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    • Any update here?  I ask as we have others now taking on CPM.
    • I am sorry about getting your status mixed up.  I have noticed one thing in your excellent WS. On their claim they are only pursuing you as the keeper-I think it is  in their Point C that  states along the lines of -the driver did not pay , so the keeper is liable. So on your No keeper Liability section  You may prefer  to alter 13 to    . It is trite Law that the driver and the keeper cannot be regarded  as the same person and the claimant has failed to offer any proof who was driving.  BY  only pursuing the keeper  when the PCN does not comply with PoFA must mean that their claim fails. See what the Site team thinks as it should  stop the Judge from looking at who was driving as your statement preempts them from even thinking about it.
    • What would suffice as proof? I just emailed them back my date of birth. Should I send a copy of driving licence? 
    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Time for a complete boycott of bailiffs?


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there should not be 'bad bailiffs' period!

they are meant to be professional people, fully trained, and working for courts etc, these people are meant to be trained, half of them dont even know what the regulations are or what standards they are meant to adhere to. I dont think its the minority that are the problem its the majority, and I think this site backs that fact.

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I agree with tonycee. More strict legislation is needed. boycotting bailiffs is just going to get the councils back up which will result in more committal proceedings as it shows a refusal to pay. encouraging a boycott is a bad idea.

 

It appears to me that there are certain people on this site who are very narrow minded and just because they have been upset by a bailiff think it is reasonable to attack the industry as a whole.

 

people fail to see the bigger picture which is that taxes must be paid. why should i pay my taxes and you not pay yours? what makes you different from everybody else? it's obvious that the people on here arent as badly off as they make out. they can still afford internet access.

Internet access is a minimal amount to pay to what bailiffs charge.

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there should not be 'bad bailiffs' period!

I dont think its the minority that are the problem its the majority, and I think this site backs that fact.

 

You are clearly right.

 

btw - In answer to an earlier posting (about many bailiffs having the same name etc) I think it's one of those spurious occupations that gets handed down from one family member to another.

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I've heard that Citizen's Advice are collecting evidence about bailiffs. They have had success with this sort of thing before, and were one of the leading campaigners that eventually got the law relating to tenant's deposits sorted out, so it may take time but it does work.

If you've had a problem with Bailiffs, tell them about it. Take along any evidence etc that you have and ask them to make a record of it. If enough people complain, things will change.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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If enough people complain, things will change.

 

I'm not sure that I have your faith - the Councils / police etc all have a vested interest in "turning a blind eye" to what goes on .... as long as they get their money (and can pretend that they do not know what's happening) they do not care.

 

Meanwhile, bailiff firms are racking up millions for themves.

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You can make things change, though so often it is virtually impossible to prove their misdoing, it has taken me from 3 May till now to get to where I am. Tomorrow's meeting could make a difference if as I hope my LA decide to pubicly make their bailiffs accountable. It has been a huge amount of work, stressful and without a doubt put a strain on my marriage. Yesterday my husband said, "When this is over promise me you wont take on any cases!" I would love to be able to say yes and go back to writing about tyre recycling etc! but how can I walk away from helping people at the most scary part of their lives? I dont have the answer.

 

SFx

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Maybe we should make a list of all the bailiff companies who have had complaints made against them, the reason for the complaint ie excessive charges or threatening behavior etc get the names of the bailiffs with out naming them in here of course and then send the list off to V Baird and get her to act on it, as she said herself she wants to get rid of the 'cowboys' in the industry

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You can make things change, though so often it is virtually impossible to prove their misdoing, it has taken me from 3 May till now to get to where I am. Tomorrow's meeting could make a difference if as I hope my LA decide to pubicly make their bailiffs accountable. It has been a huge amount of work, stressful and without a doubt put a strain on my marriage. Yesterday my husband said, "When this is over promise me you wont take on any cases!" I would love to be able to say yes and go back to writing about tyre recycling etc! but how can I walk away from helping people at the most scary part of their lives? I dont have the answer.

 

SFx

 

Good Luck for tomorrow ... we should remember that many people are not able to stand-up for themselves and those of us who can (and will !) have a duty to protect the less fortunate.

 

It will not just be a victory for you - but will be a small step for many, many others too.

