Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

DannyS Vs Lloyds TSB Help needed.


dannys
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5565 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hiya Everyone, I am so glad I found this site :-)

 

Am I correct in assuming that the first step is to send a Preliminary approach for repayment along with the schedule of charges. Is that right?

 

Someone mentioned a Subject Access Request, what is that? I have all my statements so do I need this?

 

Also I am putting 2 claims in, one for my personal account and one for my business account.

 

Thanks

 

Danny

Link to post
Share on other sites

  • Replies 51
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

If you have your statements and know all your charges then there is no need for SAR. So yes you need to start with preliminary approach letter.

 

You are aware of the difference between claims for personal and business accounts?

Link to post
Share on other sites

  • 4 weeks later...
  • 3 weeks later...

Hi

If it's been 14 days since you sent the Prelim, you should now send the LBA:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

Also have a read of these links to help you:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Good luck, let us know how you get on.

Barty:)

 

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

Link to post
Share on other sites

  • 2 weeks later...

I am about to send letter 3 (LBA) but it says "I am very disappointed that you have failed to respond to my letter" - but they did respond, they just said I can't have the money back. Is this still the letter I need to send?

 

Thanks

Danny

Link to post
Share on other sites

Hi

 

I've been dipping in and out of this site since Jan but still not finding my way round to the relevant forums! I have been trying to reclaim £1400 from Lloyds TSB with no luck so far. I got a repy to my final letter before action more or less saying on your bike! I'm very nervous about taking the

next step to court action. so please let me know if you have any luck. Barclays payed out £600 after first letter!

Link to post
Share on other sites

Hi

 

I've been dipping in and out of this site since Jan but still not finding my way round to the relevant forums! I have been trying to reclaim £1400 from Lloyds TSB with no luck so far. I got a repy to my final letter before action more or less saying on your bike! I'm very nervous about taking the

next step to court action. so please let me know if you have any luck. Barclays payed out £600 after first letter!

 

 

Hi

Lloyds rarely pay out that amount before the Court action, so you should start the claim.

And please start up your own thread so you can ask any questions on there.

Good luck!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

Link to post
Share on other sites

  • 1 month later...

Hi Dannys,

 

Continue as normal.

 

There is a possibility that your claim will be stayed until after the test case, but that is for the court not Lloyds to decide. If you file now at least you won't miss out on the older charges and the interest will soon start to add up. Also there is the possibility that the ocurt will allow your claim to continue.

 

Have a look at the new template POCs specifically for Lloyds in the bank template library.

 

All the best

 

Zoot :)

Link to post
Share on other sites

  • 3 weeks later...

Ok, so I have the new POC from the templates.

 

What do I need to do with it, I take it I send this to LLoyds Bank?

 

What do I need to do to get the case to court? Do I go to the local court or something?

Link to post
Share on other sites

Hi

You need to fill in the N1, and take 3 copies along with 3 copies of your schedule of charges to your local County Court, this link will help:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...