40 days & No Response, Also!

[saintly_1]

you just put the type of charge in the 1st column amount in the next then the date in the 3rd .... you must use the format of the examples ... the next 2 columns work themselves out for you

as you click on each box whatever is in them is overwritten by what you type in

 

When you print it out it just prints the document on however many pages it needs to complete the spread sheet

 

Hope that helps

saint

[Deedub]

Update.

 

I've managed to sort out the spreadsheet issue, I've hidden the interest column & have sent it together with your 2nd letter, Recorded Del.

 

What I did also, as you said not to mention the interest, is to delete those lines in your letter which refers to the interest. So I have said that I am claiming the sum for the bank charges only. Is that correct?

[saintly_1]

Yes thats fine ) ... wait for the sorry your not happy letter ..... 14 days from when B's recieved your prelim letter send out the LBA

[Deedub]

Thank you very much.

[Deedub]

Hi, I got my letter just as you said, on Sat. Will wait 14 days then send off LBA letter. Will keep you posted.

[bluenose81huskys]

Dont Give Up Deedub - They Will Pay up!!

[Deedub]

Thanks for the encouragement bluenose. Have you really got 81 huskys?

[Deedub]

Hi, am just editing the LBA letter & wanted to make sure that I should edit out the interest part & not include it in my charges sum. Also, when you say 'date of first letter' I think you must mean 2nd letter. Is that right?

 

Thanks again,

[saintly_1]

Yes you can edit the LBA

 

You dont count the SAR as a letter of claim to the bank . So the 1st letter is the prelim 2nd letter is the LBA

[Deedub]

Thank you very much, again.

[Deedub]

Just another quickie. If I proceed with the court action would Barclays ask me to pay back my overdraft? I ask as I wouldn't have the funds to do this. Thanks.

[dar£n]

No they wont, and they cant take action against you for taking action against them, i.e account closure or withdrawing O/D facilities.

Although it does say in the terms and conditions that the bank can withdraw the overdraft at any time, if they were to do this while you are in dispute with them it would look like an act of retaliation.

 

They would like you to use the repayment to clear the debt, and if you can it would be advisable but it can not be an order,

repayment of charges + interest etc are settled on your terms NOT theirs.

If you want it paid to another bank account that is you choice.

[Deedub]

Ahh, thank you very much for clearing that up, I'll post the letter tomorrow.

BTW, if I used my claim money to clear up my overdraft I'd still be in debt to them!

[Deedub]

Hi folks, have received a letter today from Barclays informing me of the OFT case & that if I issued a claim via a court then they would order a stay. The letter was quite friendly actually. I know you said to continue to issue a claim, shall I still & would I still have to make an appearence at court, or would I be notified of a stay from the court via a letter?

[saintly_1]

Who is to say that the Court will allow them to stay the case OR that the judge cant be persuaded to lift the stay ?

 

The thing with continuing on to court is that even if B's get a stay then atleast your in the system PLUS its actually getting the interest

[Deedub]

As always, thank you very much.

[Deedub]

Hi guys, well, I've been a bit held up & am not sure where to look to proceed. I've earmarked the New POC for N1 Barclays. I understand I have to make 3 copies of this but, what else do I do please? Should I be looking at a topic somewhere? Have got a bit lost I'm afraid.

[saintly_1]

You will need 3 copies of your schedule of charges as well

[Deedub]

So, I go down to the court with 3x SOC's & 3x POC N1's & my cheque book? Is that all I need to take with me to lodge a claim?

[livelylad]

Yes, however can you pay in cash.

[Deedub]

Thank you!

[Deedub]

In the top right hand corner of the POC N1 form it says Claim No. [] What No. should I put, or is that down to the courts?

[Deedub]

Sorry, made a mess of correcting smiley

[Deedub]

Hi, wondered what was the reply to the question. Thanks.

[Michael Browne]

In the top right hand corner of the POC N1 form it says Claim No. [] What No. should I put, or is that down to the courts?

Yes,just leave it blank