in default on this alleged agreement.

This default means that the alleged agreement from this date is totally unenforceable. Your client may not apply any charges, cannot issue defaults, cannot sell nor assign the alleged debt nor cannot invoke any clause within the alleged agreement. Further, if your client thought that consent has been provided to share my data with any third party, then that is not proven. In any event as principled party under the Data Protection Act I formally withdraw that permission. Any attempt to share my data will be unlawful and will be dealt with in court. In addition you are instructed to remove all reference to my personal data from all records held by any third parties.

Finally, I will be seeking full restitution of all payments made with interest, since it is my belief that this alleged agreement was unenforceable from commencement. Your client had a duty of care to comply exactly to the Act and has failed to do so.

This default may be discharged only by production of a true copy of the alleged agreement and in full accordance of form and content and compliance with the Act.

You, therefore are unable to procede to court and I strongly suggest that you advise your client to comply.

 

ok so it isnt brief..... but you need to really make the point that THEY are in Default under the terms of the Act, and.... what is the consequence....

 

Z