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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • anonymous1975
      DVLA Cannot show my driving license information

      By anonymous1975 · Posted

      Ok i think we may have the issue, so its been just over 6 months since i was banned and when i defended the case and it should have been rescinded. I have just spoken to the courts, and they informed the DVLA that the ban should have been overturned. Now you need to reapply for your license when you have been banned, and they give a window of 45 days i believe after it has expired. The dates add up, what i think has happened is that my details have been removed from the system because i was banned for 6 months (when i shouldn't have been) and the additional days on top. If this is the case then i surely i can sue these idiots until the cows come home, i have been driving whilst banned (again when i shouldn't have been)  and this can affect my job, imagine i had been pulled over with my son in the car, they would have just arrested me and not listened to a word of my story.  
    • Ethel Street
      DVLA Cannot show my driving license information

      By Ethel Street · Posted

      First thing to do is what the the DVLA website extract says - write to the Central Casework Group with full details of your licence, adding that you spoke to DVLA call centre xx/xx/xxxx and they told you they couldn't see the details either.  Get proof of posting. Are you in physical possession of your Driving Licence Photocard? And the card shows it is still current? If so include a photocopy of it when you write to DVLA. There's no reason for you to assume that the licence has been cancelled or that you have been banned. Just some IT problem at DVLA. I wouldn't go into all the stuff about your court case last year. There's no evidence that the current glitch in the DVLA system is anything to do with it and it will just muddy the waters.  Most comparision sites ask for your licence number. You can get quotes without the licence being checked but when you take up an insurer's quote they then check your licence number against the DVLA website to make sure it is valid and to check if any Points for motoring offences are recorded. If you are unable to access your licence details on DVLA then insurers won't be able to either so they will refuse to proceed and cancel their quote. 
    • Nicky Boy
      Issue with my Ebay account which they have suspended

      By Nicky Boy · Posted

      How about posting the full email, rather than just the bits you want us to see??
    • Buncrana
      EPC/DCBL PCN - appealed - MFG Esso Cobham

      By Buncrana · Posted

      Hi Folks,   Thank you for your help so far. Please find below the correspondence so far from various parties. If I've missed anything, please let me know. Again, apologies for not posting the correct stuff. I thought I'd lost it all, turns out it was on a rarely used pc Letter advising of change of address will be posted shortly, with proof of posting not tracked. Buncrana 1 Edited Notice To Keeper ECP.pdf 2 ECP Back of PCN.pdf 3 DRP Edited 25012021.docx 4 DRP Back of letter.docx 5 POPLA Appeal redacted.pdf 6 DCBL 30:04:24 Redacted.pdf ESSO Cobham Signage.pdf
    • mamothd
      Issue with my Ebay account which they have suspended

      By mamothd · Posted

      Thanks just looked at SARequest It wouldn’t make ebay have to say why they suspended me. all their email said was that it was related to buying activity. But under that bike buying activity there are about five different reasons why it could’ve been. But they haven’t specified which of these five reasons it was.

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

compensation for default entries.

MARTIN3030
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MARTIN3030

MARTIN3030

Posted
Posted

I have read on the site somewhere (but cant find it now ) that there may be a case for compensation claims against entries that have been made innapropriately to credit files following penalty related issues.

 

I recall reading that this could come under breach of trust and defamation of character.

The implications of a default are quite serious and I wondered if anyone has actually instigated actions to claim compensation as a result.

 

At what stage would this need to be addressed?

The default letter does not include compensation mentions.

 

Also assuming that there were clear cases for this what figure would be suggested as reasonable to claim ?

 

This is an issue which doeas not appear to have been discussed at any length.

 

 

thoughts please

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Anaconda

Anaconda

Posted
Posted

I would love to know too, due to all the stress caused and a total of over 20k in charges and interest. I am now having to deal with higher mortage rates due to the financial info charged against me by the banks.

 

So all the financial history is still costing me big time.

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MARTIN3030

MARTIN3030

Posted
  • Author
Posted

Same here....I have 4 sep bank account claims 2 credit card companies and an dealing with 4 debt collectors and all 3 credit reference agencies.

a bit of a nightmare but all filed and organised.

