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is it too late


jubaxt
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hi-i sent S.A.R - (Subject Access Request) to lloyds to cover 6 years-like a wally i later realised i've prob got charges going as far back as 20yrs-do i carry on and complete this claim and then go for the rest or amend this one somehow?

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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i've calculated they owe 4600 without interest back til 07/2002-i'm not greedy but if i were to go back further and claim ci -i'd be laughing-its all a bit daunting though

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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You should seriously consider claiming back pre 6 years, in case you have not seen this:

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=11&a=80

 

As to CI that is a bit riskier.

 

The difficulty you have is that either one (CI or pre 6 years) are likely to place you on the fast track with legal costs exposure. However, if you go for one you may as well go for the other.

 

My view is that I would not claim CI if that alone placed me on the fast track. Lloyds have been know to defend CI in court.

If I have been helpful please click on my star and add a comment.

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