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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi

 

I just replied to your post on my thread

It is true that most funds won't pay you the money out, Nat West won't either, although the amount is negligable and the plan is doing poorly, their charges are higher than the return, therefor the amount is fading away from year to year

They said all I can do is

a) leave it (it will reduce to 0 over the next few years)

b) leave it and make contributions again

c) transfer it into another approved scheme

 

I tried to transfer it into my employer's pension scheme but they rejected the transfer

So that's the end of the road for me

The money in that fund, although it is mine and the tax man still makes contributions to it (as I opted out of the government scheme) I cannot do anything with it and just have to watch it waste away

It makes my blood boil, just a waste of my money

If anybody else reads this and has some other ideas, please let us know, but I have a suspicion we have been "had" by these schemes:|

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I have replied on your thread....

 

Thank you for your replies so quickly too.

 

This has made my blood boil to be honest. I was forced into leaving my previous job due to ill health, struggling on benefits knowing that I have £1.5k sitting dwindling away.

By the time I am at an age where I can take it out there will be nothing left.

 

This suxs BIG time!

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It sure does, but I really do not know what else to do.

I can't believe you can't have it paid out or at least transfer it with guaranteed acceptance by other plans/ schemes.

I almost fell off my chair when I was told my current scheme could just reject the transfer !

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Guest Aviva Support

Phantom, I think there are restrictions on the type of pension that you are allowed to transfer too, depending on the type of pension you are transferring from - its about compatibility i believe. Have either of you spoken to an independant advisor? try Find an independent financial adviser - IFA - www.unbiased.co.uk

 

Becca

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Phantom, I think there are restrictions on the type of pension that you are allowed to transfer too, depending on the type of pension you are transferring from - its about compatibility i believe. Have either of you spoken to an independant advisor? try Find an independent financial adviser - IFA - www.unbiased.co.uk

 

Becca

 

I have looked at the site you suggested. I am on benefits due to illness, so I cannot possibly afford to pay a IFA - This is my whole reasoning for getting MY money back.

I see the CAB early August, I will run it past them.

Thanks for your advice.

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