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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Rbos Final Response - Not Full Amount


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Fingers crossed the same applies to me! Have mixed views, my sister thinks I must be mad to even consider getting anything back! Watch this space was my answer, hmph!!!!

LBA away, thanks for the email address and letters.

They must know when we start mentioning all the legal jargon and Cobbetts that we know what we are talking about, have done our homework and are not going to be told to sod off!!!!!

Here we go............here we go............

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Kevin

Sorry have tried to reply to your email address but it keeps bouncing back!

Thanks for all your help!

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Hi Al.

 

I've not yet sent my LBA. I toyed with it a bit over the weekend after reading what Kevin did and have put a draft on my thread for comments. I will be sticking in the post and possibly emailing today. Let me know what you think.

 

So, Will Tommy have received your email? Let me know if you get a receipt/ reply.

 

Thanks

 

J

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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I am very confused about what interest rate to charge and what to charge it on. I have been reading threads and am even more confused!!

 

I sent the statement of charges including 'every' interest charge I had received and applied no cumulative interest?!?!

I now realise I can only claim overdraft interest of charge that took me overdrawn.

I have worked out how much of the charges have taken me overdrawn and have tried the spreadsheet but maybe I am just really daft!

 

Can anyone help me with this? I just want something simple (like me obviously) to use to work out what percentage of charge and what on I should use??:o

 

Any help would be appreciated

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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I am very confused about what interest rate to charge and what to charge it on. I have been reading threads and am even more confused!!

I sent the statement of charges including 'every' interest charge I had received and applied no cumulative interest.

I now realise I can only claim overdraft interest of charge that took me overdrawn.

I have worked out how much of the charges have taken me overdrawn and have tried the spreadsheet but maybe I am just really daft!

What did you do and what percentage did you charge?

Any help would be appreciated

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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THanks

Have tried the spreadsheet and get all confused, will have another look.

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Did anyone see the discussion on GMTV this morning about unfair bank charges, it was brilliant!!!

GMTV - Are you the victim of unfair bank charges? Get advice from Martin Lewis of MoneySavingExpert.com

Martin Lewis really kicked their butts! There is also part of their website dedicated to claiming charges back, and CAG is their too! Well done CAG!

 

Reclaim unfair bank charges: don’t let them keep your cash! | MoneySavingExpert.com

 

I particularly liked the comment he made about how the banks think it is fair as they let you know they are going to charge you, his reply was, I could let you know I was going to punch you in the face before I did it, but it doesn't make it legal!!!!! :lol:

How great, keep it up!!!!!!!:D

 

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Hi Alison.

 

Just to let you know I receiver my first offer on Saturday from Ross/ Tommy.

 

Just over 50%. Good to see the wheels of commerce are still moving, but to be honest, they must know that we will only settle for the full amount.:grin:

 

Oh well, its "partial settlement" letter time.

 

j

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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That's fantastic!!

They have till Friday to give me full amount or........... hi ho, hi ho, it's off to court we go!!! tra la la la la!

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Can anyone help me to fill out a claim in the Scottish courts.

I found the website and it states the claim cannot be over £750.

Is it right I can make 4 seperate claims, and if so can I send them together??

Also what address did anyone use for the RBOS to claim against? I thought about the head office at Gogarburn, but wanted to check what everyone else did?

Thanks for your continued support, this website it the best!!

 

Alison:rolleyes:

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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hi there, i tried to make my claim against rbs through money claim online but they said I cannot make a claim against someone or a company in scotland. they advised me to go to my local court which is what I did and got the ball rolling. I dont know if you can make more than one claim at the same time. I used the address of their head office in Edinburgh

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Hi Alison,

 

Claims in Scotland can be between £750(small claims) and £1,500(summary cause) both forms are almost identical but I think If you loose using summary cause it could cost you up to £750 in fee's where as it will only cost you £39 if you were to loose using small claims. Nobody has lost yet so I'd use summary cause if I were you.

Only put 1 claim in at a time, I think this is quite important.

Have a look above your post for contact details for RBOS.

 

Hope this helps.

 

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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If you're doing a number of smmall claims, don't do them all at once, or the bank will probably ask the court to do them all together, and then it won't be a small claim, but more expensive.

BoS:- D P A sent 09/06 Prelim. request 29/06 £1755 plus interest

1st claim Filed 5/10/06 SETTLED 19/10 £747.80 plus £534.31 interest

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Well Alison, did the postie bring you anything today? If not, are you going to give tommy a phone call/ email before filing?

 

J

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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Guess what!!!! I WON!!!!!!!!!!!!!!!!!!

Good old Tommy boy came up trumphs!!!

After I received the first 'offer' I wrote back saying I wouldn't charge the 16% on top of claim if they paid the rest within 7 days!!!

I got the full charges amount!

Chin up guys!!! They are paying out a lot quicker now!!!!!!!!!!!!!!!!!!

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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WeeJ

Have you received anything??

Alison

RBS

13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL

Cheltenham & Gloucester (ERC's)

21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!

 

 

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Faxed/ emailed my conditional acceptance today. They have offered full amount on the understanding that "all future charges stand etc....etc".

 

Cant agree to that. So we'll see how quickly money is credited to my account. Nothing in today so far.......

 

j

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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I got a reply from Mr McLean (what a guy!) on Friday offering £695, from a claim of £1060.

 

The wife was anxious about taking it further and got me to sign and send the acceptance sheet off and we are now waiting on the amount being paid into the account. Is it too late to still claim for the rest? I'm assuming yes as we've signed the acceptance but thought it worth asking.

 

Should never have backed down to the missus on Friday, it's been bugging me ever since that they're going to keep the rest of my money!

 

Also, what about charges that I have accrued since I began this process/in future - can I claim them back also, or is this part of their terms of settlement?

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Its not often I approve of domestic violence.......

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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