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Hi

 

A bit scared at the moment, my bank has just put a defence in, and I feel completely out of my depth, and not sure what to do. Have you any advice:cry:

 

Hi what bank are you with ?

It may help you more if you start a thread in that banks forum ... simply go back to the main page and find your bank .... you will get help and advice from people who are better informed on how your bank opperates

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Hi Mostyn1704

 

Yes, my Bank has entered a defence, I have also received a letter from CB Legal Services, asking me for a list of alleged charges, but I sent that with one of the original letters asking for them to refund? I have to reply to this before 29th June otherwise they will apply to the court for an order for me to provide the information. Do I just send the list of charges again to them, or do I send it to the court?????

 

SV

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Hi again SV. I guess you are not with HSBC Bank as they use DG Solicitors, I don't know these CB Legal services, so ....I suggest you start reading threads relating to the bank that you are with.

With regards to sending a list of the charges , yes send it to CB LEgal services. Even though you have already sent the list to your bank there is no guarantee they will have forwarded it on to their legal team. Don't forget to keep copies of everything.

How was the list of charges? Did you use the spreadsheeet from this site? If not have a look at the section decscribing the different names they use to attempt to disguise thier unlawful charges. Make sure you list each and every one, the date, amount, and the exact wording they used to describe each charge. Of course the easiest way to do this is to use one of the spreadsheets here, but if you have not used it already, it is probably a bit late now. Make do with a typed list. Good luck

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Hi Mostyn

 

Thanks for that, I will have a look at the section of listing charges, I have until next Friday to get the information to Clydesdale Bank Legal Services. So it may be worth me typing it all out again.

 

I will keep you posted.

 

Thanks again.

 

Sue

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Send a list of your charges to the solicitor and the court. Send them recorded delivery so you have proof of delivery. Is your claim in Scotland ? If so there are different rule and regs to follow. Here is a link to claims in Scotland.http://www.consumeractiongroup.co.uk/forum/scotland/ If your claim is not in Scotland here is alink to Clydesdale Bank.http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/ Please start a thread in whichever forum your claim applies so that it makes it easier to follow and help you with your claim. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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