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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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Large claim and any views on compensation


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Sounds like they are obviously concerned - Maybe worth while taking someone with you? Im sure they will have there kronies with them. ;)

 

Best of Luck

Dylan

Barclays - Success. Total £3000.

Barclaycard - Success. £2500

Barclays Brother - Success £500ish

Vodafone - Default removal + claim for distress. Settled default removed = £1000 in compensation + £120 court costs paid. :D

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Have read this and so many things that have been said about stress and problems with partners opening statments lets go get the B******S

data protection letter posted 19.08.06

prelminary approach posted 24.09.06

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I am in the process of trying to compile a letter to MJ answering their replies to the points I had raised in a previous letter and also regarding their invitation to meet up with me to "discuss the issues in an attempt to bring all of the matters between you and the Bank to a resolution" This will be quite involved as it is not only a case of trying to get my charges back, it also involves many other issues which I have complained about, including one for some sort of compensation for the closure of my business due to the escalating charges being added to the account which made it impossible for me to carry on. I am not sure if I should agree to a meeting with them. I had asked Lloyds on several occasions to enter into a dialogue with me but they have ignored these requests and have obviously got MJ to offer a meeting instead. There again if it went to court and I had declined a meeting, would a judge take a dim view of this. Again if any mods would like to see the letter I have received and give me some much needed advice I would be grateful.

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You ought to go to the meeting. You have nothing to lose and obviously are not obliged to agree anything with them. A dim view would probably be taken were a judge to be told that the bank offered meetings to seek a resolution and you refused to attend or to enter into discussions with a view to settling your dispute. This can even involve the court ordering that you pay the costs of the proceedings even if you win if the judge is satisfied that the matter could have been settled without the need for proceedings had you engaged with the bank to discuss settling your differences.

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ESB

Go get em

 

What I pwesonally would do if going to this meeting is

A:- Take Someone with you DEFINATELY

B:- For me it would probably be a solicitor

C:- Record the whole meeting for yourself

D:- I presume you live in london so this is convenient

 

Good luck

Whatever I post is my opinion and should be taken as such, an opinion. While it is what I believe and is offered in good faith, it should not be taken as a statement of truth

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I'm with Isiris and RBrears... but I would not take "someone" with me - I would without doubt or pause take a solicitor with me. The Small Claims limit is £5k, not £15k... so you're well outside it anyway and vulnerable to Costs if you lose. You really REALLY need a full-on solicitor for this and I would attend the meeting and take him with you.

 

Brief him on the route you're taking and the reason for your claim; if you get one who thinks that you're p***ing into wind, sack him and get another.

 

Best of luck!

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  • 2 weeks later...

Hi

Received from the Court this morning an order for a stay until 30th September to enable the parties to attempt settlement. This is obviously due to MJ ticking the allow 1 month extra box on the AQ owing to the fact they have invited us to a meeting with them in London to discuss our claim. Have had great advice from BF on replying to their invitation. I have posted my letter and also listed my requirements regarding the meeting to MJ but Ms Leeson was away until 30th August and am still waiting on her reply. Will keep you posted on how things progress.

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Well done Empire Strikes Back

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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  • 4 months later...

Any news ESB?

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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