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    • Please accept my apologies for the delayed update, but i have been trawling through emails for supporting evidence, you see we are in the consultation phase and there will be three meetings during the process. So as i have said  my role is at risk due to the scoring and mine being low. As explained i never received my report as my line manager left during December and i was on leave. So i was not afforded any meeting, i received no feedback at all, so how am i meant to know any areas to improve or to attain a higher grade. So with this in mind i gathered my supporting evidence, i found the email from my then line manager and the objectives that he set out and we agreed.   I then supplied 20 emails that  showed that not only did i reach the targets, i smashed them, highlighting areas that i had saved the company a considerable amount of money, idented issues  implemented process and solutions with ongoing support. All emails are verified and prove that i should have received the highest possible grade going by their criteria. I also included the email from HR when i challenged  the score and they replied with " the outgoing manager supplied thorough feedback to the incoming interim manager who should have provided this (this was never received, and report i received was blank with just a score. Highlighted was the email from HR stating " a two is not a concerning grade"  well clearly it is as less than a month later it is what was used to decide i was at risk. I have supplied this information to the line manager and the external HR rep that was on the call as i have 48 hours to supply this. Had i had a proper and fair review like everyone else had then i would have been able to provide this evidence when he issued the score, he could not argue with the sheer volume of evidence that i had. This proves what was said to me when i took this position, " there was some politics in me getting the role, their line manager had promised the role to one of his guys, they cant really do anything but watch your back" He should not have promised this anyway as two interviews were required in the process *which i sat) so i earned the right to the role. This was because the three of them knew there was a lot that would be uncovered and they wanted it covering, i started to see this after two weeks, had i not said anything then it would have looked as though i was incompetent or stupid. I did try to work with them on this to remedy but sadly they went the other rout instead.    
    • He'll be asking Truss for advice and help next ... or maybe go straight to a lettuce He already asked Swella How do you survive all those breaches of ministerial code etc She is rumored to have replied - dunno - if the positions were reversed, I'd have sacked me in without a seconds thought
    • Dear Stu. I have been very annoyed that they put this fee on my account right now, as you said the court might rule that i have to pay it further on. This sounds like a dodgy practice. Below is what the account manager sent to me when i asked her why this was getting added to my account right now. Is this legal what they are doing i.e. pre-empting the judges decision it seems. 'Thank you for the email.  The court fees have been added to your account as you have not vacated the property. If the court decide that the landlord is not able to recoup the costs, we would remove the charge from your account.  At present, the court costs have not been deducted from the payment you made towards the rent.'
    • Yay!! Plan to submit tomorrow. Thanks for all the support. I'm so out of my comfort zone. Will keep thread updated and continue reading. Just want them gone!   
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carlieanna v Halifax ***SETTLED IN FULL***


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Well after looking through the site for a good week and finally sorting out my activation( long story dont ask) I have finally handed over my Data Protection Act and advised a fair few mates to do the same.

I guess I am owed roughly 200 squid from when I was in debt a few years ago, hoping it will be more:D .

It will be lovely to be able to go shopping with out having to worry about where the money is coming from. I know we shouldn't have had the ludicrus bank charges in the begining, but it will lovely to have a lump sum, instead of drips and drabs.

Good luck to everyone.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Best of luck Carlie :) Sounds like you have it sussed.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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I have now opened a parachute account YAY.

Will just leave it dormant for the time being as I havent had any charges in well over a year, so doubt they have reason to close my account when I get mt money back.

Am also helping my brother and sis in law to get theirs back, my brother has about a grands worth and he is chuffed as it will get him out of debt.

Still waiting to get my statements through, hope I don't have to wait too long;)

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Hi Carlie

 

Might be worth giving them a quick ring just to make sure they have the letter and are actioning your request.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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Hello

Phoned walifax today aqnd there was no record of the dpa request, so the very nice lady on the end of phone debited the fiver and my statements should be arriving in the next 7-10 days.

I am starting to think it easier to phone them in the first place like my friend did he got his statements last week:confused: . Never mind hopefully Things will start to move forward now.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Good on you! You'll have your money in no time!

Alliance and Leicester -

£306 - settled in full!

Halifax -

£1600 + interest + fees -

27/06/06 - 1st Small Claim initiated for

£704 + £217 + interest + £39 Costs

01/08/06 - cheque received for £965

28/09/06 - 2nd Small Claim initiated for

£950 inc int + costs

05/10/06 - settlement letter received- awaiting cheque!

