Jump to content


  • Tweets

  • Posts

    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Smutley V Barclays


smutley
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3676 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 144
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Rang CCC this morning, notice on its way to me, I have been included in the Oral Hearings on 19th Oct at 10.30 am to lift the stay. Now Im scared... !! Have to submit day before for Judge to read my reasons, no need to serve on barclays - thats what I was told by clerk on phone - and whats that to go by!!

Link to post
Share on other sites

phew have just about done the 3 bundles... printer has run out of ink.. so will print the last pages in work tomorrow.. and just the indexing to do... now I have to learn it all, strange how the brain goes blank, stage fright I suppose!!!... roll on friday.. and one small thing, it would be nice to actually receive the notice of hearing that the clerk at ccc said was on its way to me!

nearly forgot, have to get one to the court by Thurs, think I will ring b's lit and just fax them my skeleton arguement and issue their bundle to them in court

Link to post
Share on other sites

I am very needy indeedy, dont think Ill show the judge my knees though.. ive got a dark blue file for him, light blue for b's (their colour) and bright pink for me... now what does that say ?

Link to post
Share on other sites

lol, going to ask b's to give the file back though...not letting them legit with my file..or on second thoughts, could go into b's tomorrow and ask them for some files to put statements in and use that for them

Link to post
Share on other sites

still not received notice from the court confirming hearing, although I was told by court clerk that I had been included in the oral hearings listed for this friday. Bundle is going in tomorrow. Do you think I should ring barclays as clerk did not think this was necessary. I will ring the court again tomorrow to clarify. I will be gutted if this is a court clerk classic co^k up

Link to post
Share on other sites

Hi Val, the site was down for maintenance, there was a notice on the general thread

I have received the same notice as you only mine is at 10.45 and yours is the slot before... dont understand at all what it is for, as Judge H said he would be writing to us.. unless it is to tell us in person and as it says no attendance necessary, we then get a transcript from the court? Have you got any ideas?

Heres my notice

Take notice that the hearing will take place on 30 October 2007 at 10.45 AM at Cardiff County Court

NO ATTENDANCE REQUIRED

5 minutes has been allowed for the hearing

Please note: This case may be released to another Judge, possibly at a different Court.

Link to post
Share on other sites

Hello Jenny, Have you seen this, I emailed Alanfromderby,and this is the reply, i was trying to forward my details to him as asked on the judicial review site where crfx has put that together. they want your details and everyone else possible. not sure if my hardship details are enough, but the other grounds we put forward might be? :-

 

Hi

 

Thanks for your message, actually the server was down on Thursday/Friday for

essential maintenance work - it was nothing caused by outside influence as

it is our own server.

 

Our final submissions will be going to the FSA tomorrow, so if you wish your

case to be included then please can you let me have the details today if

possible.

 

It may also interest you to know that we have been contacted by Guy Weaver,

who is a journalist working for MoneyMail. He has asked for anyone who has a

complaint about a bank failing to action claims where they are going through

financial hardship.

 

As your case may fall within that category, you might wish to consider

contacting him to discuss your situation.

 

Thanks again for your support.

 

Best Regards

 

Alan

 

 

Guy Anker - Contact Details:

 

[email protected]

 

Tel: +44 (0)20 7938 6138

Fax: +44 (0)20 7937 8161

Mobile +44 (0)7960347105

 

Daily Mail,

Northcliffe House,

2 Derry Street, Kensington,

London, W8 5TT

 

 

 

 

----- Original Message -----

From: "BankFodder"

To: "'alan@CAG'"

Sent: Sunday, October 28, 2007 1:09 PM

Subject: FW: remove waiver

Link to post
Share on other sites

Hi Val, not sure if I technically can use the hardship option, my working tax credit goes into a different account as the one I am claiming for. But I suspose I am still in receipt... so what details do they need, claim number, brief details?

Link to post
Share on other sites

Hi jenny, well I emailed alanfromderby and sent my full details including the history of my claim as well as a version of the court event on 19th up to getting this judgement hearing. I don't think mine would be considered hardship caused by the penalties, it is a contributory factor, but hoping the other factors could be used, timing of announcement in relation to my claim about to be considered for settlement, the fact that they made a partial offer, failed to send any paperwork?

I don't know, but give it a try val

Link to post
Share on other sites

NOTICE OF JUDGEMENT HEARING 30 OCT AT 10.45 FOR 5 MINS - NO ATTENDANCE REQUIRED

 

Rang ccc - the Judge has to officially lay down his reasons for not lifting the stay at the hearing on the 19th Oct and we will receive his judgement in letter format within 5 days.

 

So this will be the exciting letter we have been waiting for which may be to our benefit... the mind boggles!

Link to post
Share on other sites

Hi MB, reading the email that Val (Olden) had from Alan F it looks like if you are claiming for the stay to be lifted under the hardship clause, the Daily Mail are interested in hearing from anyone - prob going to do a feature article and looking for cases that they can use.

Link to post
Share on other sites

Thanks Jenny I was about to phone the court, and came here first. I don't think it will be anything to get excited about though, By the way looking at Judicial review site you can still send your details in directly to the FSA as well as the Daily Mail.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...