Barclaycard Payment Protection etc

[jmcdyre]

Hi all, just signed up and requested statements from my bank for last 6 years.

However, I was wondering about my barclaycard...I have had it for around 3 years, and noticed a couple of months ago that I had been paying payment protection each month. I never take this out, and after questioning it learned that it has been on the account since day one.

 

They have sent me a copy of the original application, on which the "I want payment protection" box had been ticked. I know I wouldn't have ticked it. How can i go about claiming this back?

 

PS I used to work for another bank and it was common practice to tick the box on postal applications and claim the application was phone based to get the commission!!

[JamesBooker]

I'm in the process of trying to get my PPI cancelled as well. There's a pretty helpful thread going on at MSE :-

 

http://forums.moneysavingexpert.com/showthread.html?t=117175

 

They seem to be having a lot of success.

[jmcdyre]

They have refunded me 3 months of PPI, and it is now cancelled.

How can I prove I didn't sign it? I KNOW I wouldn't have, I never do.

By my reckoning, over the 3 or 4 years I've had the card I have paid almost £1000, without noticing!!

 

Anyone?

[richardc]

To be blunt, unless you have a credible witness that you did not tick the box you have little chance of proving it. Another way would be if you could prove that you did not need it - for example if you are self employed and could not claim.

[claire_morrow]

I had the same problem with Barclaycard I definitely didn't tick the box but was charged the insurance for 4 months until I realised. I just phoned them up and they were actually pretty helpful - gave me the usual rubbish about how great the insurance was, blah blah blah - but then they refunded my money on the next statement with no problems. Just keep insisting you did NOT tick that box.

 

Good luck

 

Cx

[jmcdyre]

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