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    • be very wary upon what you see being recently posted on here 😎 regarding KIH.... all is not what it seems...  
    • 1st - all my posts on CAG are made not only in reply to the specific issue the topic starter makes but also in a general matter to advise any future readers upon the related subject - here it is kings interhigh online school. KIH lets take this topic apart shall we so readers know the real situation and the real truth...and underline the correct way to deal with KIH. https://tinyurl.com/ycxb4fk7 Kings Interhigh Online School issues - Training and Apprenticeships - Consumer Action Group - but did not ever reply to the last post.  but the user then went around every existing topic here on CAG about KIH pointing to the above topic and the 'want' to make some form of group  promoting some  'class action' against KIH . then on the 2nd march this very topic this msg is in was created. all remarkably similar eh? all appear to be or state..they are in spain... ....as well as the earlier post flaunting their linkedin ID, (same profile picture) that might have slipped through via email before our admin killed it.., trying to give some kind of legitimacy to their 'credentials' of being 'an honest poster'....oh and some kind of 'zen' website using a .co.uk  address (when in spain- bit like the Chinese ebay sallers) they run ... and now we get the father of the bride ...no sorry...father of a child at the uk-based international school in question posting ...pretending to be not the 'other alf... do you really think people are that stupid..... ................... nope you never owed that in the 1st place... wake up you got had and grabbed the phone - oh no they are taking me to court under UK jurisdiction...and fell for every trick in the book that they would never ever put in writing that could be placed in front of a court operating under their stated uk jurisdiction wherever you live. T&C's are always challengeable under UK law this very site would not exist if it were not for the +£Bn's bank charges reclaiming from 2006> and latterly the +£Bn's of PPI reclaiming both directly stated in the banks' T&C's were they claimed they were legally enforceable ...not!! they lost big time... why? a waste of more money if you've not got a court claim....... why not use them for a good outcome...go reclaim that £1000 refundable deposit you got scammed out of . people please research very carefully ...you never know who any of these people are that are posting about kings interhigh and their 'stories' they could even be one of their online tutors or a shill . don't get taken in. dx      
    • @KingsParent thank you for sharing your experience.  I also tried contacting the CEO but didn’t get very far. Do you mind sharing his contact details?  kind regards   
    • Thank you Rocky for the clarifications though they did cause a problem at first since an original windsccreen ticket was  of a different breach some time before. The current windscreen ticket only states that you were parked there for 6 minutes which is just one minute over the minimum time allowed as the Consideration period. There is no further proof that you parked there for any longer than that is there? More photographs for example? Moving on to the Notice to Keeper-it does not comply with the Protection of Freedoms Act 2012 Schedule 4. First there is no parking period mentioned on it. there is the time 20.25 stated which coincides with the W/S ticket but a parking period must have a starting and finishing time-just one time is insufficient to qualify as a parking  period as required in Section 9 [2] [a] . Are there any different photos shown on the NTK comapared to the w/s PCN? Not that that would make a difference as far as PoFA goes since the times required by PoFA should be on the NTK but at the moment Met only appear to show that you stayed there for 6 minutes. Another failure to comply with PoFA is at S9([2][e] where their wording should be "the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; ". You can see on your NTK that they misssed off the words in brackets. Met cannot therefore transfer the charge from the driver to the keeper. Only the driver is now liable. Then their is the discrepancy with the post code on the NTK  HA4 0EY which differs from the post code on the contract and the Post Office Postcode Finder which both list it as HA4 0FY. As you were not parked in HA4 0EY the breach did not occur. In the same way as if you were caught speeding in the Mall in London, yet you were charged with speeding in Pall mall London [a street nearby] you would be found not guilty since though you were speeding you were not speeding in Pall Mall. I bow to Eric's brother on his reasoning on post 12 re the electric bay abuse  That wording is not listed on their signs nor is there any mention on the contract of any electric charging points at all let alone who can park there or use them. He is quite right too that the entrance sign is merely an invitaion to treat it cannot form a contrct with motorists. Also the contract looks extremely  short no doubt there will be more when we see the full Witness statement. As it stands there is no confirmation from Standard Life [or Lift !] on the contract that Savills are able to act on their behalf. Also most contracts are signed at the end of the contract to prevent either side adding extra points. So their percentage  chance of winning their case would be somewhere between 0.01 and 0.02.    
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Santander blocked my account and my daughters


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Today I find out both mine and my daughters account have been blocked by Santander Bank and they refuse to say why, who, what or anything else at all.

The last few months we have had several investigation phone calls about money in our account going back years which I explained all to them.

Its just general banking stuff.
I have saved my whole life for my daughters uni fees so her balance is healthy and they dont seem to like it.

They wont even let me have my benefits or any cash at all.
They refuse to speak to me even when putting in a complaint and just say wait.

How can I wait with no money, soon no petrol and then no food!!!!

I dont know how to get them to see sense.
My credit rating is excellent so no problem, no overdraft, no loans.
I phoned benefits and they know nothing about it either and said I should be given my benefit money but the bank refuses.

Can anyone help before I go out of my mind PLEASE

 

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Hi.

 

Do you have another account that your benefits can be paid to? That's something you can do now to ease your cash flow a bit.

