Jump to content


  • Tweets

  • Posts

    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
    • Commentary June 2024 WWW.ELECTORALCALCULUS.CO.UK Interesting article about just how bad it could be for the Tories.  Also Tories could be hoping on Reform not having candidates in many seats, as they were not ready.  
    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Capquest Debt Recovery


debstardeb
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6205 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi I'm about to take on Capital One with the DPA letter.

 

Its taken me ages to do it because they got me involved with an awful company called Capquest who get a percentage of the debt and add their own fees to your debt.

 

They are very aggressive and you should try not to deal with them at all costs...

 

Basically they have no rights to your debt and simply try to scare the money out of you theatening baliffs, court action etc.

 

If you've had any letters from them then there is an amazing site you HAVE to see to get you informed of how to deal with this company.

 

I don't know if I'm allowed to post the web address here so private message me if you'd like it.

 

I hope this can help some people in a scary situation like mine seemed to be...your not alone :D

Link to post
Share on other sites

  • 1 month later...

We do allow links to be posted, so long as they are not to sites that require any payment to be made, and so long as any affiliation with the site is made clear.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

  • 9 months later...
Hi I'm about to take on Capital One with the DPA letter.

 

Its taken me ages to do it because they got me involved with an awful company called Capquest who get a percentage of the debt and add their own fees to your debt.

 

They are very aggressive and you should try not to deal with them at all costs...

 

Basically they have no rights to your debt and simply try to scare the money out of you theatening baliffs, court action etc.

 

If you've had any letters from them then there is an amazing site you HAVE to see to get you informed of how to deal with this company.

 

I don't know if I'm allowed to post the web address here so private message me if you'd like it.

 

I hope this can help some people in a scary situation like mine seemed to be...your not alone :D

Hi, I have just received a letter from Capquest regarding a small debt with RBS over 7 years ago, obviously the amount now is over double. I was going to ring them to get confirmation of the Debt, but saw your mail first. Could you please send me the weblink, I have until june6th afterwhich, presumably the threats will start. At this stage i have made no contact with them. I am now in a position to pay back the original debt with RBS (who i still have an active account with), but do not want to get involved with a third party unless they have lawful ownership of the debt. it also appears that they dispute payments once they are made - which implies a different agenda to debt collection. many thanks for your help.

Link to post
Share on other sites

hiya the website is Grumbletext, UK consumer complaints - post online and via SMS text message! You might have to register to see the threads on capquest but it's all free. Just search the threads for 'capquest' and then loads of info and template letters and stuff should come up.

 

I followed the template letters and they passed my debt back to capital one who i now deal with directly.

 

By the way if you are in a position to pay off the debt i would contact rbs directly straight away and offer to pay and then just write a letter to capquest stating that the debt is being paid directly to the original creditor. RBS should be happy with this.

 

Good luck and let me know how it goes!

deb

Link to post
Share on other sites

Hi, I have just received a letter from Capquest regarding a small debt with RBS over 7 years ago, obviously the amount now is over double. I was going to ring them to get confirmation of the Debt, but saw your mail first. Could you please send me the weblink, I have until june6th afterwhich, presumably the threats will start. At this stage i have made no contact with them. I am now in a position to pay back the original debt with RBS (who i still have an active account with), but do not want to get involved with a third party unless they have lawful ownership of the debt. it also appears that they dispute payments once they are made - which implies a different agenda to debt collection. many thanks for your help.

 

I have been dealing with Capquest for some time now (approx 3 years), 1 of the debts was for a Cap1 account. After the initial threatening stuff I have found them OK to deal with. The do not own my Cap1 debt but manage it on their behalf. I find that they do chase me every 3 months to up my payment, I find as long as you offer them an extra £5 a month (depending on the size of the debt) they leave me alone again till the arrangements comes to an end and I have found If I ring them before they ring me they are far more amicable.

 

They regularly offer me a greatly reduced settlement figure, which I have not been able to afford as yet, but since my debt has been reduced by Cap1 paying a part settlement to them they no longer seem interest in offering me a settlement figure.

 

I am about to issue court proceedings for the balance of the reclaim amount from Cap1 this will more than cover the remainder of the debt and should leave about £200 over for myself.

 

The other debt I have with Cap1 is far bigger (now down at about £2800) and I am fully expecting them to ask me to up my payments on this one once the Cap1 debt is cleared. I will probably be proactive and ring them to offer an higher payment figure as I want to clear the debt as soon as possible and I have always found being proactive with Capquest far more to my advantage.

 

Would rather deal with Capquest than RMAI any day of the week.

 

Chrissie

Link to post
Share on other sites

that's fair enough you're lucky if you've had a good experience with them. They've been on watchdog twice i think a lot of people have had problems. It's mainly to do with their attitude on the phone and aggression.

 

I got charges back from capital one and rbs it was easier with them because i had debts with them so it just reduced my debt. Got the charges back in about a month i think and didn't even have to put in a court claim!

Link to post
Share on other sites

Hi, Iam new to this forum, but I just wanted to say that my husband's experience with Capquest has been horrific. they hounded us for over a year,chasing an Egg loan which they had acquired. they were consistently aggressive and demanding on the phone, even though my husband was paying them £100 a month.We were asked very personal questions, were accused of lying about our income (yes,mine as well, even though the debt was not mine!), and told that we obviously had no interest in settling the debt. At one point they were ringing 15/20 times in a day. All this resulted in us selling our house. . .Capquest wanted to know how much for,wanted the estate agents details etc etc!. Anyway, much against my better judgement, my husband paid them £6000 last week (which we can not really afford),in "settlement" of the debt,and to get them off our back.

I am really unhappy about this,but what can we do?.

Thanks for listening!

Link to post
Share on other sites

Hi helmllwyn, Sounds like you've had a nightmare. Good news is you can still claim any charges they applied to your acount. Firstly you need to start your own thread then have a read of these http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Just ask if you need more info

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

Link to post
Share on other sites

Hello Helmllwyn

 

Yes, start your own thread now and follow the tried and tested procedures here. Read the FAQ's over and over. You can get those charges back, and if the default notice was because of charges, get that removed too. Keep it all as a package, charges and default removal from the start. Get your S.A.R. in A.S.A.P and add up those charges. Add your current APR to each one as well, the return would be worth it, by the looks of things. There are some links below to help you get around.

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...