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Honey v Capital one


honey28
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Good luck! Keep us posted.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Don't worry about it, the 40 days counts from when they received payment, not when they cashed it.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Yes. 40 calendar days.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 4 weeks later...

Thanks Graham.

I have totalled up the payments. I calculate that they have charged me £216. I know its a small amount compared to some of the claims but it didnt help my financial situation at the time and its mine so I want it back!!

 

I've done my prelim and its ready to go. Its a bank holiday in NIreland tomorrow and Thurs so I wont get it posted until Fri.

 

It goes to the same address as the DPA doesnt it?

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Yeah. the executive office in Nottingham I think. I am having quite a lot of fun with them at the moment. I am about £90 over my limit but have told them the amount is in dispute as they owe me the charges back. You should have heard the guy stutter when I told him I was paying nothing until it is sorted out.. Good luck (not that you need it)

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  • 2 weeks later...

updating to keep myself right

 

DPA request sent 5th June

Data Protection Act request rec'd. Pre lim sent 14 July - signed for on 17 July

LBA to be sent to be recd on 31 July if no response

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Sent my LBA today to our good friend Mr Udy. Havent heard a dickey bird from him in response to prelim. Here's hoping they reply to this one.

 

Good luck with your claim Honey, I'm still waiting for my statements and the 40 days are quickly ticking by....this is day 24...they haven't cashed my £10 cheque either...!!

 

I ll look forward to hearing how you get on with your LBA.

  • Confused 1

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

---------------------------

If you think I've helped please click on my scales - top right.

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Good luck Honey I hope you hear from them soon.

 

Still not received my statements!!! They've got 6 days left!!

** Progress Report **

Capital One -

D.P.A. request sent R/D 3.7.06

Prelim letter claiming £900 sent R/D on 12.8.06.

Offered £345.60 25.8.06 - not accepting!

LBA sent r/d 1.9.06 = £1,249.51

Cap One refusal to increase offer rec'd 13.9.06

Lloyds TSB

D.P.A. letter sent by R/D 3.8.06

D.P.A. del'vrd 4.8.06 - 40 days=13.9.06

Statements that don't make sense rec'd 29.8.06

Cabot

CCA letter sent by R/D 3.8.06

CCA letter not yet del'vrd as at 15.8.06!!!!

Emailed Royal Mail 14.8.06 & await reply

Bank of Scotland

D.P.A. request sent by R/D 12.8.06

D.P.A. del'd 16.8.06

---------------------------

If you think I've helped please click on my scales - top right.

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