business claim 1992 and onwards

[Parkvale]

Oh not much then. Watching with interest.

[sharpgun]

Does Anyone Really Believe I Could Win Such A Vast Sum?

[Parkvale]

Yes why not ? I repeat if they are unlawful charges then you have a legal right to claim them back, There are some real experts on here. Don;t submit anything until you are absolutely certain you are correct. Scott won £ 35,000 a week or so ago. Its not the amount its whether you can convince the courts of the legalities of your claim. Fortune favours the brave.Good luck.

[sharpgun]

The Next Thing Im Gonna Need Is A Prelim Letter That Takes Into Account Both The Limitation Issue And Ci Interest I Suppose Photman Must Have Done One?

[Parkvale]

Post in on here.

[steven4064]

You might find some stuff on this thread useful

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/83455-garforth-gnatwest-22264-s32.html

 

Steven

[scott150663]

hi sharpie

 

i personally don't think the amount makes any difference as u r reclaiming unlawful charges does it matter if its £3k £10k £20k £40k it is still an unlawful charge. If the banks thought they could win any of the cases that they have already paid out on they would have defended the cases in court.

 

i know your claim is for pre 6 years which is a different kettle of fish altogether but the amount you r claiming doesn't make any difference at all

 

ill be watching your thread as i was stuffed big time in 94 (SAR in post)called in my overdrafton personal account which resulted in losing our first house

 

im waiting for Tom Brennans case to be finalised b4 i do anything even if its a year as im determined to get my pound of flesh as they had a pound from me in 94

 

revenge is sweet

 

good luck sharpie

 

lots of great people on here to help

 

 

scott

[photoman]

sharpie,

Got your email, and responded.

Looks like you've got lots of support and help here. Myself included.

Just be careful and have some patience. Don't rush and make mistakes.

Agree with Scott, that the size is quite immaterial to the arguments for and against, as the case law is behind us all. But those with larger claims will need to ensure that everything is totally watertight, as these are the cases they will cherry pick to scrutinise more carefully.

Best regards

[photoman]

Scott,

Just out of interest. Noticed you claim included interest.

What type and at what rate was your interest ?

[scott150663]

Scott,

Just out of interest. Noticed you claim included interest.

What type and at what rate was your interest ?

 

 

Hi

 

only claimed 8%

 

Approx £23000 Charges £12000 interest

 

am starting another caim soon for Oct 99-Feb01 (pre 6 years)

 

charges 2900 Going down the CI route(when i get afull understanding) Interest will be £12000

 

T

 

otal claim to be approx £15k

 

 

scott

[Guest NATTIE]

Sharpgun, the amount you will be claiming, i believe may take you outside small claims(100k maximum), I hope someone can clarify this point as i am not sure is CI will be included in fugure that is submitted.

[sharpgun]

does anyone think i should get some legal advice or have faith in all my friends on hear

[Parkvale]

BOTH, you should be able to get a free half hour with a solicitor. Its imperative that with the size of your claim the bank will be certain to attack it vigourisly and try to find any holes. so it must be water tight.

[sharpgun]

do u think it will attrack a lot of publicity or more to the point would or should i want any? could it be good or bad to have the publicity

[scott150663]

do u think it will attrack a lot of publicity or more to the point would or should i want any? could it be good or bad to have the publicity

 

it will attract publicity but its up to you whether u remain anonymus, i gave interviews but my name,business name etc remained private, so i would say the choice is yours.

 

all publicity is good news to fight the banks

 

i think parky has good advice regarding tle legal arguement,i wouldn't try the no win no fee guys i would be more inclined to speak to an independent firm specialising in financial matters....

 

Bear in mind this site is a self help group and u keep all the payout...

 

 

only you can make the right decision as its a vast amount of dosh think it through carefully as u have a lot to win also a lot to lose

 

any one else with an opinion please post as im not legally trained and only had 1 claim, so im no expert

 

good luck

 

scott

[scott150663]

the only arguements i can see will be pre 6 years & CI

 

cases have already been won on both of these aspects so as long as u dont make silly mistakes im sure u will win.

 

The banks have everything to lose Possibly billions if they defend in court and lose.....

 

 

Is £100k-£500k alot of money to a bank i think not..........

 

will they risk defending it???????????

 

I think not (my opinion only)

 

My gut feeling is it doesn't matter what size the claim is, if they payout on smaller amount with pre 6 years & CI they should also payout on this claim

[Parkvale]

Don't forget at the end of the day the bank will be told to fully disclose the trie costs of their charges. So any publicity on such a large amount would put them well under the spot light and they will hate it. I know who the public will support. Why don't you make a prelim enquiry to a news paper who might be willing to back you over legal costs and have sole rights to any story. Just an idea. You have potentially a brilliant case that the judiciary may try to turn into a precident. Lots of choices and decisions to make i am afraid. Only you can have the fina l say.

[scott150663]

Don't forget at the end of the day the bank will be told to fully disclose the trie costs of their charges. So any publicity on such a large amount would put them well under the spot light and they will hate it. I know who the public will support. Why don't you make a prelim enquiry to a news paper who might be willing to back you over legal costs and have sole rights to any story. Just an idea. You have potentially a brilliant case that the judiciary may try to turn into a precident. Lots of choices and decisions

to make i am afraid. Only you can have the fina l say.

 

 

good idea parky

 

i think bankfodder could possibly help and advise on this case

 

perhaps sharpie should PM bankfodder or a mod to see what they advise

 

scott

[sharpgun]

oh dear what am i getting into?

[scott150663]

oh dear what am i getting into?

 

 

about half a million

 

LOL

[spartan]

Hi Sharpgun.You go for it, you will get loads of help with this site.watching with intrest good luck.

[sharpgun]

if i win this ill have to have the mother of all parties i wonder if thier reading this

[photoman]

if i win this ill have to have the mother of all parties i wonder if thier reading this

 

I hope we all get invited !!!

 

..... a weekend at a villa in Monte Carlo maybe ??

[spartan]

When you are having your mother of all parties Natwest will be in mourning!!!!!!!!!!!!!!!!!!!!!!!!LOL

[sharpgun]

nattie made a good point which court do i go through?