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    • I will annotate the message I sent for the forum.  Sorry, didn't see this straight away...
    • I went back to the area, this photo is taken on entry. My vehicle was parked in the first space on the left.    Would you say there is sufficient signage ? It’s different to the street view as one sign is missing. The sign nearest to where I parked is 2.23m above ground! So even if the car had been reversed parked in front of it, I don’t think it could be seen. PCN PPM.pdf
    • Thank you. I expect that @dx100uk will be along soon to give advice. Meanwhile, I really wonder whether the default date – as being the starting point of the six years – something which has been decided in law. It has always seemed to me to be extremely unfair. According to the limitation act, the six year period begins from the date on which the cause of action accrued. This normally means that the breach of contract occurred. Section 6 of the limitation act says that in terms of loans, the cause of action begins on the date that the debt was "demanded". Over the past two years this has come to mean the date that the default notice was issued – but I have to say I don't find that very satisfactory. If you received demands for payment before then then I don't see why section 6 shouldn't refer to that date. Did you not receive any correspondence at all in 2017/2018? What was the value of the original loan – and how much you pay off? I see that there was some kind of instalment agreement. Tell us about that. See what my colleague @dx100uk says but anyway, if I were you I would send off an SAR immediately both to the claimant and also to the original creditor. It costs you nothing. There is no downside. Get in the post straightaway with some kind of utility bill establishing your identity. You can even include a copy of the claim form as well as proof of your identity
    • £749.69 court fee £70 legal fee £70 total £889.68 MyJar TM.pdf
    • Please read and complete the following posting your responses back here for further advice. Topic title amended.   .     .
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Oh The Audacity of DG


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I agree with you Freaky,

 

Lat the Chat! - I like it! :wink:

 

Incidentally, I thought 'Are You Lonesome Tonight' deserved a mention?

 

An all time great is difficult - but maybe 'The Great Pretender' by the Platters or Buddy Holly's 'Oh Boy!'

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Freaky is probably watching the Elvis film on ITV (Kid Galahad).

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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I like that version better as well freaky.

 

By the way got an answer to a letter I sent to my MP when I was on the 'rant' earlier this week. He has asked me for details to enable him to take the matter up on my behalf !

 

Will wait to see what response I get monday from DG and then might just do it.

 

Chris

 

aka Jailbird:p

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You'll get an argument from me Freaky!:p

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Chris (AKA jailbird)

 

I've just spotted your post - about your letter to your MP. I was considering this too, could I be cheeky and ask you to post the content of your letter(obviously without personal or identifiable bits). If more of us do this it might get a reaction from Parliament.

 

(Did you just see that pig fly by the window? ) :)

No, Latty, My Dear, it wasn't you! :wink:

 

But it just might bear fruit -who knows?

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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i've just invited the barclay's forum over for a party on kelley's thread - hope you guys are up for a cyber party!

 

let's get this party started on a saturday night -

 

light my fire - by the doors

followed by somebody to love from jefferson airplane

then born to be wild - steppenwolf

 

that ought to liven things up

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have to agree with those as well jo and ohhhhhhh god watching Queen live in the very early 80's

 

omg what a performer....even though ihave seen genisis, durran durran, elkie brooks, dr hook, skilf, adam ant, gary glitter, barry manifold, QUEEN, rod, the list is endless........... by fAR QUEEN

rockin all over the world

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It was one of my dreams to see Queen live. I too have seen Genesis, they were brill.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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I wouldn't mind seeing them myself. Madonna was good also. And Elton John was excellent.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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what time is the off lattie and is it bring a bottle????????

 

throw in the summer of 69 and all for love.......... follwed by crazy little thing called love and i want to be free............

 

and my own theme tune fat bottom girls......

rockin all over the world

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i've just invited the barclay's forum over for a party on kelley's thread - hope you guys are up for a cyber party!

 

let's get this party started on a saturday night -

 

light my fire - by the doors

followed by somebody to love from jefferson airplane

then born to be wild - steppenwolf

 

that ought to liven things up

 

Here you go Lattie:-

 

 

YouTube - Steppenwolf-Born To Be Wild

 

YouTube - The Doors - Light My Fire

 

YouTube - Jefferson Airplane - Somebody to Love (Woodstock1969)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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