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MadMax V Lloyds TSB Claissc Card - Need Help


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Need help please CAG.

Okay I have various claims going on but I’m trying to get my 6 years worth of statements for a very old Lloyds TSB Classic Credit card.

The account is long closed and settled but I remember having a large amount of charges on it as I was young and stupid.

I sent my SAR off to Lloyds Card Services and have had a letter back saying they have no record of my account.

As it was years ago I don’t have any paperwork, card number or anything relating to it so I’m a bit stuck.

The card was definitely active less than 6 years ago.

Any ideas as I don’t want the Blackhorse to get away with this one as there being buggers on my current account claim.

Many Thanks,

MadMaxCTR :cool:

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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Any ideas then CAG.

 

Bit stuck and don't want them to weasle out since its was within 6 years.

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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They should be able to locate the account with your full name and date of birth - also would help if you gave them an address that you were at at the time.

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Cheers for the imput.

 

I had already given my address (still the same as when i had the card) but to no avail.

 

I've re-sent the S.A.R - (Subject Access Request) with as such info as i could think of. I also have a LLoyds current account so i've given those details incase they can link it from that.

 

Oh, didn't think about the credit file thing. How could i get that info. Would i need to pay for a credit reference search with Experian or something?????

 

I knew i should have kept those old statements..... doh.

 

MadMaxCTR:cool:

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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Hi

Check out this link for free copies of your credit files:

Your Credit Rating: How it works and how to improve it...

 

Good luck, let us know how you get on.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 2 months later...

the British Bankers Association is responsible for all dormant and lost accounts.

 

the banking code (which all most all banks sign to adhere to) deals with this issue;

 

"dormant and lost accounts, and unclaimed assets

9.16 if you have money in a dormant account, it will always be your property ... no matter how many years pass

9.17 if you ask us, we will tell you how to access these accounts either directly, or via the british bankers association

 

there website has the appropriate leaflets and claim forms.

I am not a legal expert and my words are my opinion only and do not constitute legal advice.

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  • 1 month later...

Finally received the statements out of the blue some 2-3 months late.

 

Anyway no late payment charges or over credit limit ones. :(

 

Oh well.

 

MadMaxCTR

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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