lolypop v halifax ***WON***

[lolypop]

ye am no bill gates either i used micro excel from vampiresses link it was ok but was a little unsure over the interest, but if you think about it overdraft interest is a bank charge but just a small one, depends how big your overdraft is i suppose i only have a small overdraft therefore small charges, but they made up for that with a lot of charges

 

thanx for your input guys n girls

[lolypop]

hello think i,ve made a mistake with my LBA can anyone advise please sent my SOC with LBA showing statutory interest is that a serious mistake HELP!!!

[Michael Browne]

It's an error but not critical, don't worry it won't make any difference.

[lolypop]

thanx MB i was reading overflows thread when i realised i was,nt supposed to reveal stat int 8% never mind. will have to cut the errors out if i,m going to win but i,m prepared to see it through to the end, after all it is my money. also i don,t know if was clear i did,nt ask for repayment of stat int i just forgot to conceal that column thanx again MB

[lolypop]

thinking ahead to poc on N1 problem is have been with the halifax that long cant remember when exactly i joined ha ha i reckon im losing it. its well over 10yrs any suggestions feel a bit silly calling the bank as im sueing them ha ha my daughter calls me the goldfish blink and i,ve forgotten it so over a decade ago absolutely no chance.

[**Tilly**]

your not alone on that one i couldnt remember either but i called them

better to be safe than sorry i thought cant seeing it affect claim i HOPE

[lolypop]

thanks tilly i,ll do that got a letter from halifax today, ha ha could,nt believe it i actually had butterflies as i opened it. false alarm it was my new password for my online banking, the anticipation was unbelievable. suppose the closer you get to issuing the more nervejangling its going to get, felt a bit weird i wasnt expecting that. just goes to show you are stepping out of your comfort zone and you know it

[**Tilly**]

your welcome i know what you mean everytime i get a letter from them you think is this it but should no by now its not but something strange happennd late afternoon hubby took a phone (i was out) said halifax called asked if i recieved letter so i will give them a ring monday dont no what that was al about if i find out will keep posted

[lolypop]

yes do. real good news from clauds31 wasnt it, wont be long now tilly i,m working hard on my preparation for N1. doing a lot of reading till very late most nights it does get addictive ha ha struggling to get out of bed for work mornings

[**Tilly**]

i think i can do mine in my sleep because i have had to re doit twice now because of changing dates im getting to know it word for word.would be nice though if they settled before i fly of on me hols:)

[lolypop]

got my fingers crossed for both of us i think were both due to issue around the same time 11th june lets hope it doesnt get that far

[**Tilly**]

mine should have been last monday but all this flaffing about getting the right evidence for exempt fee put it all behind just thought i hope this doesnt make a difference to time scales ssl if your out there any advice

[**Tilly**]

hi lolypop hope your all de stressed now and your

already for next week go kick some but halipratts

that is not the dog or cat

[lolypop]

can anyone help just filling N1 form out a bit unsure of summit in POC when they ask about dates on claiming stat interest from too, do i put the date of the first charge on my schedule too date of issue hope someones awake

[sea-sidelady]

Yes put the date of when you got your first charge.

[lolypop]

thanx ssl my claim goes in thurs fingers crossed

[lolypop]

hi guys, once you have filed your claim how long does it usually take for service, is it two days or should i just ring the court to find out?

[overflow]

hi lolypop

just been readin your thread. It is scary when you think of all they took off you and you didnt even know. My claim is somewhere on the same timescale as yours. I thought I might have hed a reply by now , oh well .

I was thinkin of e-mailin them today to see where they are re mine , dont know what to do. Not had T&Cs back yet and Im sure Ill need them if it goes to court.

Keep me posted on yours . Good Luck

 

regards:)

[lolypop]

Hi overflow, sorry for the delay replying have been mucho busy the last few days. still awaiting notice of issue from the court i reckon it,s not just the banks who are snowed under i should imagine the nations county courts are as well expect our patience will be tested. I,ll keep you posted. Question for anyone how does the buddy system work, also do you only need a buddy when you get a date for hearing

[moneyhelp]

Look here lollypop http://www.consumeractiongroup.co.uk/buddy.php

[lolypop]

thanx moneyhelp i have a new buddy ha ha

[moneyhelp]

I'm thinking of getting one to if I go to court, as I am petrified

[lolypop]

HI guys i,ve been keeping a bit of a low profile lately, counting down the days till i will be counting my money. I filed in the CC on the 31st may, give it a couple of days till deemed served i thought, been patiently awaiting the arrival of the notice of issue, letter arrived today, by my calculations the bank would,ve had till 16th to acknowledge if not i win ha ha so i thought. :o was shocked to find my claim will only be deemed served as of tomorrow:mad: :mad: yes very mad!!!! the courts had my claim for nearly two weeks whats their game, i,ll have to raid my piggybank for my trip to the big smoke this weekend(fingers crossed) to see the kids in the final of Britains got talent. Has anyone else been held up by the serving process?? probably be mid july now AHH!!

[moneyhelp]

I think there is a huge backlog at the courts at the moment.

 

Hang tight and try and chill a little.

 

Enjoy your weekend down here in the BIG smoke

[lolypop]

your right moneyhelp i,m normally so laidback i,m horizontal, i was,nt expecting any holdups from the court, from the bank yes but not from them, also i was roughly on the same schedule as tilly so when i heard tilly had a settlement this past week i think i took it for granted, Ah well not to be. We,ll get there in the end.

 

regards lolypop