 

It sounds as if you could have been picked up by their anti money laundering system/alogrithm. This is quite common if you have a look at our banking forums and I think we had a Santander case not that long ago. Barclays and NatWest have cropped up as well.

 

It's normally a case of waiting for them to work through their investigation although they won't tell you what's happening because they would be in trouble under the current rules.

 

You need to contact the CEO of Santander, try the ceoemail site.

 

HB

Illegitimi non carborundum

 

 

 

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I have opened up two new bank accounts now and getting benefits changed into them for next month.

I have emailed the CEO with all the details of my account but it is picked up by a worker in the office who has replied with WE DO NOT NEED TO TELL YOU ANYTHING AND NO TRANSACTIONS IN OR OUT.  We dont know how long it will take and they still refuse to give me my benefits money.  My direct debits will start to bounce now and my credit file will be ruined.

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  • 2 weeks later...

I have still no reply from the bank except complain to the Ombudsman, done a complaint to them and now had a reply that it may take 4 months for a response even though I marked it urgent.  

My benefits will be paid into a new bank account later this month but I only have a loan of a friend for food and cant pay the direct debits that Santander are now returning.  

I still have no idea why they are doing this to us and what is supposed to be suspicious to freeze the account?  Nobody seems able to help or pass on any information as to whats happening.  No contact from police or nobody sure this is not correct way for a bank to carry on??  I am so frustrated and worried.

 

18 days now - just nothing.

Any advice please?   

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we have seem some take 1 month+

 

there is other than doing what your have done, not much you can do than provide any info they may ask and wait.

 

as pointed out barclays are a favourite for doing this and well as starling bank i too

 

what do you think triggered this?

are you transferring large sums in/out the country or to other bank a/c's?

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Main issue is the bank hasnt asked for anything.
I dont do cash or international banking.
I have been doing a kitchen renovation and ran out of money so borrowed some from my daughter.
I told her mark it as loan as I will be paying it back.

Nothing more than that.

 

Had £5000 then asked for another £2000 but dont think that is extreme as told bank kitchen renovation going on so will be spending more than usual.

 

 

Would it be worth sending a SAR to the bank?
If yes can you link me to a template one please that I can copy.
Still dont have a clue why this has happened.
Thank You

 

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gotta be the reason then.

its an A1 automatic thing that takes a real human to simply investigate and undo the block.

 

can be upto 1mts.

 

dx

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just click on SAR for a letter template.

 

As has been advised already, Santander computer has detected issues for someone to investigate.

 

When you make deposits into the account, do you pay these into the account in cash ? Or are most of the transactions electronic debits/credits, where they can see where the money has come from.

 

Banks do not like lots of cash deposits and withdrawals. Causes them to have to investigate.

 

This problem could be on your daughters account, which has then been linked to yours due to transactions.

We could do with some help from you.

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If you want advice on your thread please PM me a link to your thread

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I never do cash, all payments can be followed through.  Only took £500 cash out at start of kitchen to purchase items locally 2 months previous.
I gave my daughter the money in the first place but just needed a loan to get a kitchen finished.
All payments are done via electronic transfer so traceable, nothing strange at all.
Cant defend nothing when bank wont get in touch to ask anything, have even sent CEO email stating what was going on with kitchen etc.


Thanks for the SAR link will send this off.

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Send the SAR and see what you get back but don't expect to get much, if anything, about why your account has been frozen.

 

Information held by a bank that relates to a potential criminal investigation - eg what triggered a suspicion of possible money laundering - is exempt from SAR disclosure so they won't give it to you.

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I find these situations totally bizarre !

 

You wonder what transactions have been picked up that merit these investigations.

 

Santander appear to be one of the most complained about Banks going by number of reports in online forums.

 

To suspend Bank accounts stopping all transactions should be a last resort action, where the Bank has no choice but to take this action.

 

 

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 3 weeks later...

Update:
My daughter got a cheque for her account 2 weeks ago saying We have closed your account and giving no explaination.
Letter was dated 6 April but took 3 weeks to send her cheque out.

Today (28 April) I got the same letter, dated 6 April, Cheque dated 11 April and received on 28th April.  So the bank needs 22 days to send out a cheque in the post.

What is more disgusting is NO REASON GIVEN, blocked my account, destroyed all my direct debits, loads of stress and worry ALL FOR NOTHING.  

There needs to be a change in the law that banks cannot do this to customers and refuse to communicate with them.  
I still have no idea why this has happened????? 

 

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You could make a complaint to the ombudsman 

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Yes I have done so, this behaviour of the bank is so inhumane when  nothing is wrong with an account.

Unfortunately the Ombudsman needs 4 months now to start looking into a complaint.

I lost my workman as couldnt pay him, my house cant be rented out, the damage I have had is unbelievable despite ruining my daughters birthday as she got nothing!!
Will just have to sit tight and wait for Ombudsman now as Santander gave up speaking to me weeks ago. 

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if they dont want you to bank with them sadly you have not much recourse and they don't have to give a reason esp if they suspect funny business going on but can't prove it, following their AI bot flagging your accounts. 

 

 

however , if they have acted unfairly during the whole process , you might get some form of compensation.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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