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Maybe we should make a list of all the bailiff companies who have had complaints made against them, the reason for the complaint ie excessive charges or threatening behavior etc get the names of the bailiffs with out naming them in here of course and then send the list off to V Baird and get her to act on it, as she said herself she wants to get rid of the 'cowboys' in the industry

 

Good idea - but many people tend to "run away" from the subject as soon as their particular problem is solved.

 

How many times have we seen posters on here - who then simply "disappear"?

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TW - probably repeating myself, but on the 3rd May, I turned to my OH an said - "Hey no worries about getting our money back, but you do realise that I have to make a difference don't you" and he agreed that someone has to stand up. I must say though he is ****ed off as it is damaging my health, he has had been hugely supportive and in knows it has to be done.

 

SFx

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Good idea - but many people tend to "run away" from the subject as soon as their particular problem is solved.

 

How many times have we seen posters on here - who then simply "disappear"?

we can but try and recontact them by posting in their thread. Im willing to give it a bash

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TW - probably repeating myself, but on the 3rd May, I turned to my OH an said - "Hey no worries about getting our money back, but you do realise that I have to make a difference don't you" and he agreed that someone has to stand up. I must say though he is ****ed off as it is damaging my health, he has had been hugely supportive and in knows it has to be done.

 

SFx

 

The system relies on everyone "falling over" and just accepting whatever muck is thrown at them.

 

Good for you !

 

I know it's a huge strain - often fighting the injustice as well as the original cause - but you will feel better for having stood-up for yourself rather than being walked all over !

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TW & SM - yup it does **** me off the URGENT NEED HELP posters, we all give great advice, they post SORTED and just disappear, and very very rarely do people say thank you!! Hey ho.

 

SFx

do you think Herbie will have records of the people she has looked into, maybe thats a start, we dont really have to have the people themselves wanting to help just going by the posts in here, by the way .. good luck for tomorrow will be thinking of you :)

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do you think Herbie will have records of the people she has looked into, maybe thats a start, we dont really have to have the people themselves wanting to help just going by the posts in here, by the way .. good luck for tomorrow will be thinking of you :)

 

I'm sure that Herbie has a very good database on this subject - but may not want to get directly involved (prefering to work independently).

 

It's noticeable that Herbie has not contributed to this thread !

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TW - hey hun dont knock Herbie, please.

 

SFx

 

It wasn't a "knock" - I admire Herbie very much.

 

Just saying that Herbie may prefer to work one way - and I prefer to work another, that's all ! (There's more than one way to skin a bailiff !)

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It wasn't a "knock" - I admire Herbie very much.

 

Just saying that Herbie may prefer to work one way - and I prefer to work another, that's all ! (There's more than one way to skin a bailiff !)

hmm skin a bailiff .. if only I wasnt so squeemish :D;)

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LOL - I am just reading one companies annual report and in the director's report it states - operates in a regulated business sector and is reliant on maintaing its consumer credit liecnce and its staff maintaing bailiff status. - do you think that this may not be the soft under belly!

 

SFx

 

A "license" to print money, you mean?

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Well - tomorrow I will be telling said director about my conversations with the OFT and their thoughts on the contravention of Section 25 2d of the CCA 1974 and they will get their first sight of my Form 4 - golly gosh are those two things that they value the most!!!!!!

 

I really think that this guy is thinking that tomorrow is going to be a walk in the park, their is very little I dont know about this company or its directors!!! or the law for that matter! I just cant wait to see his face, their description of me is mid length brown hair and of average height, I am 6ft and blond!!!!!

 

SFx

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Well - tomorrow I will be telling said director about my conversations with the OFT and their thoughts on the contravention of Section 25 2d of the CCA 1974 and they will get their first sight of my Form 4 - golly gosh are those two things that they value the most!!!!!!

 

I really think that this guy is thinking that tomorrow is going to be a walk in the park, their is very little I dont know about this company or its directors!!! or the law for that matter! I just cant wait to see his face, their description of me is mid length brown hair and of average height, I am 6ft and blond!!!!!

 

SFx

6ft:eek:.. I wont hold the being blond against you ;) being im blond myself.. but 6ft:eek::p

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