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    • Hi, Purchased a car from Arnold Clark, Nottingham branch, on 5th April this year. Car was located in a different branch of Arnold Clark (Glasgow I believe) so was purchased on the standard proviso that it would be checked over by them etc.  Collected the car on 12th April, when I inspected it prior to handover it was noted that there was a ding/paint chip on the driver's door, a mark on the roof and damage to the screen of the infotainment (radio) where there was a chunk taken out of the touch screen. At the time I was told by the staff member who did the handover all these would be fixed as I had pointed them out to him, I even sent follow up photos of the damage a few days after. I drove the car away, signed the paper work etc. After some delays on their part the paint work was eventually booked in and fixed last Friday. The roof is still apparently being looked into (it's a standard wrap that appears to be a common issue with the car). The major issue here is the damage and chunk out of the touch screen infotainment system. This forms a major part of the car as you can change settings etc. in there. Arnold Clark are now advising me, after having a few people, including a manager there look at it, that they won't fix this, despite advising that they would during the handover. I have raised this with their internal complaints team but am receiving the same response. The general manager of the branch, who already had a very aggressive/blase attitude, which has been downright rude at points to this whole thing, treating it like's a trivial little mark. All this has left me with a very sour taste in my mouth and I'm now at a loss as to how to proceed and get this work repaired by them. Do I go to the Motor Ombudsman/finance company or?
    • You'll need to acknowledge service pretty sharpish then. I'm sure dx will pop up once you've filled in the template with the next steps.
    • It's possible, either way the OP's level of worry is far far higher, than any consequences.
    • Hi lolerz thanks for your reply. I'll fill this in when I get home. Just to let you know the 25/05/24 is incorrect I received the county court letter on fri 17/05/24
    • Can you complete this ASAP also:    
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Question regarding Halifax accounts


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Hi, I'm just wondering if somene can help me.

 

You know if you have insufficient funds in your account on a day when a direct debit is due, and you pay money into the account the same day, am I right in thinking that Halifax will still pay your direct debit?

 

I know in the past this has always been the case. However, yesterday I paid some money into my account to pay a DD, so from about 10am the money was there. Yet tonight, they've emailed me to say they are charging me £39 due to an unpaid DD. :eek::eek: How come? Maybe a sudden change of the rules since I claimed back my charges?

 

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The reason for this is that the banks usually apply debits at the start of business, and credits at the close of business.

 

In other words, what you owe, comes out in the morning. What you are paying in doesn't hit your account until the end of the day.

 

Regards, Rooster.

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I have this problem many times with Halifax. I always try avoid this, but sometimes its difficult when you have various direct debits setup. Especially when they keep changing the days they pay them out. I have actually called the Halifax on a number times to discuss this matter, and have on 2 occasions had this £39 fee wavered. As Roosted stated debits out first thing, credits in last thing.

 

But as a few of you are in the same boat, i have enough of the way I have been treated by the bank since I stared banking with them over 20 years ago. I bed I cannot reclaim all my charges incurred since then. God i would be rich indeed

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I started banking with them over 20 years ago. I bet I cannot reclaim all my charges incurred since then. God i would be rich indeed

 

Now what makes you think that you can't?

 

Have you read this:

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/81108-dusary-bank-scotland.html?highlight=dusary+v+hbos

 

or even, better - this one http://www.consumeractiongroup.co.uk/forum/hsbc-bank/33005-bong-hsbc-contractual-interest-17.html - since I haven't yet reached the end of my road!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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