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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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nd111 **WON**


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The rejection letter goes to the Bank.... you are rejecting their offer!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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The rejection letter goes to the Bank.... you are rejecting their offer!

hey! guys halifax has just deposited their good will in my acount ! not the claim i asked for . WHAT DO I DO NOW ? I ONLY POSTED THE LETTER YESTERDAY REFUSING THE OFFER . NOW THE MONEY IS IN MY ACCOUNT, HELP!!:rolleyes::confused:

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I suggest you read some of the longer threads and some of the 'won' section. You seem to be a litle bit unsure of what happens next. Halifax are not bad compared to some of them. If you have a better understanding of what they are likely to do you will end up with all your money rather than accepting a lower offer in gratitude. Not long to wait now though.

 

Breath deeply, relax and do the above.

 

 

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Read my thread - the last few pages.

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/81108-dusary-bank-scotland.html?highlight=dusary+v+hbos

 

Stop panicking!

 

You are half-way there to being a WINNER!!!!!!!

!! CONGRATULATIONS !!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hey! guys thanks a lot for the help you give ,just to say things are going the way i get the advice from you ,i think im about to win,;) but hang on there i will let you know.

Today i got a call from one of the top brass replying to to my refusal letter to their offer , now they are saying its a part payment ,they are still reviewing my claim :cool: ,so fingers cross they will come come up with something but im ready for anything now ! any advise?

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Keep us posted nd.

 

hi there ! hope you getting into that weekend thing again!:D coz i am.

Anywere got a letter from the court today saying acknowledgement of servicehas been filed , meaning they want to defend all the claim , i dont know how coz they have made a part payment . So they have 28days from 09/07/07. they also gave the name of the the solicitors and address.

 

ARE THE SOLICITORS LIKELY TO CALL ME ? I VE BEEN READING THROUGH THOUGH BUT HAVE NT SEEN ANYTHING OF MY CASE. THANKS AGAIN GUYS FOR THE SUPPORT ! YOU ARE GREAT !

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It's likely they will give you all your money back before filing a claim. It's possible you will get a call from Halifax but politely refuse to discuss the matter over the phone. On the other hand you may find a credit in your account before their time runs out. Have you sent a suitable rejection letter?

 

 

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HEY! guys anyone there ! i think i ve done it!:D though i dont understand hw i ve been paid coz there is no letter ! just money pouring into my account!:rolleyes: donation coming down there straight away ! you guys are great !! i dont know how to thank you !

 

i just want to see if there is any letter coming first thing in the morning though most of the money just came in last night its not what i claimed . DOES it mean that they did nt pay the interest? but otherWISE im more than happy to see that figure in my account!;) im off 2 moro so im getting some champpagne!! right away! i wish one of you was nearby

to share with me. thanks a million times !!!!!

NOW I VE GOT YOURKSHIRE BANK BUT THEY CLOSED MY ACCOUNT A YEAR OR 2 AGO ,DO I STAND A CHANCE?

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Yes Ooooohhh, that's a nice surprise? How much do they still owe you 'cos it might be an idea to send the appropriate rejection letter. The postal strike must be having an effect then. The counter staff are off for half a day tomorrow morning and then again Thursday pm.

 

As for Yorkshire YEAH, go after them too. Just go back 6 years first if you need the practice. Then go for beyond that with 2nd claim if you've a mind. I have been with Halifax nearly 23 years and am planning to go back as far as I can.

 

Enjoy that champagne you deserve it. You've done this as it's a self-help group.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

 

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That is fantastic news.

 

Di you get the full amount??

 

They normally pay it in 2 deposits.

1) charges

2) interset, court fees.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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The donate button is at the top of this page.

 

Also dont forget the survey...

http://www.consumeractiongroup.co.uk/survey.php

 

Well done again. And good luck with your next one...:D :D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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The donate button is at the top of this page.

 

Also dont forget the survey...

http://www.consumeractiongroup.co.uk/survey.php

 

Well done again. And good luck with your next one...:D :D

thanks again sea lady ,i ve recovered from the champne now , but hey!it looks like these monsters did not pay my daily rate of 0.00022 is worth chasing that again ? im about to go for yourkshire bank but i dont even have that account number now but i think i will find something in this house .

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Hi ndnorth

 

Its always great to see someone winning their claim.

 

Go enjoy your money

 

CONGRATULATIONS

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi guys ! its me im back again this time with all the tools ! but this one its a bit tricky in the sense that i cant get my account number with yourkshire bank coz it was closed , hw do i get that infor? do i call them or go thwere straight away! i ve looked every were in the house but i cant find any, i just found a note from the debt collectors they put me through when i was strugling. At list it comfirms that i finished what ever i was owing them.

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If you give them a call they will tell you to provide proof of who you are, then they can give you your details.

 

You also need to create a thread in the Yorkshire bank forum - I will see you there as I have a claim with them too! ;)

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  • 3 weeks later...
  • 4 weeks later...
They must have taken on extra staff then!!! Watch the unemployed stats come down then.........

 

Depends what their letter says really. If they reply and it is within 2-3 days before you are filing at court then it must be okay to proceed IMHO. Any longer (say a week from now) and I would send them an acceptance in part-payment only letter reaffirming that you will be proceeding to court at the end of the 14 days. (I am course assuming they don't offer it all back.) Gosh that sounds almost legal to my ears. Sally

hi sea lady! i was just wondering if you are sill there !

i ve started a new forum in Y/B but im surprised im not getting any repply there :roll: !!! am i doing something wrong or all are on holidays? please help ifyou can . I VE ALSO MADE a donation but it looks like nothing has been cashed!

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Yep, im still here!!!:p

 

Your donation wasnt cashed? How did you do it?

 

I will come see your YB thread. ;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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