This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Not sure if this works. It's actually from June 2004, and AFAIK it was repaid early, but can't remember how early. I think we paid around £1700 to clear it. Really can't remember though [ATTACH]39311[/ATTACH]

Forgive my ignorance but how do I post a scanned image?? It says my image is too big when I tried uploading it. Tried hosting it on Picassa but it won't show.

Hi, about 10 years ago the Mrs took out a Barclaycard Masterloan for £2000. We checked the old paperwork the other week, and noticed that they charged about £400 for PPI, then added interest to this £400 before the loan started. Back then she had a job where she got 12 months full pay for being on the sick, and her job was very secure, so there's no way she'd have asked for this PPI. So what reason should she put on her claim for for believing she was miss sold PPI?? Is this classed as front loading?? Keep hearing it mentioned, but no idea what it actually is.. Thanks

No! Phoenix Recoveries entered a default against me a couple of years ago. When Bryan Carter botched his County Court claim against me for this debt, the advice I got then was Phoenix Recoveries shouldn't be placing defaults against people for unenforceable debts.

Is there anything I can do about the outstanding default on my credit record for this debt placed there by Phoenix Recoveries??

Hi all, I've not heard anything more about this debt, until today when Buchanan, Clark & Wells rang my house asking to set up a repayment plan. The other half told them I was at work. What should I do about this?

No idea how old the account is. Last payment would have been about 3 or 4 years ago.

Hi all. A while ago I posted on here about Bryan Carter trying to take me to court for a debt with Littlewoods. With help from this site, he pulled out, but then MacKenzie Hall started chasing me for it. I sent a letter posted in this thread http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/187687-phoenix-recoveries-time-via.html and heard nothing more until yesterday, when Scotcall sent me a letter demanding payment in full or they'd send a doorstep representative to see me :roll: What should I do about this?? And is there any chance of getting this default removed from my credit file? As IIRC, I never received anything back from my CCA request all that time ago.

We don't receive any benefits at all. Not even child tax credits.

Not sure if this is the right forum but here goes. My partner has a son from a previous relationship. He lives with us and for the past 10 years his Dad has paid £50 a month in maintenance via the CSA. Now following a recent review, the CSA have told my partner that his Dad will not cooperate with them and has to now pay around £600 a month. She's had a couple of letters telling her when the increased payments will start, but today she got a letter which is asking her for info about me! They want my name, address (), DOB and NINO. I'm just wondering why they need info about me?? Anyone know why?? We've been together 12 years and they've never asked before. They also want details about our mortgage!! And not just if we have one, it wants to know who it's with, the original loan amount, interest rate, current balance, type of mortgage, capital payed each month and interest paid each month. How is this relevant to what his Dad pays for his son???? They also request to know how much Council Tax we're paying. Again.....why? Another of the questions they ask is. If she has a child to me, then they want the childs details and 5 pay slips from me. WHY??? We've nothing to hide and I'm currently half way through filling in the details they request, but I'm just wondering why they want to know so much, especially about our mortgage?

Hi, I've received a county court claim this morning from Northumbrian Water for £615 plus costs which takes it to £740, issued from Northampton County Court. What's the best way to go about dealing with this claim?

Hi all, I received a signed credit agreement from Aktiv Kapital this morning with a letter stating that as it's in my address, and signed by me, I therefore agreed to adhere to the terms of said agreement. What do I do now?? I'll post a scan of it once my brother copies and emails it to me!

Hi, since Avtiv Kapital received my letter a few days ago I've started receiving silent calls on the home phone. The number, according to Who Calls Me, is confirmed as being that of Activ Kapital. Still no reply via letter to my CCA request.

What's the chances of getting the default removed though? Slim I'd imagine? I'll pop that letter off to Mackenzie Hall in the morning anyway! Cheers!!