court bundle help please!

[rachsedman]

Hello Everyone!

 

I have received a court date from abbey for 28th June and I would be grateful if anyone could give me a bit of help with my court bundle as I am completely confused!

 

I have all my correspondance etc, but I am struggling to find some of the links mentioned in the basic court bundle and karnevil's posts:

 

Unfair contract terms act 1977

 

OFT trading report april 2006 (OFT842)

 

House of commons early day motion (EDM2227)

 

House of commons Select committee on treasury

second report 'transparency in charging'

 

report by kendall freeman on liquidated damages (may 2005)

 

case law reference alfred mcalpine capital projects vs tilebos ltd 2005 EWHC281

 

calculation fair charges OFT 05/04/2006

 

OFT unfair standard terms 22/03/05

 

OFT unfair contract terms

 

Threshold for intervention 06/07/06

 

OFT action on charges 05/04/06

 

I appreciate this is a lot to ask, but if anyone can point me in the right direction for a few of these links I will be eternally grateful!

Thank you

Rachel

[Guest louis wu]

Have a look here, quite a few of the links are in this file.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=296&d=1174895919

 

Louis

[Michael Browne]

Unfair contract terms act 1977

 

(OFT842)

 

(EDM2227)

 

'transparency in charging'

 

kendall freeman on liquidated damages

I have just googled the above phrases and guess what, each one is top of the list.

[rachsedman]

Have a look here, quite a few of the links are in this file.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=296&d=1174895919

 

Louis

 

 

Unfortunately, I work on a very old apple mac and I can only read parts of that file as it's appearing as nonsense on my screen so I'm having to try and create my own court bundle from scratch!

 

Thanks for taking the time to reply anyway!

[rachsedman]

I have just googled the above phrases and guess what, each one is top of the list.

 

Is there really any need for that sarcasm?

 

I posted here (as well as googling myself) as I thought that there would be people on here who have been through this process and therefore were more reliable than something I would find on a search engine and possibly could result in me making a fool of myself to the courts by quoting the wrong information.

[FOXYLADY1970]

hi

 

Im also preparing my court bundle or just finished it should I say.

 

Would it help if I email it over to you not sure if it would help you but would like to help if I can

 

Foxy

[Guest louis wu]

rachsedman,

 

The court bundle is always something that people are concerned/worried about when they first see it.

 

Try to remember that its never been relied upon in court because the banks always settle before hand.

 

The info you first posted contains a lot of info, and in my opinion not everything is needed.

 

My first bundle included all correspondance (section 1)

current schedual of charges (section 2)

statements (section3)

relevent case law (section 4)

 

section 4 was this

 

Relevant case law summaries

 

Early day motion from houses of parliament

 

Office of fair trading – statement summary

 

Dunlop v New Garage (1915)

 

Unfair terms in consumer contracts regulations (1999)

 

Unfair contract terms act (1977)

 

Supply of goods and services act (1982)

 

Lordsvale finance Plc v Bank of Zambia Times (1996)

 

Successful claims against Abbey (which was a list of claim no's from succesful claiments posted on this site)

 

 

 

 

all in all it section 4 was 45 pages long, and I very much doubt if anyone looked at it, but it did look good, and I think thats the point.

 

Hope this helps

 

Louis

[rachsedman]

Louis,

 

that's fantastic, thank you so much for your help! (And Foxylady too!)

 

I'm finding this bit of the process a bit daunting, so I really appreciate you helping me out.

 

Thanks again,

Rachel

x

[einyuk]

hi

 

i'am looking into the process of starting my bundle, already done loads of printing off..........when you say section 3 statements (bank statements ?)

 

1 set for myself (originals)

1 for the court (photocopies)

1 for abbey (photocopies )

 

would this be how it goes

 

thx

[Karne]

yes einy thats right. include your schedule of charges too.

[einyuk]

thx karne:wink:

 

am gonna prepare 1 bundle for now just in case it goes that far.

[Guest louis wu]

thx karne:wink:

 

 

am gonna prepare 1 bundle for now just in case it goes that far.

 

 

I'm sure it will. For what its worth, I found it easier to do all 3 copies at the same time (well, the statements, and relevet case law I took to the local staples and got them to copy it (Keep the reciept)).

 

You will be given ample time by the courts, so have a good look at it, but I wouldn't start it yet. Just my opinion, and there are no rights and wrongs

 

Best of luck

 

louis

[einyuk]

yeh louis just wanna get the feel for it see wats involved.

[Guest louis wu]

yeh louis just wanna get the feel for it see wats involved.

 

 

Like I said, theres no right or wrongs, and it is your claim:), and you need to do whatever you feel will make you the most comfortable.

 

You'll be fine no-matter what way you do this, and its Abbey that are going to end up paying:D, and at the end of the day that's all that really matters.

 

Well done and best wishes

 

Louis