Already accepted part payment?

[james23_uk]

Around a year ago I accepted a payment from Capital One of £100 towards previous charges applied to my credit card account. This acceptance included me signing a form waiving my rights to future compensation.

 

This was obviously foolish - have I completely burned my bridges or is it worth me trying again?

[kismet]

I'm only just learning about the 'unfair terms (Contract)' law.

 

but I would suspect that any contract they made you sign, that said you waived your legal rights. was also UNFAIR in itself.

 

So I would ignor this, and continue the matter until you have all YOUR money back.

 

It is YOUR money, not theirs. They took it from you ILLEGALLY!

[OculusMortis]

Its my understanding that under UK law, part payment of any debt never erases said debt, that only payment in full erases the debt, wether or not a contractual agreement is made.

[Guest stephen]

This would probably have been done by the means of a compromise agreement. Therefore, you would have waived your rights. These types of agreements are legal. And if you tried to break it you could be liable.

 

 

If it was not and you have, the agreement emails me it when I have it I can then advice you upon that agreement rather than doing guess work.

[Russe11]

I had a payment of 40 as a goodwill, they now are paying the whole lot as out of court settlement(this includes the 40 they have already paid)

 

lesson one don't sign nowt unless its in your interest to do so(more than its worth)

 

Take the goodwills if they are just giving them to you and still take them to court.

 

Ask for all you information in the DPA, not just statments, you never know they might not have the contact you signed ?

 

If they do have it but don't give it to you then they will be breaking the DPA, should win either way.

[james23_uk]

This topic was closed on 03/06/19.

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