Drew V Halifax

[andyford2000]

one more question fot the moment too, what spreadsheet should i use and what about the interest

[**Tilly**]

you dont add the 8% interest until the court stage here is a link for spreadsheets

 

6. Interest calculation spreadsheets

[andyford2000]

sorry just another thought from something overlow mentioned, why do I need to call at the Halifax to chase the details up

[**Tilly**]

i think what overflow was saying was to give them a ring first about your missing information

to see if they were sending it before you wrote to them

[overflow]

Hi Andy

 

Sorry if I didnt make the point clear.

I was merely pointing out that by my reckoning they still have a few days left to comply.

My point was that you cant really complain if the time is not up yet , they could say that they were going to send you information out.

 

Regards

[andyford2000]

aha overflow, i get it now, soory for sounding thick and all.

 

have just read an interesting article in todays paper saying that the test case with start in court in January then it should be 8 months before a decision is made arhhhhhhhhhhhhhh. sounds to me like these pratts are going to get away with it

 

please can someone point me in the direction of the non compliance letter

[andyford2000]

Hi Overflow,

 

I heare what you are saying that there are a few days left before the SAR 40days are up. I cannot really see them sending anymore information other than the list of charges they have already sent me

[kennythecelt]

Lets see how this goes. Good luck and remember, just ask!!

[stonedecroze]

Hi Overflow,

 

I heare what you are saying that there are a few days left before the S.A.R - (Subject Access Request) 40days are up. I cannot really see them sending anymore information other than the list of charges they have already sent me

 

Just bear in mind, Andy, if it wasn`t for the last minute, Haliprats would get nothing done..

 

what I am saying is that they alswas leave it as long as they can to do anything and then tend to do it at the very last moment posible, they will leec it to day 14 to acknowledge N1 then day 28 to file defence, and sometimes they miss, and that is when you must be on the ball, and get in at the first possible chance. keep hanging in there Mate!!

[overflow]

Hi Andy

 

I second that what Stone is saying. Good advice, Just be on the ball and you wont fail

[andyford2000]

thanks for the words of encouragement overflow and stonedecroze.

 

me thinks i will wait friday 31st and see if anything else appears and the proceed from there.

[deadlykiss]

hi andy

hope all goes ok for you

[andyford2000]

well as you can imagine, the 40 days are up for the Halifax, didnt get everything for S.A.R. on with the failure to comply bit now, me thinks

 

arhhhhhhhh

[kennythecelt]

Re SAR Andy

 

read macBoy and Dusary threads.

[andyford2000]

this what I am planning on sending,

 

is this correct and do i need to add anything else

[**Tilly**]

andy do you mean you are sending non compliance letter

[andyford2000]

must be having a blonde or senior moment, this what I am planning on sending

 

Dear Sir/Madam

 

 

I am in receipt of the documents that you have supplied in response to my Data Protection Act information request dated 20th July 2007. The disclosure of personal data is incomplete in that at least the following documents are missing.

1) You have failed to provide a complete list of transactions and charges in relationship to my complete banking history with the Halifax.

2) You have provided no notes, or documents relating to any legal action between you and myself.

3) You have provided no notes, or documents relating to instances of manual intervention.

 

This is not an exhaustive list by any means, it is just an example of some of the information I am missing.

 

Accordingly, I have to tell you that you have not yet complied with your obligations under the Data Protection Act 1998.

 

The time for compliance with my request has now expired. If you do not comply fully with my Subject Access Request within 7 days, I shall apply to the County Court for an order to enforce compliance, together with damages at the discretion of the court.

 

Yours faithfully,

 

 

 

 

Andrew Ford

[**Tilly**]

hi andy yes that looks fine dont forget to send it registerd post

[stonedecroze]

must be having a blonde or senior moment, this what I am planning on sending

 

Dear Sir/Madam

 

 

I am in receipt of the documents that you have supplied in response to my Data Protection Act information request dated 20th July 2007. The disclosure of personal data is incomplete in that at least the following documents are missing.

1) You have failed to provide a complete list of transactions and charges in relationship to my complete banking history with the Halifax.

2) You have provided no notes, or documents relating to any legal action between you and myself.

3) You have provided no notes, or documents relating to instances of manual intervention.

 

This is not an exhaustive list by any means, it is just an example of some of the information I am missing.

 

Accordingly, I have to tell you that you have not yet complied with your obligations under the Data Protection Act 1998.

 

The time for compliance with my request has now expired. If you do not comply fully with my Subject Access Request within 7 days, I shall apply to the County Court for an order to enforce compliance, together with damages at the discretion of the court.

 

Yours faithfully,

 

 

 

 

Andrew Ford

 

Sounds good to me Andy. Report them to I.C.O. at the same tome, you can do this online, it make them move a bit faster I found. They don`t like the Big Boys chasing them. let them know you are making complaint to ICO. good luck

[stonedecroze]

Information Commissioner's Office - ICO

 

You will find them here Andy

[andyford2000]

what text do i need to add to the letter, to show this has been reported to the i.c.o.

[stonedecroze]

I dind`t tell them. why warn them, but I did say the second time I wrote that I had copied letter to ICO as they had asked me to keep them informed of progress.

[overflow]

HI Andy

 

Glad to see your still going ahead.

 

Did they send you the T&C's as well ,if not dont forget to mention those as you might need them further down the line.

 

Regards

[andyford2000]

nope, just got 2 pieces of a4 paper with a list of charges over 6 years

[andyford2000]

i have added this overflow, does it look ok