 

One thing I am not clear on is whether you would issue a claim against the bank for defamation and stress....or the DCA as these are usually the ones who file the default.

 

Reading at default procedures it would seem the banks are not at all keen to remove them since it can be the first stage of a defamation claim.

 

Waiting for someone to come here and say they have issued a claim for this.

After I get past the recovery stage I am keen to look into claiming for this myself.

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Deckerbus

Deckerbus

Posted
Posted

Just registered on this website, hoping to claim some £1000 pounds or so in charges, what is the procedure to start the ball rolling and what is this DPA thing ??

 

Is that the first stage ??

 

Thanks for your help :-)

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Anaconda

Anaconda

Posted
Posted
Same here....I have 4 sep bank account claims 2 credit card companies and an dealing with 4 debt collectors and all 3 credit reference agencies.

a bit of a nightmare but all filed and organised.

 

One thing I am not clear on is whether you would issue a claim against the bank for defamation and stress....or the DCA as these are usually the ones who file the default.

 

Reading at default procedures it would seem the banks are not at all keen to remove them since it can be the first stage of a defamation claim.

 

Waiting for someone to come here and say they have issued a claim for this.

After I get past the recovery stage I am keen to look into claiming for this myself.

 

:)

 

One of the banks in Northern Ireland, didn't credit my accounts until july (£4200) when I had paid them in early March (clearing all debt entirely including many extorted fees I plan to now recover), the money got 'lost' in the system....they still have not cleaned up my credit rating, having been promised by the head of the debt recovery unit they would do so, meeting with an insolvency specialist and solicitor on Monday. Good luck to the bank on this one, I believe it is called financial defamation of character.

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powerful_rogue

powerful_rogue

Posted
Posted
Just registered on this website, hoping to claim some £1000 pounds or so in charges, what is the procedure to start the ball rolling and what is this DPA thing ??

 

Is that the first stage ??

 

Thanks for your help :-)

 

Hi and welcome,

 

Your best option is to read the FAQ section HERE. Should you have any other questions, please feel free to ask.

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joneshousehold

joneshousehold

Posted
Posted

I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

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MARTIN3030

MARTIN3030

Posted
  • Author
Posted
I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

 

 

 

I seem to recall reading something similar

 

BTW congrats on your 500th post plat account holder now ...cool

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Anaconda

Anaconda

Posted
Posted

I have been to see a specialist accountant in the field, I will keep you posted on the outcome.....not looking good for the banks, so looking forward to redressing the balance.

 

 

 

I am currently trying to get two defaults removed from my credit file following the advice and letter templates on this website.

 

http://www.learnmoney.co.uk/credit-cards/remove_default_notice.html

 

I will let you know how it goes.

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MARTIN3030

MARTIN3030

Posted
  • Author
Posted

Would be very interesting to know the position here.

Look forward to your findings

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Anaconda

Anaconda

Posted
Posted

Accountant appaled....now off to solicitor to see if we can add a little heat to the equation....25k of heat over 6 years.....and the rest I can extract out of them, for all stress.

 

Thanks for all the helpful postings guys...I will keep you informed.

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MARTIN3030

MARTIN3030

Posted
  • Author
Posted

25k equates to rather lots of stress phew.......

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Anaconda

Anaconda

Posted
Posted

Sure has been.....but everytime I log on here it does my heart good!! I am under the impression they will settle out of court, as they won't want to be instructed by a Judge to declare their costs, then the flood gates will really open for the (edit) ****.

 

So I'm planning to bog the arm in up to the shoulder, how do you quantify 6 years of stress!!

 

Unfortunately for them I kept all but a few pages of the statements. I'm starting to enjoy this....But they are playing at silly ****'s wont even come up with the few missing pages. Makes no odds to me.

 

Going to use a Solicitor to execute proceedings so they know I'm serious and I maximise payback.

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Guest Alison82

Guest Alison82

Posted
Posted
I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

 

How do you go about proving they caused you financial loss? As courts or the company will need to see proof. This is something I have been trying to figure out but can find anywhere; can anyone suggest where to read up on this?

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