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    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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court bundle help please!


rachsedman
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Hello Everyone!

 

I have received a court date from abbey for 28th June and I would be grateful if anyone could give me a bit of help with my court bundle as I am completely confused!

 

I have all my correspondance etc, but I am struggling to find some of the links mentioned in the basic court bundle and karnevil's posts:

 

Unfair contract terms act 1977

 

OFT trading report april 2006 (OFT842)

 

House of commons early day motion (EDM2227)

 

House of commons Select committee on treasury

second report 'transparency in charging'

 

report by kendall freeman on liquidated damages (may 2005)

 

case law reference alfred mcalpine capital projects vs tilebos ltd 2005 EWHC281

 

calculation fair charges OFT 05/04/2006

 

OFT unfair standard terms 22/03/05

 

OFT unfair contract terms

 

Threshold for intervention 06/07/06

 

OFT action on charges 05/04/06

 

I appreciate this is a lot to ask, but if anyone can point me in the right direction for a few of these links I will be eternally grateful!

Thank you

Rachel

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Have a look here, quite a few of the links are in this file.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=296&d=1174895919

 

Louis

 

 

Unfortunately, I work on a very old apple mac and I can only read parts of that file as it's appearing as nonsense on my screen so I'm having to try and create my own court bundle from scratch!

 

Thanks for taking the time to reply anyway!

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I have just googled the above phrases and guess what, each one is top of the list.

 

Is there really any need for that sarcasm?

 

I posted here (as well as googling myself) as I thought that there would be people on here who have been through this process and therefore were more reliable than something I would find on a search engine and possibly could result in me making a fool of myself to the courts by quoting the wrong information.

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Guest louis wu

rachsedman,

 

The court bundle is always something that people are concerned/worried about when they first see it.

 

Try to remember that its never been relied upon in court because the banks always settle before hand.

 

The info you first posted contains a lot of info, and in my opinion not everything is needed.

 

My first bundle included all correspondance (section 1)

current schedual of charges (section 2)

statements (section3)

relevent case law (section 4)

 

section 4 was this

 

Relevant case law summaries

 

Early day motion from houses of parliament

 

Office of fair trading – statement summary

 

Dunlop v New Garage (1915)

 

Unfair terms in consumer contracts regulations (1999)

 

Unfair contract terms act (1977)

 

Supply of goods and services act (1982)

 

Lordsvale finance Plc v Bank of Zambia Times (1996)

 

Successful claims against Abbey (which was a list of claim no's from succesful claiments posted on this site)

 

 

 

 

all in all it section 4 was 45 pages long, and I very much doubt if anyone looked at it, but it did look good, and I think thats the point.

 

Hope this helps

 

Louis

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Louis,

 

that's fantastic, thank you so much for your help! (And Foxylady too!)

 

I'm finding this bit of the process a bit daunting, so I really appreciate you helping me out.

 

Thanks again,

Rachel

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hi

 

i'am looking into the process of starting my bundle, already done loads of printing off..........when you say section 3 statements (bank statements ?)

 

1 set for myself (originals)

1 for the court (photocopies)

1 for abbey (photocopies )

 

would this be how it goes

 

thx

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Guest louis wu

thx karne:wink:

 

 

am gonna prepare 1 bundle for now just in case it goes that far.

 

 

I'm sure it will. For what its worth, I found it easier to do all 3 copies at the same time (well, the statements, and relevet case law I took to the local staples and got them to copy it (Keep the reciept)).

 

You will be given ample time by the courts, so have a good look at it, but I wouldn't start it yet. Just my opinion, and there are no rights and wrongs

 

Best of luck

 

louis

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Guest louis wu
yeh louis just wanna get the feel for it see wats involved.

 

 

Like I said, theres no right or wrongs, and it is your claim:), and you need to do whatever you feel will make you the most comfortable.

 

You'll be fine no-matter what way you do this, and its Abbey that are going to end up paying:D, and at the end of the day that's all that really matters.

 

Well done and best wishes

 

Louis

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