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    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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compensation for default entries.


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I have read on the site somewhere (but cant find it now ) that there may be a case for compensation claims against entries that have been made innapropriately to credit files following penalty related issues.

 

I recall reading that this could come under breach of trust and defamation of character.

The implications of a default are quite serious and I wondered if anyone has actually instigated actions to claim compensation as a result.

 

At what stage would this need to be addressed?

The default letter does not include compensation mentions.

 

Also assuming that there were clear cases for this what figure would be suggested as reasonable to claim ?

 

This is an issue which doeas not appear to have been discussed at any length.

 

 

thoughts please

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I would love to know too, due to all the stress caused and a total of over 20k in charges and interest. I am now having to deal with higher mortage rates due to the financial info charged against me by the banks.

 

So all the financial history is still costing me big time.

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Same here....I have 4 sep bank account claims 2 credit card companies and an dealing with 4 debt collectors and all 3 credit reference agencies.

a bit of a nightmare but all filed and organised.

 

One thing I am not clear on is whether you would issue a claim against the bank for defamation and stress....or the DCA as these are usually the ones who file the default.

 

Reading at default procedures it would seem the banks are not at all keen to remove them since it can be the first stage of a defamation claim.

 

Waiting for someone to come here and say they have issued a claim for this.

After I get past the recovery stage I am keen to look into claiming for this myself.

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just registered on this website, hoping to claim some £1000 pounds or so in charges, what is the procedure to start the ball rolling and what is this DPA thing ??

 

Is that the first stage ??

 

Thanks for your help :-)

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Same here....I have 4 sep bank account claims 2 credit card companies and an dealing with 4 debt collectors and all 3 credit reference agencies.

a bit of a nightmare but all filed and organised.

 

One thing I am not clear on is whether you would issue a claim against the bank for defamation and stress....or the DCA as these are usually the ones who file the default.

 

Reading at default procedures it would seem the banks are not at all keen to remove them since it can be the first stage of a defamation claim.

 

Waiting for someone to come here and say they have issued a claim for this.

After I get past the recovery stage I am keen to look into claiming for this myself.

 

:)

 

One of the banks in Northern Ireland, didn't credit my accounts until july (£4200) when I had paid them in early March (clearing all debt entirely including many extorted fees I plan to now recover), the money got 'lost' in the system....they still have not cleaned up my credit rating, having been promised by the head of the debt recovery unit they would do so, meeting with an insolvency specialist and solicitor on Monday. Good luck to the bank on this one, I believe it is called financial defamation of character.

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Just registered on this website, hoping to claim some £1000 pounds or so in charges, what is the procedure to start the ball rolling and what is this DPA thing ??

 

Is that the first stage ??

 

Thanks for your help :-)

 

Hi and welcome,

 

Your best option is to read the FAQ section HERE. Should you have any other questions, please feel free to ask.

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I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

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I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

 

 

 

I seem to recall reading something similar

 

BTW congrats on your 500th post plat account holder now ...cool

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have been to see a specialist accountant in the field, I will keep you posted on the outcome.....not looking good for the banks, so looking forward to redressing the balance.

 

 

 

I am currently trying to get two defaults removed from my credit file following the advice and letter templates on this website.

 

http://www.learnmoney.co.uk/credit-cards/remove_default_notice.html

 

I will let you know how it goes.

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Would be very interesting to know the position here.

Look forward to your findings

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Accountant appaled....now off to solicitor to see if we can add a little heat to the equation....25k of heat over 6 years.....and the rest I can extract out of them, for all stress.

 

Thanks for all the helpful postings guys...I will keep you informed.

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25k equates to rather lots of stress phew.......

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Sure has been.....but everytime I log on here it does my heart good!! I am under the impression they will settle out of court, as they won't want to be instructed by a Judge to declare their costs, then the flood gates will really open for the (edit) ****.

 

So I'm planning to bog the arm in up to the shoulder, how do you quantify 6 years of stress!!

 

Unfortunately for them I kept all but a few pages of the statements. I'm starting to enjoy this....But they are playing at silly ****'s wont even come up with the few missing pages. Makes no odds to me.

 

Going to use a Solicitor to execute proceedings so they know I'm serious and I maximise payback.

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Guest Alison82
I thought I remember reading the amount would be the extra cost suffered as a result of the listing. So if you have to pay higher interest rates on new lending then the cost is the difference between that and the rate that would have applied if the listing had not been made.

 

How do you go about proving they caused you financial loss? As courts or the company will need to see proof. This is something I have been trying to figure out but can find anywhere; can anyone suggest where to read up on this?

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