MacBoy Vs. Halifax and Hello To the Group!

[moneyhelp]

CASH ONLY!

 

And get one of those cool pens that check the notes

[MacBoy]

Oh those sound good Money....

[UKLASS]

Hello I think I am lost! Am I still in the right place for claiming charges against the Halifax? I've just sent my list of charges off to the bank to claim on two accounts and am feeling rather nervous and unsure of what might happen next. I used a template from the Action Group Website and hope I have used the spreadsheet correctly. Everyone posting on this forum seem to have got their money back. Has anyone heard of any that haven't? and does anyone know anything more about courts staying cases at the moment because of a test case or have I got that wrong?

[MacBoy]

Hi UKLASS and a big welcome to CAG! You've certainly come to the right place to get everything you need, including spreadsheets and templates; but you'll also find a wealth of other useful information plus some great camaraderie and support!

 

However, in order to get the best from CAG, you will need to start your own thread. How to do that? Click here and look for the 'New Thread' button. Click that then post away. You'll find pretty soon that you get responses and people will be helping you along your way!

 

If you're just going back the six years (there is a small but dedicated band of selfless masochists such as myself, who are trying to push the envelope a little and claiming for longer periods ), then the most useful place to start will be the FAQs, Template Library and Guidance Notes where you'll find all the advice and documents needed to support your claim. If you're going back beyond 6 years then I suggest that you also take the time to read this thread.

 

 

You'll also find plenty of other sources of information as you trawl the site.

 

I suggest you use your thread as a place not only to ask questions and have them answered, but also as a sort of diary, as you will find it can be taxing trying to remember dates, times, etc. - which you'll need to be able to recall accurately for any correspondence or Court work.

 

Take a look at how I've marked certain posts on my thread as either 'Milestones' or 'Updates' - this kind of system could really come in handy as an aide memoire for you, too.

 

You could also do yourself and the group an immediate favour by clicking the link in blue at the bottom of this post and learning how you can write to your MP and complain about the cosy arrangement between the OFT and the banks to frustrate our claims during the test case. Good luck - and give me a shout if you need anything; and If I or any of my pals don't know the answer, we'll certainly find a Helper or Mod who does!

 

Best

Mac

[deedee1310]

Hello MacBoy

 

I've not forgotten you! I've had a mad busy week and my little sister's 18 Birthday Weekend (gosh I'm really starting to feel slightly old) . Haven't had a minute to read!

 

I've never had occasion to have a Notice Hearing discontinued, so I'm just trying to read and find some information for you. If I can't I will admit defeat and let you know.

 

 

 

 

deedee xxx

[MacBoy]

No problem deedee - you take your time and enjoy your family party - we can catch up in the week

 

From what I can gather so far I can use a Consent Order - which drops the intended action (as they have now complied), but allows me to keep the hearing scheduled to apply for my costs - still not fully read up this but I think the other side have to agree (which in my mind will be highly likely, as it would probably cost them far more to send representation than to pay the relatively paltry costs I'm asking).

 

Mac

[deedee1310]

CONGRATULATIONS ON BECOMING A PLATINUM CUSTOMER!!!

[MacBoy]

Cheers Great smilies, btw!

[deedee1310]

No problem deedee - you take your time and enjoy your family party - we can catch up in the week

 

....it would probably cost them far more to send representation than to pay the relatively paltry costs I'm asking.

 

Mac

 

 

Isn't that the truth! They send solicitors and barristers for the smallest of cases whilst we act as litigants-in-person and claim fees for £9.25 per hour. Tip - you are allowed to claim your professional hourly rate, in my case £20-25 per hour (bear that in mind for yourself)

 

We'll keep plugging away.

 

deedee xx

[MacBoy]

£9.25 per hour. Tip - you are allowed to claim your professional hourly rate, in my case £20-25 per hour (bear that in mind for yourself)

 

Interesting... I thought we were restricted to the guideline rate - mines about £30, so that would certainly be a boost from the draft claim I put together

[deedee1310]

Interesting... I thought we were restricted to the guideline rate - mines about £30, so that would certainly be a boost from the draft claim I put together

 

There is a caveat to this however, better explained here Litigants in Person: 18 Jan 2007: Written answers (TheyWorkForYou.com)

 

deedee x

[deedee1310]

See also Publications - Guidance (paragraphs 38-40)

 

It's stupid that LIP's have to show a loss but that's the way it is at the moment. Maybe a petition needs to be started with regards to increasing the amount that can be claimed, without having to show a loss to claim more.

[MacBoy]

Litigants in Person: 18 Jan 2007: Written answers (TheyWorkForYou.com)

..upshot of which then, is that it depends how evil and deceptive I am able to portray them as at the hearing!

 

Seriously though, cheers for that deedee..

[deadlykiss]

hi MacBoy

hope all is going ok for you , congrats on being upgraded im still waiting for news , will keep you posted .

 

have fun

[MacBoy]

Thanks DK - good luck to you too - hope you hear something very soon

[**Tilly**]

hi mac how you doodling:D

[MacBoy]

Very well indeed, Tils - and your good self?

[**Tilly**]

yes im fine thanks mac plodding along lol

[MacBoy]

Holiday in the offing, I hear? Where are you off to and when?

[**Tilly**]

yes and i cant wait im ready for this one lol i go on the 1st october dominican republic

[**Tilly**]

catcha later mac of to work another day another dollar lol

[UKLASS]

Thanks MacBoy, I really appreciate the time you spent replying to my cry in the dark. You really shed some light on where to go and what to do. Now if you could tell me how to add an avitar graphic to my profile I may not feel the odd one out!

Seriously you lot sound like a friendly helpful lot and I shall take your advice and go and start a new thread. Do drop in when you can.

[stonedecroze]

Thanks MacBoy, I really appreciate the time you spent replying to my cry in the dark. You really shed some light on where to go and what to do. Now if you could tell me how to add an avitar graphic to my profile I may not feel the odd one out!

Seriously you lot sound like a friendly helpful lot and I shall take your advice and go and start a new thread. Do drop in when you can.

 

Click on "user CP " at the top of the page scroll down to "edit avatar" and there you go !!. will pop over to your thread soon. regards Stone

[MacBoy]

You're welcome, UKLASS. See Stone's advice above for the avatar graphic - and we hope to see you all dressed up ion your own thread soon!

 

Regards

Mac

[MacBoy]

Dominican Republic? Nice one, Trotter - bring us back a stick of......no, er that won't work will it?