Jump to content


  • Tweets

  • Posts

    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Cardiff directions hearings *POST HERE*


claret74
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5853 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 854
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Had an email from barclays stating that they would be looking to settle at the end of july. ( I have posted what the email says earlier in this thread). It doesn't actually give a settlement figure.

Link to post
Share on other sites

GaryH or mod or anyone..!! do you think I should wait until my actual letter from ccc comes through as I did submit an N244 last week to update my SOC's and also put in the new POC's - before submitting the stay application?

Link to post
Share on other sites

HI smutley If I were you I would give the court a call asap to see if they have had an application for a stay from the bank. They can give you advice on when you need to put in an application for a stay. It's difficult to put in an applicationBEFORE the stay has been ordered if you see what I mean.

Link to post
Share on other sites

thanks Mostyn, although it looks like all the cases for the 14th are receiving stay letters I'd best wait for mine just in case the judge had a change of heart with my new socs and pocs! I'll also give the court a ring as you suggested, cheers Jenny

Link to post
Share on other sites

okay, was the manicblonde on this cardiff thread or on her own thread...and was it today as been back 6 pages!!! will see if I can find cityguy whilst Im looking.... wheres the search option!!

Link to post
Share on other sites

Jenny manicblonde vs HSBC post 65: "And we have confirmation on Cityguy's thread that the good Judge Hickenbottom is going ahead with the hearing so they either offer or loose biggrin.gif "

 

For Search option go to top of any thread, blue bar First header is "User CP" go along from there

Link to post
Share on other sites

post_old.gif Jenny ..found it at last - hope you can read this...It was Gertty who phoned court on 27th.... BEFORE the announcement of the High Court case I think :mad:...sorry to have got your hopes up ....:o

 

27th July 2007, 13:15 #98 (permalink) gertty vbmenu_register("postmenu_1037069", true);

Basic Account Customer

 

Join Date: Jul 2007

Location: caerphilly

Posts: 23

reputation_pos.gif

 

 

icon1.gif Re: Cityguy V HSBC

hi cityguy23

 

i've just managed to get through to cardiff court and the prelim hearing for 10.30 on the 14th of august are still going ahead the man says all paper work to be in 7 days before the date.

 

might see you there

gertty(debbie)

Link to post
Share on other sites

Hi guys

I too have a directions hearing on 14th August 2007. I've been in touch with the Litigation Team and i'm dealing with Robert Saunders. He initially said they would settle and low and behold I had a letter in the post offering me back all costs. When I emailed him back to ask about the seconrd part of my claim - default removal - he replied stating that they were unable to settle as they could not remove the default from my credit file. Even though the marker is due to be taken off in November 2007.

 

Any ideas on where to go with this one folks?

Link to post
Share on other sites

I have to appear in Cardiff on Thursday 9th. following my application notice (N1). having received a Notice of Hearing Application. The court Office informs that I shall not need my court bundle then, and that the judge will then tell me if I am still appearing on the 14th. Not heard of anyone else having to attend this type of hearing. Really nervous about it

Link to post
Share on other sites

No, if you make an application they can't simply ignore it - the judge can dismiss it if he considers that its without merit, but thats not going to be the case with these applications. The court don't have to process it without a proper N244 though, hence my previous post. Note also that the order requires you to serve the other side with a copy of the application.

 

Its not unusual for the application fee to be waived if its made within 7 days of the order.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

I have to appear in Cardiff on Thursday 9th. following my application notice (N1). having received a Notice of Hearing Application. The court Office informs that I shall not need my court bundle then, and that the judge will then tell me if I am still appearing on the 14th. Not heard of anyone else having to attend this type of hearing. Really nervous about it

This is usual. Most applications are listed for hearing. You need to pursuade the judge why the claim should not be stayed. Take along the statem,ent and make some notes of the main points you want to make. Don't be afraid to include details of any particular persoonal circumstances, for instance any hardship the stay will cause, etc.

 

No need to be nervous - nothing can be won or lost as such, and its only a small claims hearing which are very informal and relaxed. Theres no big courtroom as you might imagine - its heard in nothing more than an office type room with you and the judge sat at a table.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Thanks Gary,

Sorry to be so thick. I've made some notes, about my reasons for filing the N1 and N244 (i.e. an error on my original claim)but all this and my POC are on these forms, together with my SOC.This was all filed on the 8th June. As the court informs me I don't need my full bundle else , what is the statement you suggest

Link to post
Share on other sites

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

hello mostyn and gary and everyone else. I phoned Cardiff Court this morning and was told that a 'stay' has been placed on my case and I do not have to appear in court! I am now wondering if this applies to all of the 10.30 am 14th August in Cardiff

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...