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    • Replying to above  this was on the day that two store detectives approached me and my friend and took us into the back room and spoke to us when they explained they have been watching
    • as my learned friend above...and.. sadly because just like DCA's and initially yourself in this case, you believed they have some magical powers ...they DON'T. 85% of people blindly pay DCA's cause they know no better and think they are BAILIFFS. only the RETAILER can ever do court and none have done this on a silly member of joe public that did something stupid since the infamous 2012 Oxford case on retail loss. BAILIFFS can only ever be involved after you've been to court and lost a CCJ, fat chance re above... and anyway, no BAILIFF has any right of forced entry anyway on consumer debts even with a judgement so......... stop panicking and thinking everything that doesn't apply.. forget about them but p'haps a confidential GP visit might be a very good move... what slightly concerns me more here is:  who are 'them' that told you they'd reviewed a week of CCTV and come up with several shoplifting instances over that time amounting to the above? have you directly contacted or had contact from Sainsbury's? and know they HAVE done this? or is this DWF willy waving and they tricked you into  admitting several previous successful thefts... this is not the norm...  dx      
    • next step then await the N157 from her local court giving the time and date of a future hearing some month in the future. now she MUST file a witness statement 14 days (typically) to both the court and kearns .  so cant allow to much of a time lag before you are aware of that and get her WS done. wack us up 2 multipage pdf files please  one of what they returned for the CRP reply . and one for everything they sent back in 2022 you've found.  we do not need statements. ideally it would be nice to see their WS before hers is finally filed. dx  
    • Another interesting article in the Grauniad - Counterfeit barcode stamps furore carries echoes of Horizon scandal | Consumer affairs | The Guardian WWW.THEGUARDIAN.COM Royal Mail admits its scanners ‘make mistakes’ but stands by the process it uses to detect fakes as ‘robust’  
    • DWF can't do anything as they act for a client. In this case, Sainsbury's. Sainsbury's could take you to court and ATTEMPT to get a CCJ but it's unlikely. They had no interest in dealing with you at the time. All DWF can do is send out pointless threatograms. They'll threaten to divert an Iranian drone to your house if you don't pay. However, they can't attempt to get a CCJ against you. IGNORE THEM. It's more important now to understand why you were allegedly shoplifting, and you should speak with your GP and try and get yourself signposted to the support that's available.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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warriormonkvCabot


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I have just received standard first letter from Cabot, who say they've purchased my debt from a bank (enclosing what is purported to be a letter from the bank signing the debt over to them)

 

Presumably Cabot have bought this debt in order to try and re-impose interest on it.

 

Here's the big question though...does the pending OFT test case affect Cabot's ability to pursue this alleged debt through the courts, since it will include these penalty charges, the legal status of which is yet to be determined.

 

I have read some very good threads on this fantastic site and am getting to the point where I feel I should communicate with Cabot.

 

Best wishes to all

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I have just received standard first letter from Cabot, who say they've purchased my debt from a bank (enclosing what is purported to be a letter from the bank signing the debt over to them)

 

Presumably Cabot have bought this debt in order to try and re-impose interest on it.

 

Here's the big question though...does the pending OFT test case affect Cabot's ability to pursue this alleged debt through the courts, since it will include these penalty charges, the legal status of which is yet to be determined.

 

I have read some very good threads on this fantastic site and am getting to the point where I feel I should communicate with Cabot.

 

Best wishes to all

 

 

Hi,

 

 

I would do what everybody else does in the first instance.

 

Send them a CCA request and sit back. They will probably reply with the usual bulls**it about not being the creditor!

 

Then take it from there. Loads of people to help in the Cabot fan club!

 

 

Regards, Jeff.

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If it is a bank account, then indeed the ORIGINAL creditor would have the right to suspend any action relating to unfair penalty charges etc. But that doesn't stop you from querying it anyway, and get a complaint in. SAr the OC too, work out what would be the amount of debt left, if any, and use that as a basis for any offer you might be prepared to make Cabot.

 

This test case will affect Cabot too. And as the FOS will not entertain complaints until it is resolved, I'd say Cabot are pretty well screwed, as the same rules apply to them...

 

You can't do anything about reclaiming charges, therefore Cabot will have to await the outcome of the test case too.

 

I don't think they'll like that. HAHAHAHAHAHAHAHAHAHAHAHAHA.

 

;)

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