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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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LLoyds solicitors offered to settle...BUT


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Hi,

 

I received a settlement letter of Lloyds solicitors on the 10th of May.

They asked me to sign and return it which i did the next day. I sent it by recorded delivery and i know they have received it.

It's been 5 weeks now and after god knows how many phone calls and a fax that i expect payment within 7 days (which would be tomorrow) i have not seen a penny...

they basically just put me on mute for a few minutes and tell me they ring me back to see what the hold up is. Of course they never do.

What shall i do next? I'm so frustrated as i feel they just taking the P***

 

My court date is on the 16th of July but Lloyds have not sent their documents...

I feel lost at what to do next !!!! Help please xxxx

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HI I would writw them a letter, stating that you have previously replied to a settlement offer giving them the date of the offer, and that if payment is not recieved within 7 days you will proceed to court. keep 3 copies for you and the court bundles. If you dont get a response continue on to the courts.

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Hi,

 

Thanks for the reply. I've already faxed them a letter saying i expect payment within 7 days or i will take legal action accordingly. That was 2 weeks ago though. They rang me on Friday to tell me they never received my signed settlement form and could i fax it again, which i did.

Since it was 4.30pm when i faxed it and offices were closed i give it another couple of days or so to see if the money goes in.

 

I don't have much hope but you never know :-|

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May be a rather obvious thing to suggest... but are you sure the money hasn't simply been transferred into your account?

 

I had a full claim amount suddenly appear in a different account to this I was claiming on - no word, no letter - nothing. It's only because I check online every other day or so that I spotted it!

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Hi Mark,

 

I only have one bank account with Lloyds, i opened a parachute account before i started to claim but Lloyds don't know about that.

 

I check online about 5 times a day (i know it's sad) because i do hope it goes in any time.

 

I give it til Friday and see where i take it from there.

 

Thanks for replying

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  • 2 weeks later...

Hello.

 

I received a "Stictly Without Predjudice" letter today from [problem] offering to pay up including interest and MCOL fee if I go and see my branch for a "review" of my account and agree to be a nice boy and not cause anymore trouble and accept future charges if I incurr them.

 

They say contact them at my convenience "...but no later than (date)"

 

They do say the bank will transfer the money directly to my account BUT, they don't say by when. Crafty!!??

 

I have to say, I don't want to sign it as when I get the money I want to spread all corresondence over the CAG website!

 

Any thoughts anyone?

 

Eric.

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GREAT NEWS :)

 

 

Lloyds have finally settled!!!

 

I asked for £2420 but they paid £3200 plus £750 GOGW :D

 

 

So they basically almost doubled my claim...

 

I'm so glad it's over especially as i had to wait nearly two months to wait for my money after i sent of acceptance of settlement.

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I have no idea why they increased the claim pward

 

Either i'm terrible at maths or they are.

 

I'm surprised they never deducted the £750 they already paid me four months earlier... I'm baffled but happy.

 

 

Can someone please tell me how much you usually donate?

 

I'm sure somewhere on here it said but i can't find it.

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I have no idea why they increased the claim pward

 

Either i'm terrible at maths or they are.

 

I'm surprised they never deducted the £750 they already paid me four months earlier... I'm baffled but happy.

 

 

Can someone please tell me how much you usually donate?

 

I'm sure somewhere on here it said but i can't find it.

 

Unusual that they have overpaid you - I would recheck your figures and not spend the excess until you are sure that it is yours to spend, but CONGRATULATIONS ON YOUR LONG WAITED WIN.:) :)

 

Regards the donation we suggest just 5% of your win, but in the words of a large supermarket chain - every litle helps. Thankyou

Consumer Health Forums - where you can discuss any health or relationship matters.

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