Jump to content


  • Tweets

  • Posts

    • Hello, You can't make EVRi investigate something. The only thing you could potentially look to do is take EVRi to court for the value of the lost parcel, however with a value of only £25 there will be limited point to doing that.
    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

business claim 1992 and onwards


sharpgun
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5951 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Oh not much then. ;) Watching with interest.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

  • Replies 193
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Yes why not ? I repeat if they are unlawful charges then you have a legal right to claim them back, There are some real experts on here. Don;t submit anything until you are absolutely certain you are correct. Scott won £ 35,000 a week or so ago. Its not the amount its whether you can convince the courts of the legalities of your claim. Fortune favours the brave.Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

Post in on here.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

hi sharpie

 

i personally don't think the amount makes any difference as u r reclaiming unlawful charges does it matter if its £3k £10k £20k £40k it is still an unlawful charge. If the banks thought they could win any of the cases that they have already paid out on they would have defended the cases in court.

 

i know your claim is for pre 6 years which is a different kettle of fish altogether but the amount you r claiming doesn't make any difference at all

 

ill be watching your thread as i was stuffed big time in 94 (SAR in post)called in my overdrafton personal account which resulted in losing our first house

 

im waiting for Tom Brennans case to be finalised b4 i do anything even if its a year as im determined to get my pound of flesh as they had a pound from me in 94

 

revenge is sweet

 

good luck sharpie

 

lots of great people on here to help

 

 

scott

  • Haha 1
Link to post
Share on other sites

sharpie,

Got your email, and responded.

Looks like you've got lots of support and help here. Myself included.

Just be careful and have some patience. Don't rush and make mistakes.

Agree with Scott, that the size is quite immaterial to the arguments for and against, as the case law is behind us all. But those with larger claims will need to ensure that everything is totally watertight, as these are the cases they will cherry pick to scrutinise more carefully.

Best regards

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Scott,

Just out of interest. Noticed you claim included interest.

What type and at what rate was your interest ?

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Scott,

Just out of interest. Noticed you claim included interest.

What type and at what rate was your interest ?

 

 

Hi

 

only claimed 8%

 

Approx £23000 Charges £12000 interest

 

am starting another caim soon for Oct 99-Feb01 (pre 6 years)

 

charges 2900 Going down the CI route(when i get afull understanding) Interest will be £12000

 

T

 

otal claim to be approx £15k

 

 

scott

  • Haha 1
Link to post
Share on other sites

Guest NATTIE

Sharpgun, the amount you will be claiming, i believe may take you outside small claims(100k maximum), I hope someone can clarify this point as i am not sure is CI will be included in fugure that is submitted.

Link to post
Share on other sites

BOTH, you should be able to get a free half hour with a solicitor. Its imperative that with the size of your claim the bank will be certain to attack it vigourisly and try to find any holes. so it must be water tight.

  • Haha 1

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

do u think it will attrack a lot of publicity or more to the point would or should i want any? could it be good or bad to have the publicity

 

it will attract publicity but its up to you whether u remain anonymus, i gave interviews but my name,business name etc remained private, so i would say the choice is yours.

 

all publicity is good news to fight the banks

 

i think parky has good advice regarding tle legal arguement,i wouldn't try the no win no fee guys i would be more inclined to speak to an independent firm specialising in financial matters....

 

Bear in mind this site is a self help group and u keep all the payout...

 

 

only you can make the right decision as its a vast amount of dosh think it through carefully as u have a lot to win also a lot to lose

 

any one else with an opinion please post as im not legally trained and only had 1 claim, so im no expert

 

good luck

 

scott

Link to post
Share on other sites

the only arguements i can see will be pre 6 years & CI

 

cases have already been won on both of these aspects so as long as u dont make silly mistakes im sure u will win.

 

The banks have everything to lose Possibly billions if they defend in court and lose.....

 

 

Is £100k-£500k alot of money to a bank i think not..........

 

will they risk defending it???????????

 

I think not (my opinion only)

 

My gut feeling is it doesn't matter what size the claim is, if they payout on smaller amount with pre 6 years & CI they should also payout on this claim

Link to post
Share on other sites

Don't forget at the end of the day the bank will be told to fully disclose the trie costs of their charges. So any publicity on such a large amount would put them well under the spot light and they will hate it. I know who the public will support. Why don't you make a prelim enquiry to a news paper who might be willing to back you over legal costs and have sole rights to any story. Just an idea. You have potentially a brilliant case that the judiciary may try to turn into a precident. Lots of choices and decisions to make i am afraid. Only you can have the fina l say.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

Don't forget at the end of the day the bank will be told to fully disclose the trie costs of their charges. So any publicity on such a large amount would put them well under the spot light and they will hate it. I know who the public will support. Why don't you make a prelim enquiry to a news paper who might be willing to back you over legal costs and have sole rights to any story. Just an idea. You have potentially a brilliant case that the judiciary may try to turn into a precident. Lots of choices and decisions

to make i am afraid. Only you can have the fina l say.

 

 

good idea parky

 

i think bankfodder could possibly help and advise on this case

 

perhaps sharpie should PM bankfodder or a mod to see what they advise

 

scott

Link to post
Share on other sites

if i win this ill have to have the mother of all parties i wonder if thier reading this

 

I hope we all get invited !!!

 

..... a weekend at a villa in Monte Carlo maybe ??:D

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...