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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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Goldfish credit card - DPA Sent today


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Could you let me have the address you used please? This is one of our old accounts that I need to start dealing with .

 

Thanks :) Will be keeping an eye on how you get on.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Hi Citybloke-

Good Luck and don't forget to keep us all updated:)

 

Hi Dolly-

The Goldfish card is a brand name for Morgan Stanley-

Their registered address is-

Morgan Stanley Bank International Ltd

25 Cabot Square

London E14 4QA

 

Good Luck to You:)

 

When the going gets tough, the tough get going!

 

Angry cat

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Much appreciated, angry cat, thanks:)

 

Another one to go at now .... waiting for the post has never been so much fun!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Send it to Glasgow and address it to - Marie Dixon - she is the DPA contact i had so address a letter to her as well as the main address in Glasgow her telephone number is 0141 204 9007, she only works after 5pm, shes also happens to be really helpful and bear in mind the nicer you are to her the quicker you'll get what you want. Id send the letter then call after 3 days?

 

Dont forget to put a cheque for 10 pounds in. Good luck!

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  • 3 weeks later...

Hi Guy's

 

Don't forget !

If you live in England or Wales then you will not be able to issue your County Court Claim against an address in Scotland-

You will have to use the Morgan Stanley London address.

 

Kind regards & Good Luck with your Data Protection Act requests

 

Angry cat

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  • 2 weeks later...

Hi Angry Cat

 

Thanks for the advice on using the London address if living in England!

 

Still not received anything from Goldfish regarding the DPA....they were quick to cash the £10 cheque and their 40 days is up on Monday 17th July.....so they only have tomorrow or Monday's post and then I will write to the Information Commisioner.

 

Will update when I have more news.

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The London address is mor efor where you file a claim. For the DPA it is best sent to Glasgow as Marie Dixon deals with the dpa requests. From what shwe said to me she is deliverately leaving every request until the eleventh hour. Although in some cases it does go over.

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Hi Guys,

 

I used Marie Dixon, she was very helpful, a little late with sending my statements but I just phoned and they were here within 2 days.

 

I am now ready to send my prelim off, does anyone know the best name and address to send it to.

 

Thanks Juicy

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  • 2 weeks later...

I got a phone call a couple days ago from Marie Dixon asking me to call her regarding my letter of 17th July!!

 

I havent called yet am going to do it tonight, has anyone else had a call, just wondered what she might say!!

 

Thanks Juicy

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I've just started in trying to claim back my money from Goldfish and notice that you've mentioned a cheque for £10. Please can you let me know what this is for?

 

Many thanks in advance and good luck with your claim :D

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Hi,

 

The cheque for 10.00 is for all your statements to be sent to you. They charge you for doing this.

 

When you send off your DPA letter put in a cheque for 10.00. (NOT CASH)

 

Let me know if you need any more advice,

 

Juicy

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Hi Juicy,

 

Thanks for that :D However, I have retained copies of all my statements which is how I have calculated my late fees. So does this mean I can send the first letter off (http://www.consumeractiongroup.co.uk/forum/bank-templates-library/586-credit-store-card-letter.html) with a spreadsheet detailing the dates concerned and the interest? Do I need to enclose copies of the statements too?

 

Many thanks for your help.

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Hi Stephen,

 

Send your 1st letter (the Prelim) to:

Mr Colin McMahon,

Goldfish,

PO Box 25201,

Glasgow,

G2 8YG

 

Thats where I sent mine and it has been acknowledged!! I think they all get passed to Marie Dixon

 

Good Luck

 

Juicy

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  • 4 months later...

Hi city bloke, how did you get on with godfish concerning your statements??? I received just one and they have until 12th December. Please see my post millymollymoo v godfish. Any help would be appreciated.:)

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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