Standby for 3rd claim!:)

Barclaycard -

17/06/06 - Data Protection Act letter sent

03/10/06 - Statements rec'd £525 charges!

04/10/06 - 1st letter sent for refund

 

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Hello

Phoned walifax today aqnd there was no record of the Data Protection Act request, so the very nice lady on the end of phone debited the fiver and my statements should be arriving in the next 7-10 days.

I am starting to think it easier to phone them in the first place like my friend did he got his statements last week:confused: . Never mind hopefully Things will start to move forward now.

carlie

 

Probably but not to worry. They're getting used to all this by now.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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HEELLLOOOOO

Well I finally received my statements today, Have been through them all twice and have charges totaling £274, so Will be sending my prelim today, I am so looking forward to a nice wad of cash in my bank account, lets just hope they take it to court so I can add interest.

Good luck to everyone else.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 3 weeks later...

Life reared its ugly head and I am now only able to post off my prelim, its sealed and ready to go, so 14 days away and I'll be sending my lba.

You would of thought they got the message by now and we would be getting our money a bit quicker, oh well their loss.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 1 month later...

Hi there

Well I sent off my lba a few days ago (monday) and received a phone call today from a very polite lady who already new I wasn't going to accept their very reasonable offer of £190:o :o :o , I'm only reclaiming £274.

I gladly refused :)

so in 1 and a half weeks I shall be putting in my money claim form.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 4 weeks later...

Hello

well I am finally getting round to filling in my money claim, how do I work out the daily interest rate as I am compleately bewildered.

If any one could help asap please do and cheers in advance.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Thank you Thank you, better go and:D find a calculator

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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also

do I need to include a sumary of charges with my money claim if so how on earth do I fit it in.:rolleyes:

I know I'm useless:p

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Claimant has account ******** with defendant

from ***** 2000 conducted on their standard

terms and conditions. Claimant is claiming

the return of £274 taken by Defendant in

charges over 6 years. The Defendant's

charges are a disproportionate penalty and

therefore unenforceable as they are contrary

to common law. They are also invalid under

the Unfair Contracts Terms Act 1977 s.4 and

under the Unfair Terms in Consumer Contracts

Regulations 1999.Para.8 and sch.2.1.e.

In the event that the charges are not a

penalty they are unreasonable within the

meaning of the Supply of Goods and Services

Act 1982 s.15. Defendant has declined

justification of charges despite repeated

requests. Claimant claims interest under

Sec.69 of the County Courts Act 1984 at a

rate of 8% a year from 30th june 2001 to 18th sept 06 of £59.21 and also interest at same rate up to the date of judgment or earlier payment at a

daily rate of £0.06 .

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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cheers

michael

and oh cr**

blinking money claim don't accept visa electron and I am £3 short on my credit card. TYPICAL.

will have to wait till partner gets home and use his.

hugs

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Yayyyyyyy

have now submitted my money claim.:D :D :D :D

Looking forward to buying some plants for my garden:)

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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I bet they have the best blossom out of them all.Something to do with how you managed to buy them.:razz::D rehards nigel

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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I imagine they will,:D I have been looking forward to getting them for a long while.

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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ok the proceedings have started, but when i click on the start link on mcol it says this

Do you wish to enter Judgment by Default or by Admission? Please select one of the options below:

spacer.gif The defendant has not filed an admission or defence to my claim

(Judgment by Default)

spacer.gif

You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment.

spacer.gif The defendant admits that all the money is owed

(Judgment by Admission)

spacer.gif

If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request.

which do i tick if any

carlie

I know I should of read up a bit more before I asked:p

spacer.gif

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Well I had a letter through from moneyclaim and the claim is deemed as servered on the 24th which is sunday:D so they have 14 days from then to respond, I think I have spent the money 10 times over in my head :o opps.

Will keep you all posted.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Well they have acknowledged already 22/9/06 yay, so how long do you think it will take for the money to be put in my account, i know iknow i'm really impatient, but I want it now:p :D It's my money and should be in my account:o

blinking scumbags, who do they think they are.

Am about to start my brothers claim for him with natwest, should be for about a grand, considering he owes me a couple of hundred (money I thought I had lost) will nice to get that back off him too:D .

hugs

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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